1st Community Credit Union Sparta WI – Convenient ATM Services Branch

Introduction

Welcome to 1st Community, where we believe in building a stronger financial future together. Located at 1020 W Wisconsin St, Sparta, WI 54656, our credit union has been serving the community since 1961. With a proud membership of over 15,447 individuals, we are dedicated to providing personalized financial services that truly meet your needs. At 1st Community, we manage total assets of $272,770,973 and have made it our mission to support our members with competitive loan options and savings solutions. Currently, our total loans stand at 9,315, while our deposits have reached an impressive $19,937,779. Our net worth is $23,592,496, ensuring we have the stability you can trust when making important financial decisions. Our leadership team is committed to serving you with integrity and dedication. Under the guidance of CEO Brad Bauges and Board President Wendy Whitehead, we strive to foster a welcoming environment where your financial goals become our priority. Our team of 58 employees is always ready to assist you with any inquiries or services you may need. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 1000 W Wisconsin St, Sparta, WI 54656-2230. We invite you to explore how we can help you achieve your financial dreams. Whether you're looking for a loan, advice on savings, or simply want to learn more about what we offer, don't hesitate to reach out! Call us today at 608-269-8121 or visit us online at 1stccu.com. Your journey towards financial success starts here!

Branch History & Mission

At 1st Community, we take pride in our rich history and unwavering commitment to serving the community of Sparta, WI. Established in 1961, our branch has grown significantly over the decades, now boasting a membership of over 15,400 individuals. Located at 1020 W Wisconsin St, Sparta, WI 54656, we are not just a financial institution; we are a part of the fabric of this vibrant community. From humble beginnings, 1st Community has evolved into a trusted partner for many families and businesses in the area. Our total assets have reached an impressive $272,770,973, which reflects our dedication to providing financial stability and growth opportunities for our members. As we continue to grow, we remain focused on our mission: to empower our members through accessible financial services while fostering strong community ties. Our mission is clear we aim to offer more than just traditional banking services. We strive to be an active participant in community development by supporting local initiatives and partnerships that enhance the quality of life for all residents. Whether it's sponsoring local events or collaborating with other organizations, we believe in giving back and building a brighter future for everyone. While members can visit us at our main branch address of 1020 W Wisconsin St, official correspondence should be sent to our mailing address at 1000 W Wisconsin St, Sparta, WI 54656-2230. Our dedicated team is here for you during operating hours from Monday to Friday, 8:00 a.m. to 5:00 p.m., ensuring that you receive the assistance you need when you need it. As we look toward the future, we are excited about embracing digital advancements that enhance member experiences. With online banking options available alongside mobile payments and electronic signatures, accessing your accounts has never been easier or more secure. At 1st Community, we invite you to join us on this journey. Become part of a credit union that values its members and community above all else. Experience firsthand how we can help you achieve your financial goals while making a positive impact right here in Sparta. Reach out to us today at 608-269-8121 or visit our website at 1stccu.com for more information!

Branch Location & Accessibility

Accessibility Features

At 1st Community, we prioritize accessibility for all members. Our branch complies with ADA standards, featuring ramps and wide doorways to ensure everyone can enter comfortably. Plus, we have ample parking available so you can visit us without any hassle.

Convenient Location

Nestled in Monroe County, our branch is easily accessible from nearby landmarks, making it simple to stop by. Whether you're coming from the vibrant downtown area or just passing through on your way to local attractions, finding us is a breeze.

Join Us Today!

We invite you to come by and experience the welcoming environment of 1st Community. Whether you're looking to open an account or need help with a financial service, our friendly staff is eager to assist you. We look forward to seeing you soon!

Operating Hours & Services

We're open Monday through Friday from 8:00 a.m. to 5:00 p.m., ready to assist you with all your banking needs. While we currently do not offer ATM services or drive-thru banking, our dedicated team is here to provide personalized service inside the branch. If you need assistance or have questions about your accounts, don't hesitate to give us a call at 608-269-8121. While members can visit us at 1020 W Wisconsin St, official correspondence should be sent to our mailing address at 1000 W Wisconsin St, Sparta, WI 54656-2230.

