As technology continues to advance, so do we. Our digital banking services make it easy for members to manage their accounts online or via mobile applications. Whether it's making payments or transferring funds, we've made it straightforward and secure.
If you're looking for a credit union that values you as an individual rather than just a number, look no further than 1st Community. Join us today and experience the benefits of becoming a member of our growing family! For inquiries or assistance, feel free to reach out at (432) 558-7191 or visit us online at 1cfcu.org. Together, let's build a brighter financial future!
At 1st Community, our mission is simple yet powerful: to empower our members by providing exceptional financial products and services while supporting the local community. We believe in building relationships based on trust and transparency. Our offerings range from personal banking options like checking and savings accounts to auto loans, mortgages, business banking solutions, and more. We understand that financial health is about more than just numbers; it's about improving lives. This is why we actively engage in community outreach efforts. By partnering with local organizations and initiatives, we strive to create a positive impact that extends beyond our walls. While members can visit us at 501 S Alford St for all their banking needs, official correspondence should be sent to our mailing address at 501 S Alford St, Crane, TX 79731-2500.
1st Community was founded with the vision of providing accessible financial services that cater to the needs of our members. Over the years, we have achieved significant milestones that reflect our growth and dedication to the community. We pride ourselves on being more than just a financial institution; we are your neighbors, friends, and partners in success. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 AM to 5 PM for lobby services and until 6 PM for drive-thru banking. We also offer ATM access to ensure that you can manage your finances whenever you need to.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $38,303,407, we continue to drive economic growth by financing new and expanding businesses.
In today's fast-paced world, having the right tools can make all the difference. Our merchant services offer practical solutions that allow you to accept payments easily and manage transactions efficiently. Imagine a local café seamlessly processing customer orders while tracking sales data all made possible through our tailored merchant services. Located at 501 S Alford St, Crane, TX 79731, our team is ready to partner with you to help your business thrive. Reach out at (432) 558-7191 for more information on how we can assist you!
If you're a small business owner, our business banking services provide essential support like merchant services and business loans. We aim to empower local businesses by offering tailored financial products that help you thrive in today's competitive market.
We also understand the importance of convenience in today's fast-paced world. Our ATM services allow quick access for withdrawals and balance checks without hassle. Plus, with our drive-thru service available for basic transactions like deposits and withdrawals, banking with us is easy whether you're on-the-go or prefer a face-to-face interaction. With 1st Community, you're not just a number; you're part of our family. Our commitment is to ensure that every service we provide meets your needs effectively and conveniently. For any questions or further assistance, feel free to reach out at 432-558-7191. Ready to experience all that we have to offer? Visit us at 501 S Alford St in Crane or explore more about our services at 1cfcu.org. Your financial journey starts here!
For those who love rewards, our credit cards offer great benefits! Earn points on everyday purchases and redeem them for cash back or travel discounts. It's an easy way to make the most out of your spending while enjoying the perks that come with being a member of 1st Community.
Dreaming of homeownership? Our mortgage loans and refinancing options are tailored to make that dream a reality. We know how important it is to find the right home and secure a good rate, so our knowledgeable staff will assist you in exploring various options that suit your financial situation.
Our personal banking services include both checking and savings accounts designed to give you control over your finances. Imagine having a reliable place to store your hard-earned money while also earning interest on your savings. With easy online and mobile banking options, managing your accounts has never been simpler. You can check your balance, transfer funds, or pay bills from anywhere, anytime.
Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy! Whether you need funds for home repairs or want to consolidate debt into a manageable monthly payment, we've got solutions that work for you.
When it comes to auto loans and vehicle financing, we understand that having reliable transportation is essential. That's why we offer competitive rates and flexible terms to fit your budget. Whether you're buying a new car or refinancing an existing loan, we'll guide you through the process smoothly and efficiently.
Our digital banking experience doesn't stop there! We provide electronic signature authorization, making it easy for you to sign documents quickly and securely. You also have the option to receive e-statements instead of paper ones, helping you stay organized while contributing to a greener planet. For those who prefer using their mobile devices, our mobile application is a game-changer. It supports mobile payments, letting you make purchases directly from your phone with ease. And if you need to send money to friends or family, our person-to-person transfers feature simplifies the process you can quickly send funds without hassle.
We prioritize your security at every step. Our digital platforms are equipped with advanced security features designed to protect your personal information. You can bank confidently knowing that your data is safe with us. In short, whether you're checking balances or making payments, 1st Community has the tools to help you manage your finances efficiently and securely. Experience the freedom of digital banking today!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,164,585 in used vehicle loans and $79,034,848 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used vehicle, we have competitive rates and flexible terms to suit your budget.
For those needing extra flexibility, our credit lines total $84,587,761, giving you access to funds when you need them. Additionally, we provide unsecured credit card loans with a total of $5,646,620 available for our members. These options can help you manage expenses without tying up your assets.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,053,900. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.
If you are considering refinancing any of your current loans, we offer various eligibility options that could help reduce your monthly payments or lower your interest rates. Our team is dedicated to helping you find the best solutions tailored to your financial situation. At 1st Community, we're committed to empowering our members with the right tools and resources. Whether it's securing an auto loan or navigating the mortgage process, we're here every step of the way. For more details on our services or eligibility requirements, please visit our website at 1cfcu.org or call us directly at 432-558-7191. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
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