1st Choice Atlanta GA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to 1st Choice, your trusted financial partner located at 315 Auburn Ave Ne, Atlanta, GA 30303. Since our establishment in 1991, we have been dedicated to serving our members with personalized banking solutions that fit their unique needs. With a total membership of 6,779 and assets exceeding $33,681,801, we pride ourselves on being a reliable credit union where community matters. At 1st Choice, we understand the importance of fostering strong relationships with our members. Our dedicated team of 9 employees, led by CEO Marsha Hahn, is here to provide you with excellent service, whether you are looking for checking accounts, auto loans, or personal loans. We also offer business banking services to support local entrepreneurs. While members can visit us at our branch address, official correspondence should be sent to 315 Auburn Ave, Atlanta, GA 30312. We maintain a solid financial foundation with total deposits of $4,815,841 and a net worth of $1,100,644, ensuring that your money is safe and secure. We invite you to explore what makes us stand out our commitment to community impact and member satisfaction. With our range of services designed for both personal and business banking needs, we are here to help you achieve your financial goals. For more information or assistance, feel free to call us at 404-832-5800 during our operating hours from Monday to Friday, 8:30 AM to 4:00 PM. Visit our website at 1stchoicecu.org today and discover how we can assist you on your financial journey!

Branch History & Mission

Community Commitment

As part of our commitment to community outreach, we engage in various initiatives designed to uplift those around us. Whether it's through educational workshops on financial literacy or partnerships with local organizations, we strive to make a positive impact in Atlanta. We understand that when our community thrives, so do we. In addition to traditional banking services, we're proud to offer modern conveniences like online banking and mobile applications. These tools make managing finances easier for everyone whether you're applying for an auto loan or checking your account balance from home.

Join Us Today!

With operating hours from Monday to Friday, 8:30 AM to 4:00 PM, we're here to serve you during convenient times. Although we currently do not have ATM or drive-thru services available, our dedicated staff is always ready to assist you with your financial needs directly at the branch. We invite you to experience the benefits of being part of 1st Choice. Join us today and discover how together we can achieve your financial goals! For more information or assistance, feel free to call us at 404-832-5800 or visit our website at 1stchoicecu.org.

Our Mission

Our mission at 1st Choice is simple yet profound: to empower our members financially while fostering community growth. We believe that everyone deserves access to quality financial resources, which is why we focus on providing not just loans and accounts but also guidance and support tailored to individual needs. We are dedicated to building strong relationships with our members based on trust and transparency. While members can visit us at 315 Auburn Ave Ne, official correspondence should be sent to 315 Auburn Ave, Atlanta, GA 30312. This dual address helps us serve you better while ensuring your communications are directed correctly.

Branch Location & Accessibility

Get in Touch!

Have questions or want more information? Don't hesitate to call us at 404-832-5800. We're excited to serve you at the 1st Choice branch and look forward to welcoming you soon!

Operating Hours

Our lobby hours are designed to fit your busy schedule! We're open Monday through Friday from 8:30 AM to 4:00 PM. Whether you're stopping in for personal banking or seeking assistance with loans or credit cards, our friendly staff is ready to help during these hours.

Parking and Accessibility

Finding a parking spot is hassle-free with ample available spaces around our branch. We're committed to ensuring everyone can access our services easily. The branch is ADA-compliant, featuring ramps and other accessibility options, so all members feel welcome.

Services Offered

At the 1st Choice branch, we offer a variety of financial services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that cater to your needs. Need a credit card with rewards? We've got that too! Plus, if you're looking for business banking services, we can assist with merchant services and business loans. While you're here, enjoy the peace of mind knowing that we don't currently have ATM facilities or drive-thru banking; however, our team is always on hand to provide personalized service. If you need to send official correspondence, please note that our mailing address is slightly different: 315 Auburn Ave, Atlanta, GA 30312.

