1st Ed Credit Union Hanover PA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to 1st Ed Credit Union, your trusted financial partner located at 475 Eisenhower Dr, Hanover, PA 17331. Since our establishment in 1938, we have been dedicated to serving our community and fostering a sense of belonging among our 7,581 members. With total assets of $137,043,665 and total deposits reaching $8,802,469, we pride ourselves on being a stable and reliable choice for your banking needs. At 1st Ed Credit Union, we are committed to making a positive impact in the lives of our members. Our friendly team of 29 employees, led by CEO Kelly Childress and Board President Roy Johnston, is here to provide personalized service that meets your unique financial goals. Whether you're looking for auto loans, mortgages, or everyday banking services, we have you covered. We understand that clear communication is key. While members can visit us at our branch address for in-person services, official correspondence should be sent to our mailing address: 1156 Kennebec Drive, Chambersburg, PA 17201. With an impressive net worth of $21,091,979 and cash reserves of $682,734, you can trust that your finances are in safe hands. Join the many who have experienced the benefits of being part of our credit union family. If you're ready to explore what we offer or have any questions about your financial journey with us, don't hesitate to reach out! Call us at 717-264-6506 or visit our website at 1edcu.org. Let's work together toward a brighter financial future!

Branch History & Mission

A Legacy of Commitment

From its humble beginnings, 1st Ed Credit Union has always been driven by a mission to empower individuals and families through sound financial services. Our location at 475 Eisenhower Dr, Hanover, PA 17331 is not just a branch; it's a place where community connections thrive. We're proud to be part of York County, contributing to the local economy and supporting initiatives that benefit our neighbors. As we reflect on our history, we celebrate key milestones that have shaped who we are today. From expanding our service offerings to embracing technological advancements like online banking and mobile applications, our journey has been about adapting to the needs of our members while staying true to our core values.

Community Engagement and Support

Our credit union thrives on partnerships and outreach efforts designed to uplift those around us. We participate in local events and provide resources that promote financial literacy within the community. By working together with local organizations, we can make a tangible difference in people's lives. In addition to traditional banking services, we are proud to offer shared service centers for added convenience. Though we currently do not have drive-thru services available at this location, our ATM is ready for your cash withdrawal needs.

Join Us Today!

As we continue our mission into the future, we invite you to become part of the 1st Ed Credit Union family. Whether you're looking for a checking account or need assistance with loans or mortgages, we're here for you every step of the way. Experience personalized service and support that goes beyond banking visit us today or call us at 717-264-6506! Together, let's build a brighter financial future! For more information about membership eligibility or to open an account online, please check out our website.

Our Mission: Empowering Members and Community

The mission of 1st Ed Credit Union is clear: we strive to enhance the financial well-being of our members while fostering a strong sense of community. We offer a range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment goes beyond just transactions; we aim to educate and assist our members in making informed financial decisions. While members can visit us at 475 Eisenhower Dr, official correspondence should be sent to 1156 Kennebec Drive, Chambersburg, PA 17201. This ensures that all communication is handled efficiently.

Branch Location & Accessibility

Connect with Us

We invite you to stop by or give us a call at 717-264-6506 if you have any questions or need assistance with your banking needs. At 1st Ed Credit Union, we're dedicated to providing exceptional service and helping our members achieve their financial goals. We look forward to seeing you soon!

Nearby Landmarks and Accessibility Features

We're proud to be part of the vibrant Hanover community. Our branch is close to several local landmarks, making it a familiar stop for many residents. With ample parking available, you can easily find a space when you visit us. We also prioritize accessibility; our location features ADA-compliant ramps and facilities to ensure everyone can enjoy a seamless banking experience.

Operating Hours and Services Offered

Our friendly team is ready to assist you during our operating hours: Monday and Tuesday from 9:00 a.m. to 5:00 p.m., Wednesday from 10:00 a.m. to 5:00 p.m., Thursday and Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Whether you're looking to open a checking account, apply for an auto loan, or need assistance with online banking, we offer a wide range of services tailored just for you. For those who prefer quick transactions, we have ATM availability right on site, ensuring you can withdraw cash or check balances effortlessly. While we don't currently offer drive-thru services, our shared service center allows partner credit union members to conduct basic transactions such as deposits and withdrawals.

Member Eligibility

At 1st Ed Credit Union, we believe that everyone deserves a place in our supportive community. Joining us is simple and welcoming! If you live, work, worship, or attend school in the Hanover area or have family members who are already part of our credit union, you're likely eligible to become a member. We embrace individuals from all walks of life, so whether you're just starting your financial journey or looking for new opportunities, there's a spot here for you. To learn more about the specific eligibility criteria, feel free to visit our website at https://www.1edcu.org/news-resources/forms-applications/membership-application/. Becoming a member at 1st Ed Credit Union means gaining access to a range of financial services designed with your needs in mind like checking and savings accounts, auto loans, and credit cards with rewards. Plus, opening an account is straightforward! You can start the process by visiting us online at https://www.loanliner.com/loanrequest/presenter/loanlist?cuid=03721056&loanlistid=2320&channelid=5664281218102083435&locationid=1985991510193162953&isframed=f or by calling us at (717) 264-6506 if you have any questions. We're excited to welcome you into our community at 475 Eisenhower Dr Hanover Pa 17331!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no recorded member or non-member commercial loans, we recognize the need for flexible financing solutions in our community. We're here to help you explore options when you're ready to take your business to the next level.

