1st Gateway Credit Union Clinton IA | Best Auto Loans & Business Banking

Introduction

Welcome to 1st Gateway, your trusted financial partner in Clinton, Iowa! Established in 1953, our credit union has been dedicated to serving the community for over six decades. Nestled at 1504 N 2Nd St, Clinton, IA 52732, we proudly offer a variety of financial services tailored to meet your needs. With a total membership of 10,597 and assets totaling an impressive $158,926,749, we are committed to helping you achieve your financial goals. At 1st Gateway, we understand the importance of reliable banking services. Our friendly team of 47 employees is always ready to assist you with personal banking, auto loans, mortgage solutions, and much more. Whether you're looking for a new checking account or need support with debt consolidation, we've got you covered. Our total deposits stand at $24,330,586, reflecting the trust our members place in us. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1504 N 2nd St, Clinton, IA 52732-2946. We also take pride in our strong financial health, boasting a net worth of $22,942,409 and cash in hand amounting to $861,572. These figures underscore our dedication to providing secure and effective banking options. Under the leadership of CEO Pat Drennen and Board President Kerry Kennedy, we strive to foster a welcoming environment where every member feels valued. Our commitment extends beyond just numbers; we aim to positively impact the community by supporting local initiatives and providing educational resources. We invite you to join us at 1st Gateway where your financial well-being is our priority! For any inquiries or assistance, feel free to call us at 563-243-4121. Visit our website at www.1stgateway.org for more information about our services and how we can help you on your financial journey. Let's build a brighter future together!

Branch History & Mission

Join Us!

We invite you to be part of the 1st Gateway family. Experience firsthand how we prioritize your financial goals while supporting our vibrant community. Whether you're looking for a personal loan or want to explore investment opportunities, we're here for you every step of the way. Come visit us during our operating hours Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 7:30 AM to 12:30 PM or give us a call at 563-243-4121. Let's work together towards your financial success!

Our Mission

At 1st Gateway, our mission is clear: to enhance the financial well-being of our members while uplifting the communities we serve. We believe in building strong relationships founded on trust and transparency. Our services extend beyond traditional banking; we actively participate in community outreach initiatives that promote financial literacy and support local causes. As technology evolves, so do we. We've embraced digital advancements such as online banking and mobile payments to make banking easier for you. Our facilities are ADA compliant, ensuring that everyone can access our services comfortably.

Our Story

Nestled at 1504 N 2Nd St, just a stone's throw from local landmarks that reflect the heart of Clinton, our branch has witnessed countless stories unfold within its walls. From humble beginnings, we've steadily evolved to meet the changing needs of our community. Our commitment to service is evident in everything we do, whether it's offering personal banking options like checking accounts and auto loans or providing business banking solutions for local entrepreneurs. While members can visit us at 1504 N 2Nd St, official correspondence should be sent to our mailing address at 1504 N 2nd St, Clinton, IA 52732-2946. We understand that convenience matters; that's why we offer drive-thru banking and ATM access for easy transactions on-the-go.

Branch Location & Accessibility

Connect With Us Today!

Have questions or need assistance? Don't hesitate to reach out! Call us at 563-243-4121 or visit our website at 1st Gateway for more information. We look forward to welcoming you into our branch soon!

Easy Access and Parking

Our branch offers ample parking so you can visit us without hassle. For those who need special assistance, we have ADA-compliant features including ramps to ensure everyone can access our services comfortably. Plus, if you're in a hurry, our drive-thru banking is available for quick transactions like deposits and withdrawals.

Operating Hours Tailored for You

We want to make your banking experience as smooth as possible. That's why our lobby hours are designed with your schedule in mind: Monday through Friday from 7:30 AM to 5:30 PM, and Saturdays from 7:30 AM to 12:30 PM. Feel free to stop by during these times; we're ready to help you with all your banking needs.

Services That Fit Your Lifestyle

At 1st Gateway, we offer a range of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we've got what you need all in one place. If you're looking for cash access, our ATM is conveniently located on-site, ensuring you can get cash when you need it. While members can visit us at 1504 N 2Nd St, official correspondence should be sent to the same address as our mailing address: 1504 N 2nd St, Clinton, IA 52732-2946.

Member Eligibility

At 1st Gateway, we believe that becoming a member is like joining a close-knit family that truly cares about your financial well-being. Membership is open to anyone who lives, works, or worships in the area surrounding our branch at 1504 N 2Nd St Clinton Ia 52732. Whether you're looking for competitive rates on loans, savings accounts, or just friendly service, we've got you covered. It's easy to see why so many choose to be part of our community! To learn more about the specific eligibility requirements and ensure you qualify, feel free to check out our detailed information here. Opening an account with us is a straightforward process designed with you in mind. You can get started online by visiting this link: Account Opening, or if you prefer a personal touch, don't hesitate to give us a call at (563) 243-4121. We're here to help make your transition into membership as smooth as possible!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to invest in new equipment or launch a marketing campaign that propels your brand forward. Our loans can make these dreams a reality.

