1st Class Express Waukesha WI Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to 1st Class Express, your trusted partner in financial wellness, located at 300 E Broadway, Waukesha, WI 53186. Established in 1932, our credit union has been a cornerstone of the community for over 90 years, proudly serving 643 members with a commitment to personalized banking solutions. With total assets reaching $2,427,785 and deposits totaling $505,411, we offer stability and reliability to our members. At 1st Class Express, we understand that each financial journey is unique. That's why we provide a variety of services tailored to meet your needs from checking and savings accounts to auto loans and personal financing. Our friendly team, led by CEO Susan Ross and Board President Cynthia Kessenich, is dedicated to helping you achieve your financial goals. While members can visit us at our branch address for assistance, official correspondence should be sent to our mailing address: PO Box 1, Waukesha, WI 53187. We invite you to connect with us via phone at 262-548-9328 during our lobby hours on Monday and Friday mornings from 9 AM to 10 AM. Join us at 1st Class Express today and experience the difference that comes from being part of a credit union that truly values its members. Your financial future is bright with us by your side!

Branch History & Mission

A Legacy of Service

Located at 300 E Broadway, our branch is nestled in the heart of Waukesha, easily accessible to all who seek quality financial services. As we reflect on our journey, we celebrate the milestones that have shaped us. From our early days focused on simple savings accounts to expanding our offerings today including auto loans, mortgages, personal loans, and business banking we have adapted to meet the changing needs of our community. Our mission is clear: to provide exceptional financial services while supporting and uplifting those around us. We believe that when our members thrive, so does the entire community. This philosophy drives everything we do at 1st Class Express.

Commitment to Community

While members can visit us at 300 E Broadway, official correspondence should be sent to PO Box 1, Waukesha, WI 53187. We are proud not only of the services we offer but also of our commitment to community outreach. We partner with local organizations and participate in events that foster growth and support for all Waukesha residents. Whether through financial education workshops or sponsorships of local initiatives, we strive to make a positive impact every day. We know that convenience matters too. While we currently do not offer ATM or drive-thru services, we ensure that our lobby is open Monday and Friday mornings from 9 AM to 10 AM for personal assistance.

Looking Ahead

At 1st Class Express, we're excited about the future. As technology advances, we're committed to enhancing digital accessibility for all members while maintaining ADA compliance and customer-centric service. We're here for you whether you need guidance on managing your finances or assistance with loans. Join us on this journey! Experience firsthand how 1st Class Express can help you reach your financial goals while being part of a caring community bank that puts people first. Call us today at 262-548-9328 and discover the benefits of membership with us!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. Parking is available nearby, making it easy to pop in during your busy day.

Call to Action

We invite you to visit us at 1st Class Express today! If you have any questions or need assistance before stopping by, feel free to give us a call at 262-548-9328. We look forward to serving you!

Operating Hours

At 1st Class Express, we understand that your time is valuable. That's why we offer lobby hours on Monday and Friday from 9 AM to 10 AM. Whether you're looking to open a new checking account or inquire about mortgage loans, our team will be ready to assist you during these hours.

Services Offered

Our branch provides a range of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. If you're a business owner, we also offer merchant services and business loans. Although we currently do not have ATM availability or drive-thru banking at this location, our dedicated staff is here to support you inside the branch.

Member Eligibility

Joining 1st Class Express is like stepping into a warm and welcoming community that truly cares about its members. If you're interested in becoming part of our family, eligibility is straightforward and inclusive. We invite anyone who lives or works in the area to join us, making it easy for you to access our range of personal banking services, from checking and savings accounts to loans and credit cards. Plus, being a member means you can enjoy personalized support and benefits that cater to your financial needs. To learn more about specific eligibility criteria, feel free to check out this detailed resource: . Getting started is simple! You can easily open an account at 1st Class Express by visiting us at 300 E Broadway Waukesha Wi 53186 or giving us a call at (262) 548-9328. We're here to guide you through the process and answer any questions you may have. Join us today, and take the first step toward achieving your financial goals with a supportive partner by your side!

