1st Kansas Credit Union Topeka KS | Best Auto Loans & Business Banking

Introduction

Welcome to 1st Kansas Credit Union, your trusted financial partner since 1929. Located conveniently at 400 S Kansas Ave Ste B, Topeka, KS 66603, we have been dedicated to serving our community with personalized banking solutions and a commitment to your financial well-being. With a strong foundation built over the years, we proudly support a membership of 1,194 individuals, helping them achieve their financial goals. At 1st Kansas, we understand that every member's journey is unique. That's why we offer a variety of services tailored to meet your needs, whether you're looking for checking and savings accounts, auto loans, mortgage options, or personal loans. Our total assets amount to an impressive $11,273,183, showcasing our stability and capability to serve you better. While members can visit us at our branch location, official correspondence should be sent to PO Box 1097, Topeka, KS 66601. We're here for you Monday through Friday from 8:30 a.m. to 4:30 p.m., ready to assist with any questions or services you may require. Under the leadership of our CEO, Felicity Gorski, and Board President, Kyle Reed, our team of just 3 employees is committed to making your banking experience smooth and enjoyable. We take pride in offering a personal touch that larger institutions may overlook. Our net worth stands at $2,385,255, and we maintain a healthy balance with total deposits reaching $625,274. We invite you to explore what sets us apart and how we can support your financial aspirations. Whether you're considering joining us or need assistance with an existing account, don't hesitate to reach out at (785) 233-4323. Let us help you take the next step toward achieving your financial dreams! For more information about our services and membership eligibility, visit us online at 1stkansascu.com.

Branch History & Mission

Community Engagement

Community support lies at the core of what we do. We actively participate in local events and initiatives that uplift those around us. Our partnerships with local organizations help us extend our reach and impact positively on the lives of residents throughout Topeka. As part of our commitment to inclusivity, we ensure that all members can access our services comfortably and safely. We are proud to be ADA compliant so that everyone can feel welcome at our branch.

Join Us

If you're looking for a credit union that prioritizes its members' needs while giving back to the community, look no further than 1st Kansas Credit Union. Experience firsthand how we blend tradition with innovation in serving you better every day. We invite you to join us today! For more information about membership eligibility or services offered, visit us at 1st Kansas Credit Union or give us a call at 785-233-4323. Together, let's build a brighter financial future!

Our Legacy

At 1st Kansas, we believe that our history is rooted in community spirit and service. We started as a small credit union dedicated to providing affordable financial services to our members. Over the years, we have expanded our offerings and now manage assets totaling $11,273,183. This growth reflects not only our commitment to responsible management but also our dedication to serving every member like family. Our branch is conveniently located at 400 S Kansas Ave Ste B, Topeka, KS 66603, a spot easily accessible to those in the area. If you need to send us official correspondence, please use our mailing address: PO Box 1097, Topeka, KS 66601.

Our Mission

The mission of 1st Kansas Credit Union is simple yet powerful: we strive to empower our members through exceptional financial services while fostering a sense of belonging within our community. Our goal is to provide personalized solutions whether it's personal banking options like checking and savings accounts or various types of loans including auto financing and mortgages. We are committed to making banking accessible for everyone. That's why we embrace digital advancements such as online banking and electronic statements, allowing our members to manage their finances easily from anywhere. While we currently do not offer ATM or drive-thru services, our lobby hours are convenient; we're open Monday through Friday from 8:30 a.m. to 4:30 p.m. for all your banking needs.

Branch Location & Accessibility

Accessibility Features

At 1st Kansas Credit Union, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and accessible parking options that ensure everyone can easily reach us. Whether you need assistance with setting up an account or have questions about our services, our friendly team is always ready to assist.

Call to Action

We invite you to come visit us at 1st Kansas Credit Union! Whether you have questions about your account or want to explore new financial opportunities, feel free to call us at 785-233-4323. Our dedicated team looks forward to serving you and making your banking experience as enjoyable as possible!

Operating Hours

We understand that your time is valuable. That's why we are open Monday through Friday from 8:30 a.m. to 4:30 p.m., making it convenient for you to stop by before or after work. While we don't offer drive-thru banking or ATM services currently, our staff is here to provide personalized service during our operating hours.

Services Offered

At 1st Kansas Credit Union, we offer a variety of financial services designed to meet your unique needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our goal is to support you in achieving your financial aspirations. Additionally, enjoy online and mobile banking services that allow you to manage your finances from the comfort of home.

