1ST GATEWAY CREDIT UNION

Welcome to 1st Gateway, your trusted financial partner located at 2536 E Lincolnway, Sterling, IL 61081. Since our establishment in 1953, we have proudly served our community with a commitment to providing exceptional financial services tailored to the needs of our members. With a total membership of 10,597 and assets amounting to an impressive $158,926,749, we are dedicated to helping you achieve your financial goals. At 1st Gateway, we understand that banking is more than just transactions; it's about building relationships and supporting our community. Our experienced team of 47 employees, led by CEO Pat Drennen and Board President Kerry Kennedy, is here to assist you with everything from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing. While members can visit us at our branch address, official correspondence should be sent to 2536 E Linconway, Sterling, IL 61081-3052. We are here to ensure that all your banking needs are met with convenience and care. With total deposits reaching $24,330,586 and a net worth of $22,942,409, we are financially sound and ready to serve you better. Our commitment extends beyond numbers; it's about making a positive impact in our community through responsible lending practices and various member services. We invite you to explore our range of offerings by visiting our website at 1st Gateway. Whether you're looking for loans or simply want to manage your accounts online or via mobile banking, we're here for you every step of the way. Feel free to reach out at (815) 564-0367 for any inquiries or visit us during our operating hours: Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 7:30 AM to Noon. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

At 1st Gateway, we believe that becoming a member is like joining a warm, welcoming family where your financial needs are prioritized. If you live, work, or worship in the area around 2536 E Lincolnway Sterling Il 61081, you're likely eligible to join us! We open our doors to individuals who share our community spirit, and we can't wait for you to experience the benefits of membership. You'll find great rates on loans and savings, personalized service, and a variety of financial products designed just for you. To learn more about the specific eligibility criteria and how you can become part of our community, feel free to check out this detailed resource: http://www.1stgateway.org/switchkit.html . When you're ready to take the next step, opening an account is a breeze simply visit https://1stgateway-dn.financial-net.com/web/enrollment or give us a call at (815) 564-0367. We're excited to help you start your journey with 1st Gateway!

At 1st Gateway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and performance, which is why we want to share key insights about our financial strength. With a net worth of $22,942,409, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,444 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,174,843 in share certificates and $24,734,148 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,106,815 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $2,535 in used auto loans and $127,021,194 in total loans and leases, supporting our members' financial goals across various sectors. Our $965,000 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $31,226. Total Share and Deposit Accounts: 21,184, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Gateway is your trusted partner. Visit us at 2536 E Lincolnway Sterling Il 61081 or call (815) 564-0367 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.