1st Gateway Credit Union De Witt IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to 1st Gateway, your trusted partner in financial well-being, located at 1703 11Th St, De Witt, IA 52742. Since our establishment in 1953, we have been dedicated to serving our community and helping our members achieve their financial goals. With a strong membership base of over 10,597 individuals, we pride ourselves on being more than just a credit union; we're a family committed to supporting one another. At 1st Gateway, we believe in transparency and trust. Our total assets stand at an impressive $158,926,749, showcasing our stability and reliability. We currently hold $24,330,586 in deposits, ensuring that your savings are not only secure but also working for you. Our net worth of $22,942,409 reflects our sound financial management and commitment to growth. Under the leadership of our CEO, Pat Drennen, and Board President, Kerry Kennedy, we strive to create an environment where every member feels valued. With a team of 47 dedicated employees, we're here to assist you with various services including personal banking, auto loans, mortgages, and business banking solutions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1703 11th St, De Witt, IA 52742-1297. We invite you to explore how we can assist you on your financial journey. For any inquiries or to learn more about our services, don't hesitate to call us at 563-359-5963 or visit our website at 1st Gateway. Your financial success is our mission!

Branch History & Mission

Community Connections

Our commitment goes beyond mere banking; it extends into active participation within our community. We engage in various outreach initiatives that support local schools, charities, and events aimed at enhancing the quality of life in De Witt and surrounding areas. By forming partnerships with local organizations, we ensure that our efforts contribute positively to those around us. In this digital age, we also embrace technology while ensuring accessibility for all our members. From online banking to mobile payment solutions, we aim to provide tools that fit seamlessly into your lifestyle.

Join Us!

We invite you to become part of the 1st Gateway family and experience firsthand the dedication and personal touch that sets us apart from traditional banks. Join us today by visiting our website at 1st Gateway or give us a call at (563) 359-5963. Together, let's build a brighter financial future!

Mission Statement

At 1st Gateway, our mission is simple yet profound: to provide exceptional financial services while nurturing a sense of community support and involvement. We understand that banking is not just about transactions; it's about building trust and helping individuals achieve their dreams whether that's buying a first car or preparing for retirement. While members can visit us at 1703 11Th St De Witt Ia 52742, official correspondence should be sent to 1703 11th St, De Witt, IA 52742-1297. Our operating hours are designed for your convenience Monday through Thursday from 8 AM to 5 PM, Friday until 6 PM, and Saturday mornings until noon. With ATM access available and drive-thru services ready to assist you quickly, we strive to make every interaction as smooth as possible.

Our Journey

1st Gateway began as a vision to provide accessible banking options for all. From humble beginnings, we have achieved remarkable milestones including substantial growth in total assets now standing at $158,926,749. We take pride in fostering a welcoming environment where everyone feels valued and empowered to reach their financial goals. Our headquarters are situated just a short distance away in Camanche, IA. This connection allows us to maintain a strong regional presence while remaining focused on local needs. The journey has not just been about numbers; it's about the relationships we've built along the way.

Branch Location & Accessibility

Accessibility and Amenities

At 1st Gateway, we strive to make your visit as comfortable as possible. Our branch is fully ADA compliant, ensuring that everyone can access our services with ease. We offer ample parking right outside, so you won't have to worry about finding a spot when you arrive. Plus, with our drive-thru banking service available, you can take care of simple transactions without even leaving your vehicle.

Connect With Us

Ready to explore how we can help with your financial goals? Don't hesitate to give us a call at 563-359-5963 or stop by during business hours. Our friendly staff at 1st Gateway looks forward to welcoming you!

Operating Hours

We understand that life can get busy, which is why we've designed our operating hours to fit your schedule. You can visit us Monday through Thursday from 8 AM to 5 PM, and on Friday from 8 AM to 6 PM. For those who prefer weekend banking, we're open Saturday from 9 AM until noon. Our team is ready to assist you during these hours, ensuring that you receive the support you need.

Services Offered

At our De Witt branch, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM service is available for quick withdrawals and balance checks. If you prefer face-to-face assistance, feel free to come inside or use our drive-thru for deposits and simple transactions. While members can visit us at 1703 11th St for all their banking needs, official correspondence should be sent to the same address as well 1703 11th St, De Witt, IA 52742-1297.

