As times change, so do we. At 1st Community, we embrace technology while ensuring that all our services remain user-friendly and accessible. From online banking and mobile payments to electronic signatures and e-statements, we strive to meet the needs of our members in today's fast-paced world. We are also dedicated to ADA compliance so that all individuals can access our services without barriers.
With total assets exceeding $397 million, we have the stability and resources necessary to support your financial goals. We invite you to visit us during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Whether you prefer utilizing our ATM services or taking advantage of drive-thru banking for quick transactions, we're here for you every step of the way. Join us at 1st Community today! Experience firsthand how we can make a difference in your financial journey. For more information or assistance, feel free to call us at (325) 653-1465 or explore more about membership opportunities here. Together, let's build a brighter financial future!
At the heart of 1st Community lies our mission: to empower individuals and families by providing personalized financial solutions that enhance their quality of life. We believe that everyone deserves access to financial tools that can help them achieve their dreams. This commitment drives us to offer a variety of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Beyond just banking, we actively engage in community support initiatives. We partner with local organizations to foster growth and provide resources for those in need. Our goal is not just to help members manage their finances but also to contribute positively to the well-being of our community.
Our branch is situated near the heart of Goodfellow Air Force Base, making it a convenient stop for service members and their families. You'll find plenty of parking available, ensuring a hassle-free visit. Our facility is designed to be welcoming and accessible for everyone, including those who may require ADA-compliant features like ramps.
If you have any questions or need assistance before your visit, feel free to call us at 325-653-1465. Our friendly team is here to help! We invite you to come by and see how we can support your financial journey. Visit us today at 1st Community where community matters!
We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're rushing in on your lunch break or planning an after-work visit, our hours are designed to accommodate your busy lifestyle.
At 1st Community, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide drive-thru banking for quick deposits and withdrawals perfect for those on the go! Plus, with ATM availability right at our branch, accessing cash has never been easier.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $38,303,407, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer merchant services that simplify payment processing. Imagine effortlessly accepting payments from customers whether they are using credit cards or mobile wallets. This convenience not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what matters most growing your business. Visit us at 282 Kearney Blvd Bldg 3218, Goodfellow Afb, TX 76908, or give us a call at 325-653-1465 to learn more about how our tailored solutions can meet your specific needs. Let's work together to build a brighter future for your business!
Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options make it simple and straightforward. We understand that buying a car is a significant decision, which is why we offer competitive rates and personalized service to help you find the right loan for your budget.
For business owners, we offer robust Business Banking services including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, we're here to support you with the financial tools necessary for success.
With our Credit Cards with Rewards, you can earn points for everyday purchases while enjoying benefits that fit your lifestyle. From travel rewards to cash back offers, our credit cards are designed to give you more value from your spending.
For those who prefer face-to-face interactions but with quick service, our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. At 1st Community, we believe that banking should be accessible and hassle-free. If you're ready to explore all these services further or have any questions about how they can benefit you, don't hesitate to reach out! Call us at (325) 653-1465 or visit us at our branch today!
Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our experienced team will guide you through the process, making it as smooth as possible.
In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking capabilities. With these tools, managing your accounts has never been easier pay bills, transfer money between accounts, or check balances from anywhere.
For those seeking everyday banking solutions, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances with online banking or mobile apps that let you track spending and savings on the go. Our convenient ATM & Cash Withdrawal Services ensure that you have access to your funds anytime, anywhere.
If you're in need of extra cash or looking to consolidate debt, our Personal Loans & Debt Consolidation services provide flexible solutions tailored to your situation. Picture consolidating multiple payments into one manageable monthly payment, easing your financial stress.
We also take pride in having 91 full-time employees and 15 part-time employees who are always ready to serve you with a knowledgeable, committed team. Their expertise ensures that you receive personalized service whenever you need it.
Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our total share accounts stand at 44,729, showing a strong and growing member base that trusts us with their finances. This trust empowers us to continue enhancing the services we provide. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 282 Kearney Blvd Bldg 3218 Goodfellow Afb Tx 76908 or call (325) 653-1465 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
With $36,805,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to create an environment where your financial needs are met with cutting-edge solutions.
Members' savings are secured through $85,906,587 in share certificates and $18,526,169 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to your savings reflects our dedication to ensuring that your money works harder for you.
With a net worth of $52,692,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Our lending capacity is robust, with $3,255 in used auto loans and $277,903,375 in total loans and leases. This means we are well-equipped to support your financial goals across various sectors. Additionally, our operational efficiency is evident with a net income of $1,359,491, which enables us to continue offering competitive loan rates and solid financial products for our members.
For those interested in expanding their business ventures or investing in commercial properties, we have outstanding commercial loans totaling $38,303,407. These loans provide the capital needed to grow and expand your business operations. If you're considering refinancing any existing loans or want to learn more about eligibility options for our various loan products, don't hesitate to reach out! You can contact us at 325-653-1465 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At 1st Community, we're committed to providing personalized service and support as you pursue your financial aspirations.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,164,585 in used vehicle loans and $79,034,848 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right financing solution for your next ride.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $5,053,900. Whether you're a first-time buyer or looking to refinance your existing mortgage, our knowledgeable staff is here to guide you through every step.
We also offer flexible terms on unsecured credit card loans, with a total of $5,646,620 in loans helping members manage their finances effectively. These cards come with various benefits that can help you earn rewards while managing your expenses.