Merchant Services Tailored for You

Beyond loans, our merchant services offer practical solutions for everyday transactions. Imagine having an easy way to process payments, manage cash flow, and keep your business running smoothly. Whether you're accepting card payments or managing payroll, our services are designed to simplify your operations and enhance customer satisfaction. Located at 475 Eisenhower Dr Hanover Pa 17331 in Hanover, PA, we're dedicated to being your partner in success. For more information about how we can support your business goals, give us a call at (717) 264-6506 or visit us online at http://www.1edcu.org. Let's grow together!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services are designed to support your growth. From merchant services to business loans, we help entrepreneurs thrive by providing the necessary tools and resources for success.

Credit Cards with Rewards

Why not earn rewards while making everyday purchases? At 1st Ed Credit Union, we offer credit cards with rewards programs that give back every time you swipe. Whether you're paying for groceries or planning a vacation, our credit cards can enhance your spending power while providing valuable perks.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing options can help turn your dreams into reality. With various plans available, you can choose what works best for you. Our dedicated team will guide you through the application process and help you secure favorable terms that suit your financial situation.

Online & Mobile Banking Convenience

In today's fast-paced world, having access to your accounts anytime and anywhere is essential. Our online and mobile banking features allow members to manage their finances effortlessly from their computers or smartphones. Whether you're depositing checks remotely or transferring funds between accounts, convenience is just a click away.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that offer flexibility and convenience for everyday transactions. Whether you're managing household expenses or saving for a special occasion, our accounts are designed with you in mind. Imagine easily accessing your funds through online banking or checking your balance at an ATM near you. We also provide personal loans and debt consolidation services to help you manage existing debts effectively.

Shared Branching Options

As part of our commitment to accessibility, we also offer basic shared branch transactions like deposits and withdrawals for partner credit union members. This means even if you're away from home, you can still access many of our services without hassle. With an experienced team ready to assist you at every step, reaching out has never been easier! For any questions or more information about how we can serve you better, feel free to call us at (717) 264-6506 or visit us at our branch in Hanover. Join us today at Hanover, where your financial well-being is our priority!

Vehicle Financing Made Easy

For those considering a new set of wheels, we offer competitive auto loans and vehicle financing options. Picture yourself driving off in your new car while enjoying low monthly payments that fit within your budget. We understand how important it is to have reliable transportation, so we strive to make the lending process as straightforward as possible.

Digital & Online Banking

Key Features for Your Convenience

Our 24/7 online banking services allow you to check your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, accessing your financial information has never been easier. Plus, with our electronic signature authorization feature, signing documents digitally is quick and hassle-free. For those who prefer keeping track of their finances on their mobile devices, our mobile application offers everything you need right at your fingertips. You can also enjoy person-to-person transfers, making it simple to send money to friends or family instantly.

Security You Can Trust

Your security is our top priority. Our online banking systems are built with advanced security measures to keep your personal information safe. You can feel confident knowing that your data is protected while you manage your accounts.

Stay Informed and Organized

With e-statements available, you'll receive monthly statements directly to your inbox. This not only helps in reducing paper clutter but also keeps you organized and informed about your financial activities. At 1st Ed Credit Union, we're committed to providing accessible and user-friendly banking solutions that fit into your lifestyle. Explore all the digital banking options we offer today and experience the convenience firsthand!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 14,047, showing a strong and growing member base that trusts us with their finances. This community-centric approach strengthens our position as a reliable partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Ed Credit Union is your trusted partner. Visit us at 475 Eisenhower Dr Hanover Pa 17331 or call (717) 264-6506 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $19,667,599 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in the $716 in used auto loans and $48,779,710 in total loans and leases, which support our members' financial goals across various sectors.

Member-Centric Savings

Your savings are secured through $40,133,291 in share certificates and $16,588,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Position

With a net worth of $21,091,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,539 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,223,257 in used vehicle loans and $2,624,531 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Credit Lines

If you're looking for additional flexibility in managing your cash flow, consider our credit lines totaling $4,000,000. These lines are perfect for unexpected expenses or planned purchases where you want to maintain control over your borrowing. We believe that everyone deserves access to affordable financial solutions. If you're interested in learning more about our eligibility options or how to apply for a loan, feel free to contact us at 717-264-6506 or visit us at 475 Eisenhower Dr Hanover Pa 17331. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,934,692, make buying or refinancing simple. We offer flexible terms that fit your budget and lifestyle. If you're considering refinancing your current mortgage, we can assist you with that as well.

Unsecured Credit Cards

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $2,961,914 in loans available, our credit cards come with flexible terms designed to help you manage your finances effectively while enjoying rewards along the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates displayed are genuine and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you get a clear view of your options without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, you'll find the most current offers at your fingertips. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how LendMesh has made a difference in many people's financial journeys. If you're ready to explore your options and find competitive loan rates tailored to your needs, compare real-time loan offers today at LendMesh and take the first step towards making an informed financial decision. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*