Member Eligibility

At 1st Community, we believe that becoming a member is like joining a warm, welcoming family where your financial goals are our priority. If you live, work, or worship in the local area, you're likely eligible to join us! We love to support our community members by offering personalized services that help you thrive financially. Whether you're looking for savings accounts, loans, or simply a place where your voice matters, we've got you covered. To learn more about the specific eligibility criteria and ensure you have all the details you need, feel free to visit our website. If you're ready to take the next step towards membership, opening an account with us is easy! You can get started by reaching out at (608) 269-8121 or visiting us at our branch located at 1020 W Wisconsin St Sparta Wi 54656. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services that Matter

Beyond loans, we offer merchant services that simplify payment processing for your business. Picture this: a busy Saturday at your store where every second counts. With our reliable payment solutions, you can serve customers quickly and efficiently, ensuring they leave happy and ready to return. Located at 1020 W Wisconsin St, Sparta, WI 54656, we're here to help you navigate the financial landscape so you can focus on what you do best running your business. For more information or to get started, call us at 608-269-8121 or visit our website at 1st Community.

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. This funding enables local entrepreneurs to purchase equipment, expand operations, or manage cash flow effectively. If you're not yet a member, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions when you need them most. With an outstanding commercial loan portfolio of $13,594,751, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash Made Easy

We recognize that sometimes all you need is quick access to cash. That's why we provide ATM Services Only at 1st Community. While we may not have an ATM on-site, our network allows for easy cash withdrawal when you need it most.

Connect with Us

If you're ready to explore how we can assist you further, feel free to reach out! You can contact us at (608) 269-8121 during our lobby hours from Monday to Friday, 8:00 a.m. to 5:00 p.m. Our friendly team is eager to help answer any questions or guide you through our services. At 1st Community, we believe that great financial services should be accessible and tailored just for you. Visit us today at 1020 W Wisconsin St Sparta Wi 54656, and let's start building a brighter financial future together! For more information about what we offer, check out our website at https://www.1stccu.com/.

Lending Options Designed for You

When it comes to lending, we know that life can bring unexpected expenses or exciting opportunities. Whether you need a vehicle loan or personal financing, 1st Community has you covered with flexible loan options designed to fit your budget. Our knowledgeable staff will work with you to find the best solution, ensuring that borrowing feels manageable and stress-free.

Personalized Banking Solutions

One of the standout features of 1st Community is our commitment to personalized service. We understand that every member has different financial goals and needs. That's why we offer comprehensive support tailored to you. From traditional checking and savings accounts to specialized loans, we ensure that our offerings align with your lifestyle. For those who prefer managing their finances on the go, our digital banking options make it easy to access your accounts anytime, anywhere. With features like online banking, mobile payments, and person-to-person transfers, staying on top of your finances has never been more convenient.

Digital & Online Banking

24/7 Access

Need assistance outside of normal business hours? Our 24/7 online banking services mean you can log in whenever it suits you best. You have real-time access to your accounts, giving you peace of mind whether it's day or night. At 1st Community, we're dedicated to making your banking experience as smooth as possible. With a focus on accessibility and user-friendly tools, you'll find everything you need right at your fingertips. Join us today and discover how easy managing your money can be!

User-Friendly Features

Security is a top priority at 1st Community. Our online banking services include electronic signature authorization, ensuring that your transactions are safe and secure. Plus, with e-statements available, you can easily access your financial documents without the hassle of paper clutter. For those who prefer using their smartphones, our mobile application is here to help. It allows you to make mobile payments effortlessly and gives you access to all the features of online banking right in your pocket. Managing your finances has never been more accessible!

Financial Strength

Member Trust

Total Share and Deposit Accounts stand at 35,079, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, reinforcing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 1020 W Wisconsin St Sparta Wi 54656 or call (608) 269-8121 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $901,277 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $21,980,097 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,507 in used auto loans and $203,767,242 in total loans and leases.

Secure Savings Options

Members' savings are secured through $76,782,984 in share certificates and $30,030,917 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $23,592,496, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

At 1st Community, we also offer refinancing options and eligibility assessments to ensure you're getting the best terms possible. Our team is ready to discuss how our loan offerings can benefit you. For any questions or assistance with applying for a loan, feel free to reach out at (608) 269-8121 during our business hours from Monday to Friday between 8:00 a.m. and 5:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you in achieving your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,235,816 in used vehicle loans and $16,363,745 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our flexible financing options can help make your purchase easier.

Business Financing

For business owners, our outstanding commercial loans totaling $13,594,751 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we have solutions that can fit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,318,246, make buying or refinancing simple. We understand that purchasing a home is a big step, and our team is here to support you through every part of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,993,695 in loans helping members manage their finances effectively. These cards provide an excellent way to handle everyday expenses while building your credit history.

Loan Aggregator

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1ST COMMUNITY CREDIT UNION - Sparta, WI

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