1st Ed Credit Union Greencastle PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to 1st Ed Credit Union, your trusted financial partner in Greencastle, PA! Located at 526 N Antrim Way, we have been serving our community since 1938. With a commitment to providing exceptional service and fostering strong member relationships, we take pride in helping over 7,581 members achieve their financial goals. At 1st Ed Credit Union, we understand the importance of financial stability. With total assets exceeding $137 million, our dedicated team is here to offer personalized banking solutions tailored to your needs. Whether you're looking for a new auto loan one of our specialties with 3,363 loans currently outstanding or exploring options for savings and investments, we have you covered. While you can easily visit us at our branch for assistance, please note that any official correspondence should be sent to our mailing address at 1156 Kennebec Drive, Chambersburg, PA 17201. We are led by our experienced CEO, Kelly Childress, and Board President, Roy Johnston, who are deeply committed to ensuring that your experience with us is both positive and rewarding. Our dedicated staff of 29 employees is ready to assist you with services ranging from personal banking and auto loans to business financing. With total deposits reaching $8,802,469 and a net worth of $21,091,979, we are proud to maintain a solid foundation for all our members. Our focus is not just on numbers; it's about building a community where everyone can thrive financially. We invite you to explore our website at 1edcu.org for more information on how we can help you achieve your financial dreams. Feel free to call us at 717-264-6506 during our operating hours: Monday through Friday from 9 AM to 5 PM (with extended hours on Thursday until 6 PM) and Saturday from 9 AM to 12 PM. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

While official correspondence should be sent to our mailing address at 1156 Kennebec Drive, Chambersburg, PA 17201, we invite you to visit us at our branch in Greencastle for any inquiries or assistance you may need. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM (with extended hours on Thursday), and Saturday from 9:00 AM to 12:00 PM. If you're looking for a financial partner who values your needs and aims to support your dreams while enhancing community ties, look no further than 1st Ed Credit Union. Join us today and experience the difference of being part of a credit union that truly cares! For more information about membership and services offered, please visit our website.

Our Journey

From our humble beginnings, 1st Ed Credit Union has evolved into a trusted financial institution that prioritizes the needs of our community. Over the years, we have adapted to changes in the financial landscape while maintaining our commitment to providing exceptional services. Our headquarters in Chambersburg, PA serves as a testament to our ongoing dedication to improving member experiences and expanding our offerings. As we grew in membership and trust, we embraced advancements that made banking easier and more accessible. We offer online banking services and mobile applications that allow members to manage their finances conveniently from anywhere. Despite not having ATM or drive-thru services, we have partnered with shared service centers to ensure members can access their accounts when needed.

Our Mission

At 1st Ed Credit Union, our mission is clear: we strive to provide valuable financial services while fostering community support and engagement. We believe in empowering our members through personalized banking solutions that include checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. Our commitment goes beyond just offering financial products; it's about building relationships within the community. Through various outreach efforts and partnerships with local organizations, we actively contribute to making Greencastle a better place for everyone.

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots for those who need them. We also have ample parking available to make your visit as hassle-free as possible.

Get in Touch!

If you have any questions or would like more information about our services, don't hesitate to call us at 717-264-6506. We invite you to visit us soon at the 1st Ed Credit Union where your financial success is our priority!

Operating Hours

Our team is ready to assist you during convenient hours throughout the week. You can visit us on Monday from 9:00 a.m. to 5:00 p.m., Tuesday from 9:00 a.m. to 5:00 p.m., Wednesday from 10:00 a.m. to 5:00 p.m., Thursday and Friday from 9:00 a.m. to 6:00 p.m., and on Saturday from 9:00 a.m. to 12:00 p.m. We're closed on Sundays but encourage you to take advantage of our online banking services anytime!

Services Offered

At our Greencastle branch, we offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we strive to meet your financial needs under one roof. If you're part of another credit union that participates in shared services, feel free to come in for basic transactions like deposits and withdrawals.

Member Eligibility

At 1st Ed Credit Union, we believe that joining our credit union is more than just opening an account; it's about becoming part of a close-knit community that supports your financial journey. Becoming a member is simple and welcoming. If you live, work, or worship in the area around 526 N Antrim Way Greencastle Pa 17225, you're likely eligible to join us! We're excited to offer a range of benefits, including competitive loan rates, personalized service, and various banking options tailored to meet your needs. To get the most up-to-date details on eligibility requirements, feel free to check out our resource at https://www.1edcu.org/news-resources/forms-applications/membership-application/. Once you're ready to take the next step, opening an account with us is a breeze! You can find all the information you need by visiting https://www.loanliner.com/loanrequest/presenter/loanlist?cuid=03721056&loanlistid=2320&channelid=5664281218102083435&locationid=1985991510193162953&isframed=f or simply give us a call at (717) 264-6506 if you have any questions. We can't wait to welcome you into the 1st Ed Credit Union family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly with payment solutions that make transactions easier. Our merchant services enable you to accept various payment types efficiently, ensuring you never miss a sale. With the right tools at your disposal, you can focus on what truly matters growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Reach out today at (717) 264-6506 or visit us at 526 N Antrim Way Greencastle Pa 17225 to explore how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, 1st Ed Credit Union provides comprehensive Business Banking solutions including merchant services and business loans. We know how crucial it is for businesses to have access to quick funding and reliable support, especially in today's economy.

