Low Mortgage Rates & Auto Loans | 1st Community Fort Stockton TX Credit Union

Introduction

Welcome to 1st Community, your trusted financial partner located at 800 W Dickinson Blvd, Fort Stockton, TX 79735. Established in 1953, we have proudly served our community for decades, fostering a strong sense of belonging among our 23,643 members. With total assets of $397,116,654, we are dedicated to providing reliable and innovative financial solutions tailored to meet your needs. At 1st Community, we understand that banking is more than just numbers it's about building relationships. Our commitment to our members is reflected in our financial health: with total deposits of $27,227,279 and a net worth of $52,692,353, you can trust that your money is in safe hands. Our experienced team, led by CEO Bill Nikolauk and Board President Robert Brewer, works tirelessly to ensure that you receive the best service possible. While you can visit us at our branch for personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions, official correspondence should be sent to the same address mentioned above. We also pride ourselves on our accessibility whether it's through our drive-thru services or online banking options available on our website at 1cfcu.org. Join us as we continue to make a positive impact in the Fort Stockton community. With a total loan portfolio of 13,847 loans and leases and over $3,554,359 cash in hand ready to assist our members' needs, we're here for you! If you're looking for personalized financial guidance or need assistance with your accounts, don't hesitate to reach out at 432-336-2273. We invite you to become part of our thriving community today!

Branch History & Mission

At 1st Community, our journey began in 1953, rooted deeply in the heart of Fort Stockton, TX. Over the decades, we have grown from a small credit union to a thriving financial institution with over 23,000 members. Our branch is located at 800 W Dickinson Blvd, a central spot that's easily accessible for our community. We take pride in being part of this vibrant town and serving its residents. Our mission is straightforward yet impactful: to provide exceptional financial services while fostering a sense of community. We believe that banking should not just be about transactions but about building relationships. Our members are at the core of everything we do, and we aim to empower them with the tools they need to achieve their financial goals. Whether it's offering competitive auto loans, rewarding credit card options, or personalized banking services, we strive to meet the diverse needs of our membership. As we reflect on our history, we celebrate key milestones such as reaching a total asset level of $397,116,654 and consistently expanding our offerings. Our commitment to innovation means we embrace modern banking solutions like online and mobile banking. This ensures our members have access to their accounts anytime and anywhere. While members can visit us at 800 W Dickinson Blvd, official correspondence should be sent to the same address as our mailing address. Our operating hours are from 8:30 AM to 1:00 PM and 2:00 PM to 5:00 PM, Monday through Friday. For added convenience, we also provide ATM access and drive-thru banking services for quick transactions. Community support is another cornerstone of our mission. Through various outreach programs and partnerships with local organizations, we strive to give back and uplift those around us. We believe that together we can make Fort Stockton an even better place to live. At 1st Community, we're proud of our legacy and excited about the future. If you're looking for a financial partner who genuinely cares about your success, we invite you to join us today. Experience firsthand how we can help you thrive financially while being part of a community that values you! For more information or to open an account, please visit our website or call us at 432-336-2273.

Branch Location & Accessibility

Convenient Access and Amenities

Finding us is simple! Our branch features ample parking spaces and is designed with accessibility in mind, ensuring that everyone can visit comfortably. If you prefer quick service, we offer a drive-thru banking option for deposits and withdrawals, so you can get on with your day without any hassle. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it.

Get in Touch!

If you have any questions or need assistance before visiting us, feel free to give us a call at (432) 336-2273. We're excited to help you achieve your financial goals! Come see us today at 1st Community, where community matters most!

Operating Hours

We understand that your time is valuable, which is why our lobby hours are designed to fit into your busy schedule. You can visit us from 8:30 AM to 1:00 PM and 2:00 PM to 5:00 PM, Monday through Friday. Whether you're looking to open a new account or inquire about our various services, our friendly staff is here to assist you during these hours.

What We Offer

At 1st Community, we provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also cater to business needs with merchant services and business loans. With online and mobile banking options, managing your finances has never been easier! While members can visit us at 800 W Dickinson Blvd, official correspondence should be sent to the same address for clarity.

