1st Liberty Credit Union Conrad MT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to 1st Liberty, your trusted financial partner in the heart of Conrad, MT. Located at 202 S Main St, our branch has been serving the community since 1955. With a strong commitment to our members, we take pride in providing personalized banking solutions that meet your unique needs. At 1st Liberty, we understand that every dollar counts. That's why we've built a solid foundation with total assets of $206,328,255 and a robust membership base of 15,035 individuals who trust us with their financial journey. Whether you're looking for personal banking options like checking and savings accounts, or financing solutions such as auto loans and mortgages, we are here to support you every step of the way. Our leadership team, led by CEO Steven Grooms and Board President Ken Sylva, is dedicated to fostering a welcoming environment where members feel valued and empowered. Together, we strive to maintain a net worth of $29,411,292, ensuring stability and growth for all our members. While you can always reach us at our physical location in Conrad, official correspondence should be directed to the same address: 202 South Main, Conrad, MT 59425. We invite you to explore our wide range of services designed to enhance your financial well-being. With total deposits amounting to $20,902,388, we are fully equipped to help you achieve your financial goals. Have questions or need assistance? Don't hesitate to give us a call at 406-278-3020 or visit our website at 1st Liberty for more information. Join us today and discover how 1st Liberty is committed to putting you first!

Branch History & Mission

Call to Action

As we continue to grow and innovate embracing digital advancements like online banking and mobile applications we invite you to join us on this journey. Experience the benefits of being part of 1st Liberty today! Visit our website at 1st Liberty or call us at 406-278-3020 for more information about becoming a member or exploring our services. Together, let's build a brighter future for Conrad!

Our Journey

Located at 202 S Main St, Conrad, MT 59425, 1st Liberty began with a simple mission: to provide accessible financial services to everyone in our community. Over the years, we have expanded our offerings from basic savings accounts to a variety of services including auto loans, mortgage financing, and business banking. Our drive-thru service and ATM availability ensure that we are here for you when you need us most. As we grew, so did our dedication to being more than just a financial institution. We strive to be a partner in our members' lives. Through community outreach programs and partnerships with local organizations, we actively contribute to the well-being of Conrad. Our efforts focus on not only meeting financial goals but also enhancing the quality of life for everyone in the area.

Our Mission

At 1st Liberty, our mission is clear: we aim to empower individuals by providing reliable financial solutions while fostering community growth. We believe in putting people first offering personalized service that makes banking easier and more approachable. Whether you're opening your first checking account or looking for support with your business finances, we're here to help you every step of the way. While members can visit us at 202 S Main St, official correspondence should be sent to 202 South Main, Conrad, MT 59425 if it differs from our branch address.

Branch Location & Accessibility

Additional Services

At 1st Liberty, we offer a variety of services tailored to meet your needs. Need cash? Our ATM is available for withdrawals and balance checks. You can also enjoy the convenience of online and mobile banking for your day-to-day transactions. We invite you to stop by or give us a call at 406-278-3020 if you have any questions or need assistance. Our team is ready to help make your banking experience smooth and enjoyable. Come see what makes us more than just a bank experience the community spirit of 1st Liberty today!

Convenient Access and Features

When visiting us, you'll find ample parking right outside our doors, making it simple to pop in for a quick transaction. We are proud to be ADA compliant, ensuring that everyone can access our services comfortably. If you prefer to handle your banking from the comfort of your vehicle, we offer drive-thru banking from 9 a.m. to 5 p.m., perfect for those on the go! For any official correspondence, please note that while you can visit us at our physical location, you can also send mail to our mailing address: 202 South Main, Conrad, MT 59425.

Operating Hours

Our lobby is open Monday through Friday from 9 a.m. to 5 p.m., giving you plenty of time during the week to come in and meet with our friendly staff. Whether you need assistance with personal banking services like checking and savings accounts or are looking into auto loans and mortgage options, we're here for you.