Convenient Digital Banking

In this digital era, convenience is key. That's why we've invested in robust Online & Mobile Banking platforms. You can easily manage your accounts from anywhere check balances, transfer funds, or pay bills with just a few clicks on your phone or computer. Plus, our ATM & Cash Withdrawal services ensure that accessing your money is never a hassle.

Financial Support for Everyone

We understand that life can be unpredictable, which is why our Personal Loans & Debt Consolidation services are here to help when unexpected expenses arise. Whether you need funds for a medical emergency or wish to consolidate debts into one manageable payment, we've got you covered. Additionally, we offer Credit Cards with Rewards that not only help you make purchases but also earn points towards future rewards making every transaction work for you!

Personal Banking Services

For individuals looking to manage their finances effectively, we offer Personal Banking options that include checking and savings accounts. Imagine having a hassle-free way to keep track of your funds while also earning interest on your savings! Our accounts are designed with your everyday needs in mind, making it easier for you to budget and save. When it comes time to make larger purchases, consider our Auto Loans & Vehicle Financing. With competitive rates and flexible terms, owning your dream car is within reach. You can also explore our Mortgage Loans & Refinancing options if you're ready to buy a home or want to lower your current mortgage payments.

Shared Services for Greater Accessibility

As part of our commitment to community service, we also participate in shared branch transactions. This means that members from partner credit unions can conveniently make deposits and withdrawals at our location. In summary, whether you're seeking personal financial guidance or robust business solutions, 1st Ed Credit Union at 526 N Antrim Way Greencastle Pa 17225, is here to help you succeed financially. If you have any questions about our services or wish to speak with one of our friendly representatives, don't hesitate to call us at (717) 264-6506. We look forward to serving you!

Digital & Online Banking

Key Features

With our online banking service, you can take control of your finances with ease. You can view your account balances, transfer funds, and even manage e-statements all from the comfort of your own device. We also offer person-to-person transfers, so sending money to friends or family is just a few clicks away.

Security and Accessibility

Security is a top priority at 1st Ed Credit Union. Our electronic signature authorization ensures that your transactions are protected, giving you peace of mind as you bank online. Plus, if you prefer to manage your finances on the move, our mobile application makes it easy to stay connected. While we currently do not offer mobile payments, our app provides all the necessary tools for effective account management right in your pocket.

User-Friendly Experience

We strive to make every interaction with us smooth and straightforward. With features like e-statements available for those who want to go paperless, staying organized has never been easier. Whether you're checking your balance or setting up recurring payments, our online services are designed to fit seamlessly into your busy life. Discover how easy banking can be by visiting us at https://www.1edcu.org/ today! At 1st Ed Credit Union, we're here to support you every step of the way in achieving your financial goals.

Financial Strength

At 1st Ed Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to providing reliable services and support. With a net worth of $21,091,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,539 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $40,133,291 in share certificates and $16,588,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $19,667,599 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $716 in used auto loans and $48,779,710 in total loans and leases, we support your financial goals across various sectors. Our operations reflect efficiency as shown by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Additionally, the strong trust from our community is evident as reflected in the 14,047 total share accounts we manage. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Ed Credit Union is your trusted partner. Visit us at 526 N Antrim Way Greencastle Pa 17225 or call (717) 264-6506 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,223,257 in used vehicle loans and $2,624,531 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier for you to secure the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $9,934,692. We make buying or refinancing simple and straightforward. Our knowledgeable staff can guide you through the process and help determine eligibility options that work best for you.

Personal and Business Financing

If you're looking for personal loans or debt consolidation options, our services are designed with your financial health in mind. For business owners, although we currently do not have outstanding commercial loans available, we encourage inquiries about future offerings as we expand our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore all our loan products further by visiting our website here. Whether you're ready to apply for a loan or just have questions about your options, we are here to help!

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $2,961,914 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your daily spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the often confusing world of loans with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. The information is based on the latest results (Source: https://www.ncua.gov), which guarantees fair and transparent offers. This commitment to accuracy helps users make informed choices when selecting a loan. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what is presented to users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is purely on providing unbiased results for consumers. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, making it easier to spot the best options available. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*