1st Class Express Waukesha WI Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to 1st Class Express, your trusted financial partner located at 416 E Main St, Waukesha, WI 53186. Established in 1932, we have proudly served our community for over 90 years, building a strong foundation of trust and reliability. With a total membership of 643 and assets exceeding $2,427,785, we are committed to providing exceptional banking services tailored to meet the unique needs of our members. At 1st Class Express, we understand that financial decisions can be daunting. That's why we offer a range of services designed to help you achieve your goals whether it's through personal banking options like checking and savings accounts, auto loans, mortgages, or business banking services. Our dedicated team is here to guide you every step of the way. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 1, Waukesha, WI 53187-0001. Our leadership team, led by CEO Susan Ross and Board President Cynthia Kessenich, is passionate about fostering a supportive environment where members can thrive. We employ a total of 5 staff members, all focused on ensuring you receive personalized attention and service. With total deposits amounting to $505,411 and a net worth of $509,817, we prioritize the financial well-being of our members. Our strong cash reserves of $26,206 ensure that we are always ready to assist you when needed. We invite you to reach out to us at 262-548-9328 with any questions or concerns. Your financial journey matters to us, and we're excited to be part of it! Visit us today and discover how 1st Class Express can help you achieve your financial dreams.

Branch History & Mission

Welcome to 1st Class Express, your trusted credit union located in the heart of Waukesha, WI. Since our establishment in 1932, we have been dedicated to serving our community with integrity and commitment. Over the decades, we have grown from a small local institution to a vital financial partner for over 643 members, offering a range of services that meet the evolving needs of our community. Our branch is situated at 416 E Main St, Waukesha, WI 53186, making us easily accessible to those in the area. This prime location allows us to be an integral part of the vibrant Waukesha community, close to various local landmarks and businesses. Whether you're stopping by for personal banking or seeking assistance with auto loans, we're here for you. At 1st Class Express, our mission is straightforward: we aim to empower our members through personalized financial solutions and exceptional service. We believe that everyone deserves access to quality banking services that can help them achieve their financial goals. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, and even credit cards with rewards. We strive not only to provide these services but also to foster financial literacy and support in our community. While members can visit us at 416 E Main St, official correspondence should be sent to PO Box 1, Waukesha, WI 53187-0001. Our operating hours are designed with your convenience in mind: we're open on Monday, Wednesday, and Friday from 1 PM to 5 PM, and on Saturday from 9 AM to 1 PM. Though we currently do not offer ATM services or drive-thru banking, we are committed to exploring new ways to enhance your experience as technology evolves. We prioritize accessibility and customer satisfaction by ensuring our facilities meet ADA compliance standards. Over the years, we have engaged in numerous community outreach efforts and partnerships aimed at improving the lives of those around us. Our leadership team, led by CEO Susan Ross and Board President Cynthia Kessenich, is passionate about creating a supportive environment where every member feels valued and heard. With total assets amounting to $2,427,785, we are well-equipped to assist you with your financial needs. As we look toward the future, we invite you to join us on this journey. Experience the difference at 1st Class Express where you're not just a member; you're part of our family. We invite you to stop by or give us a call at 262-548-9328 today! Join us and discover how we can help you achieve your financial dreams while supporting our shared community values.

Branch Location & Accessibility

Additional Services

While we currently do not offer ATM services or drive-thru banking, our dedicated team is ready to assist you inside the branch. If you have any questions or need assistance with your accounts, feel free to call us at 262-548-9328. If you're sending us official correspondence, please note that it should be directed to our mailing address: PO Box 1, Waukesha, WI 53187-0001. We invite you to visit 1st Class Express today! Experience personalized service that puts your financial well-being first. We look forward to welcoming you into our branch!

Convenient Access and Features

At our Main Office, you will find ample parking available right outside the entrance, making it easy to pop in during your busy day. We ensure that everyone can access our services comfortably; our facility is ADA compliant, featuring ramps and spacious pathways for those who need them. Our operating hours are designed to fit your schedule: we're open Monday, Wednesday, and Friday from 1 PM to 5 PM, and Saturdays from 9 AM to 1 PM. Whether you're stopping by after work or on the weekend, we're here to help you with personal banking needs like checking and savings accounts, auto loans, mortgages, and more.