Member Eligibility

Becoming a member of 1st Liberty feels like stepping into a welcoming community where your financial needs are understood and prioritized. If you live, work, worship, or attend school in the area around 202 S Main St Conrad Mt 59425, you're already on your way to enjoying all the benefits we have to offer! We believe that everyone deserves access to personalized banking services, and our membership criteria reflect that inclusive spirit. To find out more about eligibility details and ensure you meet the requirements, check out our comprehensive guide at http://www.1stliberty.org/about/eligibility-guidelines . Opening an account is as easy as it gets! You can start the process online by visiting https://digitalbanking.1stliberty.org/app/access/login or give us a call at (406) 278-3020 if you have any questions. We're here to help you navigate through every step, ensuring that joining 1st Liberty is a smooth and enjoyable experience. Together, let's build your financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or hire additional staff to meet rising demand. With our competitive rates and tailored loan options, we help turn these possibilities into realities for local entrepreneurs.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. For instance, with our easy-to-use payment processing solutions, you can accept payments quickly and efficiently, freeing you up to focus on what you do best running your business. Visit us at 202 S Main St Conrad Mt 59425 in Conrad, MT, or call us at (406) 278-3020 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For our business members, we provide robust banking solutions including merchant services and business loans. We know running a business comes with its own set of challenges, so we're here to assist in simplifying your financial operations.

Connect With Us

If you have any questions about our services or want to get started on your financial journey today, don't hesitate to reach out! Call us at 406-278-3020 or visit us at 202 S Main St, Conrad. We're here from Monday through Friday from 9 a.m. to 5 p.m., ready to assist you with all your banking needs. At 1st Liberty, we're more than just a credit union; we're a community partner committed to helping you achieve your financial goals!

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why 1st Liberty offers online and mobile banking services so you can manage your accounts anytime, anywhere. You can check balances, transfer funds, or pay bills right from your phone or computer. Plus, our ATM services allow for quick cash withdrawals and balance checks without the need to visit the branch. With drive-thru banking available for simple transactions like deposits and withdrawals, we prioritize making your banking experience smooth and hassle-free.

Credit Solutions That Work for You

We also offer credit cards with rewards that let you earn while you spend. With various options available, you can find one that aligns perfectly with your lifestyle and spending habits.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, we have options tailored for you. Our personal banking services are designed to help you manage your day-to-day finances effectively. For those considering a new vehicle, our auto loans and vehicle financing solutions can make that dream car a reality with competitive rates and flexible terms. If you're thinking about homeownership or refinancing your current mortgage, our mortgage loans provide the support you need every step of the way. And if life throws unexpected expenses your way, our personal loans and debt consolidation options can help ease the burden.

Digital & Online Banking

Key Features

Our user-friendly mobile application makes it simple to access all your banking needs right from your smartphone. Whether you're looking to send money quickly through our person-to-person transfer feature or review your monthly e-statements for easy record-keeping, everything is just a tap away. Plus, with e-statements available, you can easily keep track of your financial history without the clutter of paper documents. Security is a top priority for us at 1st Liberty. We ensure that all transactions are protected with advanced encryption technology, giving you peace of mind as you manage your accounts online. Although we do not currently offer electronic signature authorization, our commitment to protecting your information remains strong. For those who enjoy using mobile payment options, we are excited to announce that our mobile application provides a straightforward way to manage payments directly from your device. While we don't yet support mobile payments, we're always exploring ways to enhance our services for our members. Whether you're at home or out running errands, our digital tools empower you to manage your money on your terms. Experience the freedom and ease of digital banking at 1st Liberty today!

Financial Strength

At 1st Liberty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that benefits everyone in our community. With a net worth of $29,411,292, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,425 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,353,532 in share certificates and $11,337,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $658 in used auto loans and $85,263,180 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $383,437. Total Share and Deposit Accounts: 29,824, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Liberty is your trusted partner. Visit us at 202 S Main St Conrad Mt 59425 or call (406) 278-3020 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

At 1st Liberty, we understand that financing needs vary from person to person. Whether you're looking to purchase a vehicle, buy a home, or manage your day-to-day expenses, our diverse loan products can help you achieve your financial goals. Located at 202 S Main St, Conrad, MT 59425, we invite you to explore the options available to you. With over 6870 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly attractive for those in the market for a new vehicle. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,004,543 in used vehicle loans and $46,087,391 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide Junior Lien 1-4 Family Residential Properties loans totaling $2,353,956, making buying or refinancing simple and accessible. For those who need flexibility in managing expenses, we offer unsecured credit card loans with a total of $1,569,939 available. These loans can help you handle unexpected costs while maintaining control over your budget. We also cater to businesses with our outstanding commercial loan offerings. Although there are currently no outstanding commercial loans available at this time, it's worth noting that our services often include options for business owners looking for capital to grow and expand. At 1st Liberty, we believe in providing tailored solutions. If you're considering refinancing or would like to check your eligibility for any of our loan products, please don't hesitate to reach out. Our friendly staff is ready to assist you at 406-278-3020 during our operating hours from Monday through Friday from 9 a.m. to 5 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our website at 1st Liberty for more information about our loan offerings and how they can fit into your financial plans.

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1St Liberty