Member Eligibility

At 1st Community, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family dedicated to helping you achieve your financial goals. If you're looking to become a member, you'll be happy to know that eligibility is open to anyone who lives, works, or worships in the area around us. This means whether you're a long-time resident or new to Fort Stockton, you can easily step into a world of personalized banking and financial services designed just for you. To get all the details on eligibility requirements, feel free to check out our helpful guide at http://www.1cfcu.org/membership-2/. Opening an account with us is straightforward and welcoming! You can start your journey toward membership by visiting us at our branch located at 800 W Dickinson Blvd Fort Stockton Tx 79735 or simply give us a call at (432) 336-2273 for assistance. We're here to make this process as easy as possible because we truly want you to be part of our community. For more information on how to open an account online, visit https://apply.1cfcu.org/. Join us today and discover the benefits of being a member at 1st Community!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $38,303,407, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a reliable partner that simplifies how you handle transactions. Our merchant services help you accept payments seamlessly, allowing you to focus on what truly matters running your business. Whether it's through credit card processing or mobile payments, we provide tools that enhance customer experiences and boost sales. Located at 800 W Dickinson Blvd, Fort Stockton, TX 79735, we're ready to help your business thrive. For more information or to explore our offerings further, give us a call at 432-336-2273. Let's work together towards a successful future!

Comprehensive List Of Services

ATM & Drive-Thru Services

We know that sometimes you need quick access to cash or want to handle simple transactions without stepping inside the branch. Our ATM services allow for easy withdrawals and balance checks right from your neighborhood. Plus, our basic drive-thru banking offers an efficient way to make deposits and withdrawals without leaving your car. --- At 1st Community, we pride ourselves on being more than just a financial institution; we're part of the community. Whether you're a long-time member or thinking about joining us for the first time, we invite you to explore all the services we offer. Visit us today at 800 W Dickinson Blvd Fort Stockton Tx 79735 in Fort Stockton, TX, or call us at (432) 336-2273 for more information. Your financial success is our mission!

Business Banking

For local entrepreneurs and business owners, we offer specialized business banking services, including merchant services and business loans. These tools can help your business thrive while giving you peace of mind about your financial operations.

Credit Options

Our credit cards come with rewards that make everyday purchases even more rewarding. You can earn points on every dollar spent and redeem them for exciting benefits! This is perfect for those who like to maximize their spending power.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking options. With features such as online bill pay, mobile payments, and person-to-person transfers, managing your finances has never been easier. You can access your accounts anytime, anywhere making it simple to stay on top of your finances.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services offer something for everyone. Imagine wanting to save for a family vacation or manage daily expenses; our accounts come with user-friendly features designed to help you reach your goals easily. Additionally, we provide auto loans and vehicle financing options, making it easier than ever to drive away in a new car. For those considering homeownership or refinancing their existing mortgage, our mortgage loans are designed with your needs in mind. Our team is here to guide you through the process and help you secure the best rates possible. If you find yourself facing unexpected expenses, our personal loans and debt consolidation services can provide the relief you need.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. If you're on the go, our user-friendly mobile application makes it even easier to manage your finances right from your smartphone. You can also enjoy the convenience of mobile payments, making purchases with just a tap. Need to send money to friends or family? Our person-to-person transfer feature allows you to quickly send funds directly from your account. Plus, if you prefer paperless statements, we offer e-statements that keep your financial information organized and accessible without cluttering your mailbox. Security is our top priority. We use electronic signature authorization for important transactions, ensuring that your personal information remains safe while giving you peace of mind when accessing your accounts online. Whether you're at home or out and about, 1st Community is here to support your banking needs with our comprehensive digital services. Experience the convenience and security of our online banking solutions today!

Financial Strength

Commitment to Growth

With $36,805,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $3,255 in used auto loans and $277,903,375 in total loans and leases indicate our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 44,729, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,719,409. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 800 W Dickinson Blvd Fort Stockton Tx 79735 or call (432) 336-2273 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $85,906,587 in share certificates and $18,526,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,359,491 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $52,692,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,164,585 in used vehicle loans and $79,034,848 in new vehicle loans already helping members get on the road. We have financed 6510 auto loans so far, making it easier for our community to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $38,303,407 provide the capital needed to grow and expand. We understand the challenges small businesses face and are dedicated to supporting local entrepreneurship.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,646,620 in loans helping members manage their finances effectively. These cards provide easy access to funds when you need them most while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,053,900, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans for better rates or terms, we encourage you to explore our options. Our team can help assess your current situation and find solutions that best suit your financial goals. At 1st Community, located at 800 W Dickinson Blvd Fort Stockton Tx 79735, we're dedicated to serving our members with integrity and excellence. For more information on our loan products or eligibility requirements, please call us at 432-336-2273 or visit our website at 1cfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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1ST COMMUNITY FEDERAL CREDIT UNION - Fort Stockton, TX

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