1ST COMMUNITY FEDERAL CREDIT UNION

Welcome to 1st Community, your trusted partner in financial well-being located at 501 S Alford St, Crane, TX 79731. Established in 1953, we have proudly served our community for over six decades, growing to a total membership of 23,643 individuals who rely on us for their banking needs. With total assets exceeding $397 million and deposits amounting to $27,227,279, we are committed to providing robust financial solutions tailored to your lifestyle. At 1st Community, we understand that your financial journey is unique. That's why we offer a range of services including personal checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our dedicated team of 106 employees, led by our CEO Bill Nikolauk and Board President Robert Brewer, is here to ensure you receive the personalized service you deserve. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 501 S Alford St, Crane, TX 79731-2500. We also encourage you to explore our user-friendly website at 1cfcu.org for easy online banking options and additional resources. Our commitment goes beyond numbers; we aim to impact our community positively through our financial programs and support initiatives. With a net worth of $52,692,353 and cash on hand totaling $3,554,359, we are well-equipped to support both individual and business aspirations. Come visit us or give us a call at 432-558-7191 to discover how 1st Community can help you achieve your financial goals! Your journey toward better banking starts here!

Welcome to 1st Community, your friendly financial partner located right in the heart of Crane, Texas! Our branch at 501 S Alford St is easy to find and conveniently situated near local landmarks, making it a breeze for you to visit. Whether you're heading to the nearby Crane County Courthouse or enjoying a day out at the local park, stopping by our branch fits perfectly into your plans. At 1st Community, we understand that accessibility is key. That's why our location is designed with all members in mind. We offer ample parking and ensure ADA compliance, so everyone can comfortably access our services. If you need assistance, our team is always ready to help! We are open Monday through Friday from 9 AM to 5 PM for lobby hours and extend our drive-thru service until 6 PM on weekdays. So whether you're looking to deposit a check, chat about loans, or just ask a question, we're here for you during these hours. Plus, with an ATM available on-site and drive-thru banking options for quick transactions, managing your finances has never been easier! While members can visit us at 501 S Alford St for all their banking needs, please note that any official correspondence should be directed to the same address: 501 S Alford St, Crane, TX 79731-2500. Don't hesitate to reach out! You can call us at 432-558-7191 if you have questions or would like more information about our services. We look forward to welcoming you into our community!

Becoming a member of 1st Community is like stepping into a welcoming community where your financial needs are understood and prioritized. If you live, work, or worship in the Crane area, you're already eligible to join us! We believe in making banking accessible for everyone, so whether you're starting your first account or looking for competitive loan rates, we have something for you. At 1st Community, our members enjoy benefits like lower fees, better interest rates, and personalized service that truly cares about your financial well-being. To find out more about eligibility requirements and see if you qualify, feel free to check out our detailed guide at http://www.1cfcu.org/membership-2/ . When you're ready to open an account, the process is straightforward just visit us at https://apply.1cfcu.org/ or give us a call at (432) 558-7191. We can't wait to welcome you into our family at 1st Community, located at 501 S Alford St Crane Tx 79731!

At 1st Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, you want to be confident in the institution you trust. That's why we are proud to share our robust financial standing with you. With a net worth of $52,692,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $85,906,587 in share certificates and $18,526,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $36,805,586 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,255 in used auto loans and $277,903,375 in total loans and leases. Our commitment to operational efficiency is reflected in our $3,502,325, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 91 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 44,729, showcasing a strong and growing member base that trusts us with their finances. Additionally, the funds available for lending and investments amount to $8,719,409, further highlighting our dedication to helping you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 501 S Alford St Crane Tx 79731 or call (432) 558-7191 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.