1ST LIBERTY FEDERAL CREDIT UNION - Cut Bank, MT

Welcome to 1st Liberty, your trusted financial partner in the heart of Cut Bank, MT. Established in 1955, our credit union has grown into a cornerstone of the community, proudly serving over 15,000 members with a commitment to personalized banking solutions. Located at 310 W Main St, we invite you to experience a range of services tailored just for you from checking and savings accounts to auto loans and mortgage refinancing. At 1st Liberty, we understand that financial choices can be daunting. That's why our dedicated team of 59 employees is here to guide you through every step, ensuring that your banking experience is both seamless and rewarding. With total assets exceeding $206 million and deposits amounting to $20,902,388, we are well-equipped to meet your needs today and into the future. Whether you're interested in obtaining one of our competitive loans over 6,870 have already been approved or you need assistance managing your savings, we prioritize your success. Our CEO, Steven Grooms, along with Board President Ken Sylva, lead our team with an unwavering focus on community engagement and member satisfaction. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 310 West Main, Cut Bank, MT 59427. Feel free to reach out at 406-873-2213 or explore more about us at 1st Liberty's website. Join us today and discover how we can help you achieve your financial goals!

At 1st Liberty, we believe that becoming a member is like joining a family where everyone supports each other. If you're wondering whether you qualify, let me share some good news! Membership is open to anyone who lives, works, worships, or attends school in our local community. This means that if you have ties to the area around 310 W Main St Cut Bank Mt 59427, you're likely eligible. We want you to enjoy all the benefits we offer, from competitive loan rates to personalized service tailored just for you. To make sure you have the most accurate and updated information regarding eligibility criteria, feel free to visit our detailed guide at http://www.1stliberty.org/about/eligibility-guidelines . Ready to take the next step? Opening an account with us is straightforward and welcoming. You can start the process online by visiting https://digitalbanking.1stliberty.org/app/access/login or give us a call at (406) 873-2213 if you have any questions along the way. Joining 1st Liberty isn't just about banking; it's about being part of a community that cares. We can't wait to welcome you!

At 1st Liberty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe in transparency, which is why we want to share our financial strength with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $29,411,292, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,425 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,353,532 in share certificates and $11,337,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $2,000 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $658 in used auto loans and $85,263,180 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our net income stands at $0, this reflects our operational efficiency and commitment to providing value to our members. We also take pride in having 53 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $383,437. Total Share and Deposit Accounts: 29,824, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Liberty is your trusted partner. Visit us at 310 W Main St Cut Bank Mt 59427 or call (406) 873-2213 to learn more about how we can help you achieve your financial goals.