Affordable Vehicle Loans & Top Checking Accounts - 1st Community Tomah WI Credit Union

Introduction

At 1st Community in Tomah, WI, we believe that a strong community is built on trust and support. Established in 1961, our credit union has grown alongside our members, currently serving over 15,447 individuals. Located at 220 Buan Ave, we are proud to be a cornerstone of financial assistance in the area, offering a range of services designed to meet the diverse needs of our community. Our commitment goes beyond just numbers; with total assets amounting to an impressive $272,770,973, we ensure that your savings are secure while also providing you with access to loans and credit options tailored for your life's journey. Whether you're looking for auto loans, mortgages, or personal loans, we have you covered with a total loan portfolio of 9,315 active loans. While members can visit us at 220 Buan Ave, official correspondence should be sent to P.O. BOX 407, Tomah, WI 54660. Our dedicated team of 58 employees, led by CEO Brad Bauges and Board President Wendy Whitehead, works tirelessly to deliver personalized service and solutions that truly make a difference. With a net worth of $23,592,496 and total deposits reaching $19,937,779, we're not just about growth; we prioritize stability and reliability for our members. We're here for you during our lobby hours from Monday through Friday and even on Saturdays! Feel free to reach out at (608) 377-7730 or visit us online at 1stccu.com to learn more about how we can support your financial goals. Your future starts here at 1st Community where banking feels like family.

Branch History & Mission

At 1st Community, we take pride in our rich history and unwavering commitment to the community of Tomah, Wisconsin. Established in 1961, our branch has grown alongside the community, evolving from a small credit union into a trusted financial partner for over 15,447 members. Our branch, located at 220 Buan Ave, Tomah, WI 54660, has become a cornerstone of support for local families and businesses alike. Over the years, we've achieved significant milestones, such as reaching a total asset value of $272,770,973. This growth reflects our dedication to providing quality financial services while ensuring that our members have access to the tools they need for success. We offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Whether you're looking to buy your first home or expand your business, we are here to help. Our mission is simple yet powerful: to enhance the financial well-being of our members and contribute positively to our community. We believe that everyone deserves access to affordable financial services. This commitment drives us every day as we strive to make banking accessible and straightforward for all. While members can visit us at 220 Buan Ave, official correspondence should be sent to P.O. BOX 407, Tomah, WI 54660. We encourage you to reach out via phone at 608-377-7730 or explore our website at 1st Community for more information about our offerings. In addition to traditional banking services, we embrace technology with features like online and mobile banking, making it easier for members to manage their finances on their terms. Our ATM services are available for convenient cash withdrawals anytime you need them. Plus, with drive-thru banking available during our operating hours Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 5:30 PM you can quickly handle transactions without leaving your car. As a proud member of the Monroe County community, we actively engage in outreach efforts and partnerships that support local initiatives. We understand that strong communities lead to strong relationships; thus, we are dedicated not only to serving our members but also enriching the lives of those around us. Join us today at 1st Community and experience firsthand how we can support your financial journey while contributing positively to the vibrant community of Tomah. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At 1st Community, we understand the importance of accessibility. Our branch is fully ADA compliant, featuring ramps and designated parking spots for those who need them. If you're driving by, you'll find ample parking available close to our entrance, making your visit as smooth as possible.

Connect With Us

Our friendly team is ready to assist you with any questions or services you may need. Feel free to give us a call at 608-377-7730 or simply drop by during our operating hours. We look forward to welcoming you at 1st Community!

Operating Hours

We aim to be available when you need us! Our lobby hours are Monday through Thursday from 8:00 a.m. to 5:00 p.m., Friday until 5:30 p.m., and Saturday mornings from 8:30 a.m. to 11:30 a.m. With these extended hours, we hope to accommodate your busy schedule.

Services Offered

At our branch, we offer a wide range of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgages. You can also take advantage of our convenient ATM services for quick withdrawals and balance checks anytime. For those who prefer face-to-face service, our drive-thru is open for basic transactions like deposits and withdrawals.

Member Eligibility

At 1st Community, we believe that becoming a member is like joining a family, where everyone looks out for one another and supports each other's financial journeys. If you're wondering how you can be part of this community, it's quite simple! Membership is open to anyone who lives, works, or worships in the area around 220 Buan Ave Tomah Wi 54660. This inclusive approach means that whether you're a long-time resident or new to the community, you're welcome here. Joining us not only gives you access to a variety of financial products but also the chance to benefit from our personalized service and local expertise. To get started on your membership journey with 1st Community, all you need to do is give us a call at (608) 377-7730 or visit our website for more information about opening an account. We're excited to help you take this important step toward achieving your financial goals! For the most current eligibility details, feel free to check out our resource page here.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services tailored for your everyday operations. Picture this: You run a busy cafe in Tomah, WI, and you need a reliable way to process payments quickly. Our merchant services provide easy payment processing solutions, ensuring you can focus on serving your customers while we handle the transactions smoothly. We invite you to visit us at 220 Buan Ave Tomah Wi 54660 or call us at (608) 377-7730 to explore how our business banking solutions can support your goals. Partner with 1st Community where your success is our priority!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,594,751, we continue to drive economic growth by financing new and expanding businesses. Imagine using a loan from us to purchase new equipment that boosts your production capacity or a line of credit that allows you to manage cash flow during slower months. These are just some ways our commercial loans can empower your business journey.