Member Eligibility

Becoming a member of 1st Kansas is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in Shawnee County, or if you are an immediate family member of an existing member, you're already eligible to join us! We believe in creating opportunities for everyone, so even if you're new to the area or looking for a supportive community, we welcome you with open arms. At 1st Kansas, you'll enjoy personalized service, competitive rates on loans and savings accounts, and access to various financial resources tailored just for you. To learn more about the specific eligibility criteria and ensure you meet all requirements, feel free to visit our detailed page at http://www.1stkansascu.com/membership.php. Once you're ready to join our family, opening an account is straightforward and hassle-free. If you have any questions or need assistance, don't hesitate to give us a call at (785) 233-4323. We look forward to helping you embark on your financial journey with us at 1st Kansas, located at 400 S Kansas Ave Ste B Topeka Ks 66603!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any member or non-member commercial loans funded, our goal is to facilitate future financing opportunities that empower local entrepreneurs. Imagine how a well-structured loan could give your business the boost it needs whether for expanding operations, purchasing equipment, or managing cash flow.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify your transactions. Whether you're processing payments online or in-store, our solutions help streamline operations and improve customer satisfaction. Picture this: as you serve customers efficiently and accept payments effortlessly, you can focus on what truly matters growing your business. If you're ready to explore how 1st Kansas can support your business journey, visit us at 400 S Kansas Ave Ste B Topeka Ks 66603 in Topeka, KS or give us a call at (785) 233-4323. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing your existing vehicle, our auto loans and vehicle financing options make it easy. We offer competitive rates and flexible terms, so you can drive away in the car you've always wanted without the stress of complicated financing.

Business Banking

For entrepreneurs and business owners, our business banking services include merchant services and business loans designed to help your business thrive. We know that running a business comes with its own set of challenges; let us partner with you for financial success.

Credit Cards with Rewards

Don't miss out on benefits when spending! With our credit cards with rewards, every purchase brings you closer to exciting rewards. Whether it's cash back or travel points, enjoy the perks while managing your expenses effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. At 1st Kansas, we prioritize accessibility through our online and mobile banking services. Check balances, transfer funds, and pay bills anytime right from your smartphone or computer. Plus, our person-to-person payment service allows for quick and easy money transfers between friends or family. With all these offerings and more at your fingertips, managing your finances has never been easier! If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out at (785) 233-4323. Join us at 1st Kansas Credit Union, where we are committed to helping you achieve your financial goals!

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance an existing mortgage, 1st Kansas provides various mortgage solutions. Our friendly staff is here to guide you through each step of the process, ensuring you find a loan that fits your budget and lifestyle.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer personal banking options, including checking and savings accounts, to help you keep track of your funds effortlessly. Imagine being able to manage your everyday expenses while saving for future goals all from the convenience of your home through our user-friendly online banking platform.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for those times when you need extra cash. Whether you're planning a home improvement project or need funds for an emergency, we've got you covered. Additionally, our debt consolidation options can help simplify your finances by combining multiple payments into one manageable loan.

Digital & Online Banking

Key Services

Visit us at https://www.1stkansascu.com/ to explore the full suite of our online banking features. You can easily check your balances, transfer funds, and view transactions all with just a few clicks. If you prefer to manage your statements electronically, we also provide e-statements for quick and easy access to your financial records. For those times when you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast. You can send money directly from your account without needing cash or checks. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Security & Convenience

We prioritize your security by implementing advanced measures that protect your information. Our online banking platform is designed to be user-friendly while keeping your data safe. Whether you're using a computer or mobile device, accessing your accounts is straightforward. While we currently do not offer mobile payments or a dedicated mobile application, our web platform remains highly responsive on all devices. You can enjoy the same functionalities on-the-go as you would from a desktop. In today's fast-paced world, having real-time access to your finances is crucial. At 1st Kansas, we strive to make banking convenient and accessible for everyone whether you're at home or out and about. Join us today and experience how effortless banking can be!

Financial Strength

Commitment to Growth and Innovation

With $2,020,326 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals with $5,575,401 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts stand at 1,798, showing a strong and growing member base that trusts us with their finances. This trust is vital as it allows us to operate efficiently while providing you with the best possible services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Kansas is your trusted partner. Visit us at 400 S Kansas Ave Ste B Topeka Ks 66603 or call (785) 233-4323 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $5,564,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus ensures that our resources are directed toward benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,385,255, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,110 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $3,227,350 in used vehicle loans and $1,458,976 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used option, we can assist you in making an informed decision.

Credit Lines and Unsecured Loans

For those looking for financial flexibility, we provide total credit lines of $400,000. Additionally, while we currently do not have any unsecured credit card loans available, our team is prepared to discuss future options that could suit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $31,623, providing flexibility and support for those ready to invest in their future.

Refinancing Options

If you're considering refinancing existing loans or mortgages, be sure to ask about our eligibility options. We aim to assist our members in saving money and improving their financial situations. At 1st Kansas, located at 400 S Kansas Ave Ste B Topeka Ks 66603, we're committed to offering personalized service and practical solutions for all your borrowing needs. Feel free to reach out at 785-233-4323 during our operating hours from Monday through Friday, 8:30 a.m. - 4:30 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan products can work for you!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process means that users can trust the information they receive.

1St Kansas