Merchant Services

In addition to loans, we offer essential merchant services that streamline everyday transactions for your business. From payment processing solutions to cash management tools, we ensure you have what you need to run smoothly. Picture this: your customers make purchases effortlessly while you focus on growing your enterprise. Located conveniently at 1504 N 2Nd St Clinton Ia 52732, Clinton, IA, we're here to help local businesses thrive. Reach out today at (563) 243-4121 to learn how we can support your journey toward success!

Comprehensive List Of Services

ATM & Drive-Thru Services

If you prefer a more traditional approach, our branch offers both ATM access for quick cash withdrawals and balance checks as well as basic drive-thru banking for deposits and simple transactions. We want you to feel comfortable accessing your funds in whatever way suits you best.

Business Banking

For entrepreneurs and business owners, we provide essential business banking services, including merchant services and business loans that can help take your venture to the next level. We know how important it is for businesses to have reliable financial support, and we are here to assist with that.

Conclusion

At 1st Gateway, located at 1504 N 2nd St, Clinton, IA 52732, we pride ourselves on being more than just a financial institution; we are a partner in your financial journey. Our dedicated team is ready to assist with any questions or concerns you may have regarding our services. Feel free to reach out at 563-243-4121 or visit us online at 1st Gateway for more information. Ready to explore what we can do for you? Stop by today or give us a call!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. With features like mobile payments, electronic statements, and person-to-person transfers, accessing your finances has never been easier.

Personal Banking

For those seeking personal banking solutions, we offer checking and savings accounts that cater to various lifestyles and financial goals. If you find yourself in need of funds for a new car or other vehicle, our auto loans and vehicle financing options make it easy to get on the road without breaking the bank. Additionally, our mortgage loans and refinancing services are tailored for first-time homebuyers or those looking to refinance their existing mortgages at better rates. When unexpected expenses arise, our personal loans and debt consolidation options can help you manage your finances more effectively. Plus, don't forget about our credit cards with rewards, which allow you to earn points on your everyday purchases turning spending into savings!

Digital & Online Banking

At 1st Gateway, we understand that your time is valuable. That's why we've designed our digital and online banking services to be convenient, secure, and user-friendly. With just a few clicks or taps, you can manage your finances anytime, anywhere. Our online banking platform is accessible 24/7 at https://www.1stgateway.org/. Whether you're checking your balance, transferring funds, or paying bills, everything you need is right at your fingertips. You can enjoy the ease of electronic signature authorization for important documents, making it simpler than ever to handle transactions securely from home. We also offer e-statements, allowing you to stay organized and reduce paper clutter. Plus, if you're on the go, our mobile application provides all the features of online banking in the palm of your hand. You can make mobile payments effortlessly and even send money to friends or family with our person-to-person transfer feature. Security is a top priority for us. Our systems use advanced technology to keep your information safe while giving you peace of mind as you manage your accounts in real-time. With easy access to your financial details and the ability to monitor transactions quickly, you're always in control. No matter where life takes you, 1st Gateway ensures that banking is straightforward and hassle-free. Join us today and experience the convenience of modern banking!

Financial Strength

At 1st Gateway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to serving your needs effectively. With a net worth of $22,942,409, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,444 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,174,843 in share certificates and $24,734,148 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,106,815 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $2,535 in used auto loans and $127,021,194 in total loans and leases. Our $965,000 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $31,226. Total Share and Deposit Accounts: 21,184, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Gateway is your trusted partner. Visit us at 1504 N 2Nd St Clinton Ia 52732 or call (563) 243-4121 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,533,975 in used vehicle loans and $12,237,683 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can help make your dream car a reality.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,054,676, make buying or refinancing simple. We believe that owning your own home should be an achievable goal, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option gives you peace of mind knowing you have access to funds when you need them most. If you're considering refinancing any existing loans or want to learn about eligibility options for our products, don't hesitate to reach out! Our knowledgeable staff at 1st Gateway, located at 1504 N 2Nd St Clinton Ia 52732, Clinton, IA, is ready to assist you. You can give us a call at (563) 243-4121 during our operating hours: M-F from 7:30 AM - 5:30 PM and Saturday from 7:30 AM - 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial goals!

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1St Gateway