Introduction
Welcome to 1st Class Express, where your financial journey is our top priority! Located at 15300 W Howard Ave, New Berlin, WI 53151, our credit union has proudly served the community since 1932. With a strong commitment to member service and community support, we are dedicated to helping you achieve your financial goals. At 1st Class Express, we believe in building lasting relationships with our members. Currently, we have over 643 members who trust us with their financial needs. Our total assets stand impressively at $2,427,785, reflecting our stability and commitment to responsible banking practices. We offer a range of services tailored for everyone from personal checking and savings accounts to auto loans and business banking solutions. While members can visit us at our branch address, official correspondence should be sent to PO Box 1, Waukesha, WI 53187. This ensures that we can assist you promptly and efficiently. Our team is led by CEO Susan Ross and Board President Cynthia Kessenich, both of whom are passionate about providing exceptional service. With a dedicated staff of 5 employees, we work hard to ensure your banking experience is smooth and supportive. Whether you're looking for personal loans, mortgage refinancing, or business banking solutions, we're here to guide you every step of the way. Our total deposits amount to $505,411, underscoring our members' confidence in us as a safe place to manage their finances. Ready to take the next step? Give us a call at 262-548-9328 or visit us today! Experience the difference that a member-focused credit union can make in your life.
Branch History & Mission
Join Us
Experience the benefits of being part of a community-focused credit union. With no ATM or drive-thru services currently available, we prioritize personal interactions that build trust and understanding. If you're looking for a financial partner who values relationships just as much as transactions, look no further than 1st Class Express. Call us today at 262-548-9328 or stop by during our limited hours to learn more about how we can assist you on your financial journey. Let's work together towards building a brighter future!
Our Journey
From humble beginnings, 1st Class Express has grown into a trusted financial partner for over 643 members. Our journey reflects not only our growth but also the growth of the community around us. We have continually adapted to meet the changing needs of our members, providing essential services such as personal banking, auto loans, and mortgage refinancing. Today, our total assets stand at an impressive $2,427,785, highlighting our financial strength and stability. While we are proud of our history, we are equally excited about the future. In line with modern advancements, we strive to incorporate digital solutions that enhance your banking experience. Although we currently do not offer online or mobile banking options, we focus on providing personalized service during our operating hours from Wednesday mornings 8-9 am and throughout the week from 8:00 am to 9:00 am.
Our Mission
At 1st Class Express, our mission is clear: We aim to provide exceptional financial services while fostering community support and growth. We believe that everyone deserves access to quality financial products that can help them achieve their goals. This commitment extends beyond just banking; we actively engage in community outreach efforts, helping local initiatives that make New Berlin a better place for all. While members can visit us at 15300 W Howard Ave, official correspondence should be sent to our mailing address: PO Box 1, Waukesha, WI 53187. We invite you to join us in this journey whether you need assistance with checking accounts or are looking for financing options for your next vehicle.
Branch Location & Accessibility
Accessibility and Parking
At 1st Class Express, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. If you're driving by, you'll find ample parking right outside our doors.
Contact Us
If you have any questions or need assistance outside of our lobby hours, please feel free to give us a call at 262-548-9328. While members can visit us at 15300 W Howard Ave, official correspondence should be sent to PO Box 1, Waukesha, WI 53187. Whether you're looking for personal banking solutions like checking accounts or auto loans, we are here to help! We invite you to stop by and experience the warm service that sets us apart. We look forward to serving you soon!
Operating Hours
We understand that life can get busy, which is why we offer convenient lobby hours from 8 AM to 9 AM on Wednesdays. Although we currently don't have drive-thru service or ATMs available at this location, our friendly team is here during those hours to assist you with all your banking needs.
Member Eligibility
At 1st Class Express, we believe that becoming a member is like joining a caring family that supports your financial journey. If you're interested in being part of our community, the good news is that eligibility is open to a wide range of individuals! Generally, if you live, work, or worship in the area, or have a family member who is already a member, you can easily join us. We welcome everyone with open arms and aim to provide services tailored to your needs. For more detailed information on eligibility criteria, please visit our website. Opening an account with us is straightforward and inviting. Simply reach out by calling us at (262) 548-9328, and our friendly staff will guide you through the process. Whether you're looking for personal banking options, auto loans, or other financial services, becoming a member at 1st Class Express comes with numerous benefits designed just for you. Your journey towards better financial well-being starts here!