Comprehensive List Of Services

Accessibility and Support

Located at 220 Buan Ave Tomah Wi 54660, our friendly team is always ready to assist you during lobby hours Monday through Friday from 8:00 a.m. to 5:30 p.m., and Saturday from 8:30 a.m. to 11:30 a.m. If you have questions or need guidance on which service best suits your needs, don't hesitate to call us at (608) 377-7730. At 1st Community, we're not just about banking; we're about building relationships within our community in Tomah, WI. Explore all that we have to offer by visiting us or checking out more information online at https://www.1stccu.com/. Your financial journey starts here!

Business Banking Services

We don't just cater to individuals; businesses can also benefit from our offerings. Our business banking services include merchant services and business loans designed to support local entrepreneurs in Tomah. We believe in helping our community thrive by providing the resources needed for success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at 1st Community, we've integrated robust online and mobile banking features into our services. You can easily access your accounts, transfer funds, pay bills, and even deposit checks from the comfort of your home or on-the-go with our mobile application. Need cash? Our ATM services ensure you have access whenever necessary, while our drive-thru banking allows for quick deposits, withdrawals, and other simple transactions without leaving your car.

Personal Banking Solutions

Our personal banking services are designed with you in mind. With checking and savings accounts, you can easily manage your day-to-day expenses and save for future goals. Imagine having the peace of mind that comes with knowing your funds are secure and accessible whenever you need them. For those planning to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates that can fit into any budget. We also offer mortgage loans and refinancing solutions to help you achieve your dream home or lower your monthly payments. When life throws unexpected expenses your way, our personal loans and debt consolidation options can offer relief and help you get back on track financially. Plus, our credit cards with rewards give you the chance to earn while you spend.

Digital & Online Banking

Mobile Convenience at Your Fingertips

Our mobile application brings all the features of online banking right to your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in seconds. And if you prefer using mobile payments for shopping, you're in luck we support mobile payments for added convenience. Whether you're checking balances or making transactions, our digital services are designed for real-time account management. With 1st Community, banking is not just accessible; it's also tailored to meet your needs while ensuring that every transaction is safe and secure. Join us today and experience the ease of digital banking!

Online Banking Made Simple

With our 24/7 online banking services available at https://www.1stccu.com/, you can access your accounts anytime, anywhere. Check your balances, make transfers, and pay bills all from the comfort of your home or while you're out and about. Plus, our user-friendly interface ensures that you can navigate with ease.

Stay Secure with Electronic Features

Security is a top priority at 1st Community. We provide electronic signature authorization, so you can sign documents quickly and safely without the need for paper. Want to go green? Sign up for e-statements and enjoy easy access to your account statements without cluttering your mailbox yes, we have that too!

Financial Strength

Commitment to Growth

With $21,980,097 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,507 in used auto loans and $203,767,242 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $76,782,984 in share certificates and $30,030,917 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $901,277 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $23,592,496, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Our commitment is evident with a growing member base of 35,079, which shows that more people trust us with their finances. Net Shares (Funds available for lending and investments): $0. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 220 Buan Ave Tomah Wi 54660 or call (608) 377-7730 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,235,816 in used vehicle loans and $16,363,745 in new vehicle loans already helping members get on the road. We make financing straightforward and accessible, so you can focus on enjoying your new ride.

Business Financing

For business owners, our outstanding commercial loans totaling $13,594,751 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase your working capital, our team is here to help you find the right solution for your business needs.

Credit Lines

Additionally, our total credit lines amount to $42,684,228, offering flexibility for those unexpected expenses or planned purchases. This line of credit can be an excellent resource for managing cash flow effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,318,246, make buying or refinancing simple. With flexible terms and competitive rates, we aim to support you every step of the way towards owning your home.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our knowledgeable staff can guide you through the process. We want to ensure that you find the best financial solutions that fit your unique situation. Feel free to reach out at (608) 377-7730 during our operating hours (Monday - Thursday 8:00 a.m. - 5:00 p.m., Friday 8:00 a.m. - 5:30 p.m., Saturday 8:30 a.m. - 11:30 a.m.) for more information about any of these loan products or how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At 1st Community, we're committed to providing quality service and supporting our members through every financial milestone they encounter.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,993,695 in loans helping members manage their finances effectively. These cards are designed to provide you with the purchasing power you need while keeping repayment manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and select what works best for them. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals save money while securing loans that meet their needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh takes pride in its commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and accurate, allowing users to make informed decisions without any hidden surprises.

1ST COMMUNITY CREDIT UNION - Tomah, WI

Compare Loan Rates Near You

Loan rates in Tomah, WI (54660)