Member Eligibility

Becoming a member of 1st Choice feels like joining a family that genuinely cares about your financial well-being. Located at 315 Auburn Ave Ne Atlanta Ga 30303, we welcome individuals who live, work, or worship in our community. It's simple! If you fit this description, you're already on your way to enjoying all the benefits of membership, including personalized service and competitive rates on loans and savings. For those looking to dive deeper into the specifics, feel free to check out our eligibility criteria at . Opening an account is just as easy; you can start the process by visiting us online at https://www.1stchoicecu.org/digital-lending.html or give us a call at (404) 832-5800 if you have any questions. We can't wait to help you become part of our vibrant community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $938,874, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools to streamline your transactions and enhance customer experiences. Our merchant services provide you with easy payment processing solutions that make it simple for your customers to pay, whether in-store or online. This not only boosts sales but also helps you maintain loyal customers who appreciate convenience. Located at 315 Auburn Ave Ne Atlanta Ga 30303 in Atlanta, GA, we're here to help you take your business to the next level. Connect with us today at (404) 832-5800 or visit our website at https://www.1stchoicecu.org/ to learn more about how we can support your business dreams!

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or run a small business, you'll find valuable resources at 1st Choice. Our business banking services include essential tools like merchant services and business loans tailored to support your growth. We're dedicated to helping local businesses thrive in our community.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to access your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, managing your finances has never been easier. Additionally, while we currently do not have ATMs or drive-thru service available at our branch, we ensure that cash withdrawal services are accessible through other means.

Get Started Today!

With our friendly staff ready to assist you from Monday to Friday between 8:30 AM and 4:00 PM, there's no better time to explore what 1st Choice can do for you. If you're ready to take the next step in managing your finances or want more information about any of our services, please don't hesitate to call us at 404-832-5800 or visit us online at 1stchoicecu.org. We look forward to serving you!

Personal Banking Solutions

We offer various personal banking options tailored to fit your lifestyle. With our checking and savings accounts, you can easily manage your day-to-day expenses while saving for the future. Our auto loans and vehicle financing make it simple to get behind the wheel of your dream car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services will guide you through the process with competitive rates and flexible terms. For those moments when unexpected expenses arise, our personal loans and debt consolidation options provide a helpful safety net. Plus, our credit cards with rewards give you the opportunity to earn points on everyday purchases, turning your spending into savings.

Digital & Online Banking

E-Statements and Transfers

Say goodbye to paper clutter! Our e-statements make it easy for you to stay organized while being environmentally friendly. Plus, with our person-to-person transfer feature, sending money to friends or family has never been simpler or faster. At 1st Choice, we believe that banking should be as accessible as it is secure. Discover how our digital and online services can simplify your financial life by visiting us at https://www.1stchoicecu.org/ today!

Mobile Application

For those who prefer to manage their finances from their smartphones, our mobile application offers the same robust features as online banking. It's user-friendly and allows you to bank wherever life takes you. From viewing e-statements to making person-to-person transfers, everything is conveniently at your fingertips.

Online Banking Services

With our 24/7 online banking at https://www.1stchoicecu.org/, accessing your accounts is just a click away. Whether you're checking your balance, transferring funds, or paying bills, you can do it all with ease. Our platform provides real-time account management so you can track your spending and make informed decisions on the go.

Security and Accessibility

Security is a top priority for us at 1st Choice. While we currently do not offer electronic signature authorization, our systems are designed to protect your information with state-of-the-art technology. You can feel confident knowing that your data is secure while enjoying the ease of digital transactions.

Financial Strength

Committed Team

We also take pride in having 8 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Our commitment to serving you is reflected in our growing member base, with a total of 11,167 share and deposit accounts. This shows that more individuals trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Choice is your trusted partner. Visit us at 315 Auburn Ave Ne Atlanta Ga 30303 or call (404) 832-5800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $996,960 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $51,370 in used auto loans and $24,207,938 in total loans and leases.

Secure Savings Opportunities

Your savings are secured through $2,551,182 in share certificates and $657,827 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,189,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,100,644, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $326 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those considering business ventures, our outstanding commercial loans total $938,874, providing the necessary capital to grow and expand your business. If you're interested in refinancing or checking your eligibility for any of our loan products, feel free to contact us. We're here to help guide you through the process and find the best solution tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $8,473,739 in used vehicle loans and $5,555,112 in new vehicle loans, helping members get on the road with confidence. Whether you are purchasing new or used, our financing options can help make it happen.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,108,924, making buying or refinancing simple. We offer competitive rates and flexible terms to suit your budget.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,060,002 in loans helping members manage their finances effectively. These credit cards come with rewards to make your purchases even more beneficial.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This sourcing ensures that users receive trustworthy information without hidden agendas. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal here is to provide unbiased results so you can find the best option for your situation. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make choices based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and reliable the platform is in assisting borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

1St Choice