Business Banking & Commercial Services
Business Loan Options
Imagine having access to the funding you need when opportunities arise. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that whether you're a member or not, we're here to help turn your ideas into reality.
Merchant Services
To make everyday transactions easier, we offer robust merchant services that help you manage payments efficiently. Imagine streamlining your payment processes so you can focus more on running your business rather than worrying about cash flow. With our tools and resources, you can accept payments quickly and securely, giving your customers the convenience they expect while enhancing your revenue potential. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in New Berlin, WI. Let's work together to take your business further! For more information or to get started, give us a call at (262) 548-9328 or visit us at 15300 W Howard Ave New Berlin Wi 53151.
Comprehensive List Of Services
Business Banking Services
If you're a business owner, you'll find that our Business Banking services are designed to support your growth. We offer Merchant Services & Business Loans tailored to meet the unique needs of local businesses, ensuring you have the tools necessary for success.
Cash Withdrawal Services
While we currently do not have ATMs or drive-thru services at this location, our team is here to assist with any cash withdrawal needs during lobby hours. Just give us a call at 262-548-9328, and we'll be happy to help. At 1st Class Express, we're more than just a credit union; we're a partner in your financial journey. Whether you're saving for a big purchase or managing everyday expenses, we're here every step of the way. Come visit us or give us a call today!
Convenient Digital Banking
In today's fast-paced world, convenience matters more than ever. That's why we provide robust Online & Mobile Banking options that let you access your accounts anytime, anywhere. Check balances, transfer funds, and pay bills all from the palm of your hand it's banking made simple!
Flexible Loan Options
In addition to vehicle and mortgage loans, we understand that life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions that can help ease financial burdens when they arise. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, providing added value for your spending.
Personal Banking Solutions
Our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that help you manage your money efficiently while earning interest on your savings. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide competitive rates and flexible terms.
Digital & Online Banking
At 1st Class Express, we understand that convenience and security are key to managing your finances in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make your banking experience as smooth as possible. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or view transaction history, it's all just a click away. Simply to get started and take control of your finances with ease. Although we currently do not offer mobile applications or mobile payments, our commitment to providing a secure banking environment remains strong. Rest assured that when you use our online services, your information is protected. We prioritize security so that you can manage your money confidently. Additionally, while electronic signatures and e-statements aren't available at this time, we strive to ensure that our members have straightforward access to their accounts. You can still enjoy the benefits of person-to-person transfers and other essential banking features. We believe that banking should be accessible for everyone. Our services are designed to be user-friendly, allowing you to manage your money in real-time without any hassle. Experience the freedom and flexibility of banking with 1st Class Express today!
Financial Strength
Committed Workforce
We also take pride in having 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our $0 net income, which allows us to keep focusing on providing solid financial products for our members.
Growing Member Base
Total Share and Deposit Accounts stand at 777, showing a strong and growing member base that trusts us with their finances. This reflects our commitment to community engagement and member satisfaction. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Class Express is your trusted partner. Visit us at 15300 W Howard Ave New Berlin WI 53151 or call 262-548-9328 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $359,559 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Reinvestment in Services
With $407,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,838,998 in total loans and leases.
Strong Financial Health
With a net worth of $509,817, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2100 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,075,130 in used vehicle loans and $183,919 in new vehicle loans already helping members get on the road. We offer competitive terms for both new and used vehicles, ensuring that you can find a loan that fits your budget and lifestyle.
Credit Lines
For those who need flexibility in managing their finances, we provide credit lines with a total available amount of $250,000. This can be particularly useful for unexpected expenses or planned purchases without the need for a traditional loan.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to explore our other financing solutions tailored for your needs.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans. While we have not issued any unsecured credit card loans yet, our commitment is to provide options that help our members manage their finances effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're considering refinancing or exploring eligibility options for any of these products, please reach out! We're dedicated to helping you navigate your choices and find the best fit for your financial situation. You can contact us at 262-548-9328 or visit us at 15300 W Howard Ave, New Berlin, WI 53151. Let us partner with you on your journey toward achieving your financial goals!
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