Business Banking & Commercial Services

Merchant Services Made Easy

Running a business means managing transactions smoothly. Our merchant services simplify payment processing, allowing you to focus on what you do best serving your customers. Picture this: a busy day at your store where customers can easily pay using various methods without delay. That's the power of efficient merchant services. Located at 300 E Broadway Waukesha Wi 53186 in Waukesha, WI, we're here to empower local businesses with the financial tools they need. Reach out to us at (262) 548-9328 to learn more about how we can support your business journey!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer specialized services such as merchant services and business loans. These services empower you to manage payments efficiently and secure funding when needed, helping your business thrive in today's competitive landscape.

Cash Withdrawal Services

Although we do not currently offer ATM access directly at our branch, members can rely on our cash withdrawal services during lobby hours Monday and Friday mornings from 9 AM to 10 AM. If you're ready to take control of your financial future with personalized service tailored just for you, reach out to us today at 262-548-9328. Let us help you navigate the journey toward financial success!

Credit Cards with Rewards

We also believe in rewarding our members! Our credit cards with rewards give you the chance to earn points on every purchase, which can be redeemed for travel, merchandise, or cash back. It's an easy way to make everyday spending work for you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. From checking balances to transferring funds or paying bills from the comfort of your home or on-the-go our digital banking platform makes managing your finances simple and efficient.

Loans for Every Need

When it comes to financing, we have options for everyone. If you're in the market for a new car, our auto loans and vehicle financing can make that dream ride a reality. We offer competitive rates to get you on the road without breaking the bank. Additionally, for those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed with your needs in mind. For life's unexpected expenses or projects you want to tackle, our personal loans and debt consolidation options provide the flexibility you need. You can consolidate high-interest debts into one manageable payment or fund a home improvement project that adds value to your space.

Personal Banking

At 1st Class Express, we understand that managing personal finances can be challenging. That's why we offer a variety of checking and savings accounts designed for convenience and accessibility. Our accounts come with features that help you track your spending and grow your savings effortlessly. Imagine easily accessing your funds whenever you need them while earning interest on your savings.

Digital & Online Banking

Key Features

Even without electronic signatures or e-statements available right now, we strive to ensure that managing your money is as straightforward as possible. Our system is user-friendly and prioritizes your security, so you can feel confident while banking online. Although features like person-to-person transfers and mobile applications aren't available yet, we're always looking for ways to improve and expand our offerings in the future. For now, you can rely on our 24/7 online banking services for real-time account management whenever you need it. In a world where convenience matters, 1st Class Express is here to help you navigate your financial journey with ease and peace of mind.

Financial Strength

A Growing Member Base

We have a strong and growing member base with a total of 777 share accounts that trust us with their finances. This community focus is what sets us apart as your trusted partner in achieving financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Class Express is your trusted partner. Visit us at 300 E Broadway Waukesha Wi 53186 or call 262-548-9328 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation

With $407,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and grow alongside your financial needs.

Member-Centric Savings

Members' savings are secured through $359,559 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $509,817, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2100 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $1,838,998 in total loans and leases. Additionally, we have 76 used auto loans ready to assist you in making significant purchases or investments.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,075,130 in used vehicle loans and $183,919 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier for you to drive away with confidence.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we're dedicated to providing guidance and support throughout the home-buying process.

Other Financial Services

In addition to these loan offerings, we provide various other services including personal banking options such as checking and savings accounts. We encourage our members to explore all available products that can enhance their financial well-being. For any questions or if you'd like to discuss eligibility options for our loans or refinancing solutions, don't hesitate to reach out. You can contact us at (262) 548-9328 or visit us at our branch located at 300 E Broadway Waukesha WI 53186. Our lobby hours are Monday and Friday mornings from 9 AM to 10 AM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently, there are no outstanding amounts in this category. If you're looking for ways to manage your expenses better or consolidate debt, our team is here to help you find the right solution.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers without hidden fees or misleading terms.

1ST CLASS EXPRESS CREDIT UNION - Waukesha, WI