Member Eligibility

Joining 1st Gateway is more than just opening a bank account; it's about becoming part of a caring community that supports your financial goals. To become a member, you need to meet some simple eligibility criteria. If you live, work, or worship in the area around De Witt, Iowa, you're likely already qualified! We welcome individuals from all walks of life, and our friendly team is here to help you every step of the way. You can find detailed eligibility information by visiting this link. Opening an account is just as easy! You can start your membership journey online by filling out an application at this page or give us a call at (563) 359-5963 for assistance. Let's take this exciting step together and explore how 1st Gateway can be your trusted partner in financial success. Remember, we're located at 1703 11Th St De Witt Ia 52742, ready to welcome you with open arms!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine running a busy café and being able to accept payments effortlessly through various methods. Our services ensure you can focus on what you do best serving your customers while we handle the transactions smoothly. Located at 1703 11Th St De Witt Ia 52742 in De Witt, IA, we're here to help your business thrive. Contact us today at (563) 359-5963 to learn more about how our tailored solutions can meet your financial needs!

Comprehensive List Of Services

Accessibility

For those who prefer face-to-face interactions, we provide basic drive-thru banking for quick deposits and withdrawals without leaving your car. Our friendly team at 1703 11th St De Witt IA 52742 is always ready to assist you during operating hours: Monday through Thursday from 8 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to noon. --- Ready to experience all that 1st Gateway has to offer? Give us a call at 563-359-5963 or visit us online at 1stgateway.org to learn more about opening an account or applying for a loan today! Your financial journey starts here!

Business Banking

For local business owners, our business banking services include merchant services and business loans tailored specifically for small enterprises. We know how important it is for businesses to have reliable financial support, and we strive to be that partner.

Credit Cards

We also provide credit cards with rewards, allowing you to earn points for purchases you already make. It's an easy way to get more out of your everyday spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. You can check balances, transfer funds, and pay bills right from your smartphone or computer at any time. With features like ATM access for cash withdrawals and balance checks, managing your finances has never been easier.

Home Financing

If homeownership is on your mind, our mortgage loans and refinancing options are here to guide you every step of the way. Our knowledgeable staff can help simplify the process and ensure you're getting the best deal possible. We understand that buying a home is one of the biggest decisions you'll make, and we want to make it as smooth as possible.

Personal Banking

Our personal banking options include checking and savings accounts that cater to everyone from students to retirees. Imagine having access to your funds whenever you need them while also earning interest on your savings. We also offer auto loans and vehicle financing, making it simple for you to drive away in a new or used vehicle. Picture yourself behind the wheel of your dream car, knowing that you've secured a competitive rate through our loan services.

Personal Loans

For those unexpected expenses or projects around the house, consider our personal loans and debt consolidation options. Whether it's funding a renovation or consolidating credit card debt into a single payment, we've got you covered.

Digital & Online Banking

Key Features

One of the standout features available to our members is electronic signature authorization. This means you can complete transactions and sign documents online without the hassle of printing or mailing anything. It's fast, efficient, and keeps everything secure. We also provide e-statements, allowing you to view your account statements digitally. This not only helps reduce paper clutter but also ensures you have quick access to your financial information whenever you need it. For those on the go, our mobile application is a game-changer. You can manage your finances directly from your smartphone, including making mobile payments easily. Imagine paying a friend back or purchasing something online without needing to pull out your wallet! Our person-to-person transfer feature makes sending money as easy as sending a text message. Just a few taps on your phone and the money is on its way no need for checks or cash.

Security & Convenience

At 1st Gateway, we prioritize your security. Our online banking services are equipped with robust security measures to protect your sensitive information. You can bank with confidence knowing that we take every precaution to keep your data safe. Accessibility is key for us. Our user-friendly platform allows you to manage your accounts in real time, so whether you're at home or out running errands, you'll always have control over your finances. In summary, our digital and online banking services at 1st Gateway are designed with convenience and security in mind. Explore all that we offer today at https://www.1stgateway.org/ and take charge of your financial future!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts: 21,184, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $31,226. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Gateway is your trusted partner. Visit us at 1703 11Th St De Witt Ia 52742 or call (563) 359-5963 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Opportunities

Members' savings are secured through $44,174,843 in share certificates and $24,734,148 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $965,000 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $10,106,815 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $2,535 in used auto loans and $127,021,194 in total loans and leases.

Strong Financial Health

With a net worth of $22,942,409, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,444 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,533,975 in used vehicle loans and $12,237,683 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we've got options tailored just for you.

Credit Lines and Unsecured Credit Cards

For those needing flexibility in their spending, we offer credit lines totaling $36,863,564. This can be an excellent option for managing larger purchases or unexpected expenses. Additionally, we also have flexible terms on unsecured credit card loans; although currently our total for these loans is $0, we're committed to helping our members manage their finances effectively when they choose this option. Our team is dedicated to finding the right solution for you. If you're interested in exploring refinancing options or learning more about eligibility requirements for our loan products, please visit our website at 1st Gateway or feel free to contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply now or just gathering information, 1st Gateway is here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $6,054,676. If you're considering refinancing your current mortgage or looking for eligibility options, we're here to guide you through the process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information about loan options available to them.

1ST GATEWAY CREDIT UNION - De Witt, IA