Member Eligibility

At 1st Class Express, we believe in creating a warm and welcoming community for our members. Becoming part of our family is simple and open to those who meet a few friendly criteria. If you live, work, worship, or attend school in Waukesha County, you're already eligible to join us! Additionally, if you have a family member who is a member of 1st Class Express, you can easily become a part of our community as well. We offer a range of financial services designed to support your needs, from checking and savings accounts to auto loans and credit cards with rewards. To get started with opening an account, simply visit us at our branch located at 416 E Main St Waukesha Wi 53186 or give us a call at (262) 548-9328 for more information. We're here to help guide you through the process and ensure that joining our credit union feels easy and enjoyable. For more details on membership eligibility, feel free to check out our website at . We can't wait to welcome you into the 1st Class Express family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly from your customers while having access to tools that help manage transactions effortlessly. Our merchant services are designed for businesses like yours whether you're running a bustling retail shop or a cozy café. From payment processing solutions that enhance customer experience to insights that help you make informed decisions, we are here to empower your business operations at every step. Located at 416 E Main St Waukesha Wi 53186 in Waukesha, WI, our team is ready to assist you with tailored banking solutions that fit your business model. Connect with us today at (262) 548-9328 and discover how we can support your journey toward success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make it easier than ever. We offer competitive rates and flexible terms that fit your budget. Picture driving off in your dream car without breaking the bank!

Business Banking Solutions

For entrepreneurs and small business owners, we offer comprehensive Business Banking services including Merchant Services and Business Loans. We understand the unique challenges businesses face and strive to provide tailored solutions that help your business thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards program lets you earn points on everyday purchases. Imagine earning rewards just for using your card whether it's for dining out or shopping for essentials!

Mortgage Loans & Refinancing

For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can help you secure the best possible deal. We understand that buying a home is one of the biggest decisions you'll make, and we're here to support you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. Check balances, transfer funds, and manage accounts anytime, anywhere all from your smartphone or computer. At 1st Class Express, we pride ourselves on being more than just a credit union; we're a community partner invested in your success. If you have any questions about our services or how we can assist you further, please don't hesitate to reach out at 262-548-9328. We invite you to explore all that we offer and experience firsthand how we can help make managing your finances easier and more rewarding!

Personal Banking Services

Our personal banking services are designed for everyday needs. With Checking & Savings Accounts, you can manage your money effectively while earning interest on your savings. Imagine having easy access to your funds whenever you need them whether it's for groceries, bills, or that little something special you've been saving for.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can provide relief. We work with you to find solutions that suit your financial situation, allowing you to focus on what really matters.

Digital & Online Banking

Key Features of Our Online Banking Services

With our 24/7 online banking services, you can check your account balances, view transaction history, and manage your money with just a few clicks. Unfortunately, we currently do not offer electronic signatures or e-statements, but we're committed to providing safe and straightforward banking options. While mobile payments and a dedicated mobile application are not available at this time, you can still enjoy the benefits of easy person-to-person transfers through traditional methods when needed. For more information on how you can utilize our services effectively, feel free to visit us at .

Security and Accessibility

Your financial security is our top priority. We use advanced security measures to protect your personal information while providing an intuitive interface for easy navigation. Whether you're checking your balance on your lunch break or transferring funds in the evening, our online banking ensures you have real-time access to your accounts without compromising safety. At 1st Class Express, we're here to support you in every step of your financial journey. If you have any questions or need assistance with our online services, don't hesitate to reach out by phone at (262) 548-9328. Your financial peace of mind is just a click away!

Financial Strength

At 1st Class Express, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid foundation that supports your financial needs. With a net worth of $509,817, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2100 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $359,559 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $407,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,838,998 in total loans and leases and 76 used auto loans, we support members' financial goals across various sectors. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We also take pride in having 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 777, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Class Express is your trusted partner. Visit us at 416 E Main St Waukesha Wi 53186 or call 262-548-9328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $1,075,130 in used vehicle loans and $183,919 in new vehicle loans, helping members get on the road with confidence. Our team will work with you to find an auto loan that fits your budget and lifestyle.

Credit Lines

For those who need additional flexibility, our total credit lines available amount to $250,000. This can serve as a handy financial safety net when needed. If you're interested in any of these products or wish to learn more about refinancing options, please don't hesitate to reach out. You can contact us at (262) 548-9328 during our operating hours: Monday, Wednesday, and Friday from 1 PM to 5 PM, and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At 1st Class Express, we're committed to providing personalized service and support for all your lending needs. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, making it easier for you to take that important step toward owning your home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be a great option for those looking to consolidate debt or cover unexpected expenses without tapping into savings.

Loan Aggregator

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1St Class Express