1st Bergen Toms River NJ Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to 1st Bergen, your trusted partner in financial services right here in Toms River, NJ! Established in 2009, we have proudly served our community for over a decade, focusing on providing personalized banking solutions that cater to your unique needs. Located at 40 Washington St, our branch is dedicated to helping you achieve your financial goals with a friendly and knowledgeable staff. At 1st Bergen, we believe in the power of community. With a total membership of 1,711 and assets amounting to an impressive $9,497,165, we are committed to not just growing as a credit union but also enhancing the lives of our members. Our robust offerings include everything from checking and savings accounts to auto loans and business financing. We currently manage $2,852,624 in deposits and have issued a total of 272 loans and leases, reflecting our commitment to supporting you every step of the way. While members can visit us at 40 Washington St, official correspondence should be sent to our mailing address at 392 Main Street, Hackensack, NJ 7601. If you ever have questions or need assistance, don't hesitate to reach out! You can call us at 201-968-0202 or send a fax to 201-968-0203. Led by our CEO, Robert Moore, and Board President Gregory Jackson, our team is dedicated to ensuring you receive top-notch service. We recognize that financial decisions can be daunting; therefore, we strive to make banking accessible and straightforward for everyone. Join us today and experience the 1st Bergen difference! Visit our website at 1st Bergen or stop by our branch during lobby hours: Tuesday and Thursday from 9 AM to 4 PM, and Friday from 10 AM to 2 PM. Let's embark on this financial journey together!

Branch History & Mission

At 1st Bergen, we pride ourselves on a rich history and a strong commitment to serving our community. Established in 2009, our branch located at 40 Washington St, Toms River, NJ 08753 has grown to become a trusted financial partner for many families and businesses in the area. With over 1,711 members and total assets amounting to $9,497,165, we strive to make a positive impact in every member's life. From the very beginning, our mission has been clear: to provide accessible financial services while fostering community growth and support. We understand that banking is more than just transactions; it's about building relationships and helping individuals achieve their financial goals. Our dedicated team works hard to offer a range of services, including personal banking, auto loans, mortgages, and business banking solutions. We believe that by empowering our members with the right tools and guidance, we can contribute to their success. While you can visit us at our Toms River branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 392 Main Street, Hackensack, NJ 7601. We are proud to embrace modern technology with features like online banking and mobile payments. These advancements ensure that accessing your finances is easy and convenient. Additionally, we maintain ADA compliance in our facilities to make sure everyone can enjoy our services without barriers. Our commitment extends beyond financial services; we actively engage in partnerships and community outreach efforts aimed at strengthening our local area. By participating in various events and initiatives, we aim to give back and help those who need it most. As part of our dedication to providing exceptional service, we also offer an ATM on-site for easy access to cash withdrawals. Although we do not have drive-thru banking available at this time or shared service centers nearby, we encourage you to reach out during our operating hours Tuesday and Thursday from 9 AM to 4 PM and Friday from 10 AM to 2 PM if you have any questions or need assistance. Join us at 1st Bergen today and experience the difference that comes with being a member of a credit union that truly cares about your financial well-being. Together, let's build a brighter future for you and our community! For more information or inquiries, feel free to call us at 201-968-0202 or visit our website at 1st Bergen.

Branch Location & Accessibility

Welcome to 1st Bergen, located at 40 Washington St in the heart of Toms River, NJ. Our branch is easy to find and designed with your convenience in mind. Just a short walk from the bustling downtown area, we are situated near popular spots like the Toms River Town Hall and the picturesque waterfront, making it simple for you to stop by while enjoying all that our vibrant community has to offer. At 1st Bergen, we understand that accessibility is important. Our branch is ADA compliant, ensuring that all members can navigate our space comfortably. We have ample parking available right outside, so you won't have to worry about finding a spot when you visit us. We are committed to providing our members with flexible banking options. Our lobby hours are open on Tuesdays and Thursdays from 9 AM to 4 PM, and on Fridays from 10 AM to 2 PM. Feel free to give us a call at 201-968-0202 if you have any questions or need assistance we're here to help! For those who prefer quick transactions, we also offer ATM services at our location for easy cash withdrawals and balance checks. While we currently do not have drive-thru banking or shared service centers available, our friendly staff is always ready to assist you inside. While members can visit us at 40 Washington St, official correspondence should be sent to our mailing address at 392 Main Street, Hackensack, NJ 7601. We invite you to come and experience the welcoming atmosphere at 1st Bergen! Whether you're looking for personal banking solutions or exploring options for business accounts, our team is eager to support your financial journey. Visit us today!

Member Eligibility

At 1st Bergen, we believe that everyone deserves a chance to be part of a supportive community focused on your financial well-being. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We're here to help individuals like you, whether you're looking for personal banking services or business solutions. You can find more details about our eligibility criteria by visiting this link. Once you determine your eligibility, opening an account is just as straightforward! Simply head over to our website for the account opening process at this page. If you have any questions or need assistance, feel free to give us a call at (201) 968-0202. Join us at 1st Bergen, located at 40 Washington St Toms River Nj 08753, and start experiencing the benefits of being a member today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,068,952, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help streamline your operations. Imagine a busy café owner who can quickly process customer payments through our efficient systems, allowing them to focus on what they do best serving delicious coffee and pastries. Our services make transactions easy, giving business owners peace of mind while boosting customer satisfaction. Whether you are a new entrepreneur or an established business leader, 1st Bergen is here to assist you every step of the way. Let's grow together!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our branch offers ATM & cash withdrawal services, including basic ATM access for withdrawals and balance checks. This means you can get cash when you need it without the hassle of long lines. At 1st Bergen, our commitment goes beyond just offering services; it's about building relationships with our members in Toms River and surrounding areas. We strive to make banking not only easy but also enjoyable. If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out! Call us at 201-968-0202 or visit us at our branch during lobby hours: Tuesday and Thursday from 9 AM to 4 PM, or Friday from 10 AM to 2 PM. We look forward to serving you! For more information about our offerings, visit us online at 1st Bergen.

Business Banking Solutions

For our business members, we offer essential tools to help your business thrive. Our business banking services, including merchant services and business loans, are designed to streamline your operations and provide the financing necessary for growth. We understand that every business is unique, so we work closely with you to find the best solutions.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms that allow you to manage your finances from anywhere at any time. With features like mobile payments, person-to-person transfers, and access to e-statements, staying on top of your finances has never been easier. Our secure online banking ensures that your information is safe while giving you the flexibility to handle transactions quickly.

Personal Banking Services

When it comes to personal banking, we offer various options designed for convenience and flexibility. You can open checking and savings accounts that suit your lifestyle. Need a new vehicle? Our auto loans and vehicle financing make purchasing a car straightforward and accessible. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing options come with competitive rates that can help save you money. If you're managing debt or simply need extra cash, our personal loans and debt consolidation services provide the support you need. Plus, with our credit cards with rewards, you can earn points on your everyday purchases while enjoying the benefits of being a member.

Digital & Online Banking

Key Features

Our electronic signature authorization makes it easy to sign documents without the hassle of printing and mailing. Plus, you can say goodbye to paper clutter with e-statements available at your fingertips. You'll receive your account statements electronically, making it easier to stay organized and eco-friendly. For those on the go, our mobile application brings all these features right to your smartphone. With mobile payments enabled, you can pay for purchases quickly and securely, without needing cash or cards. You can also send money easily with person-to-person transfers perfect for splitting bills or sending gifts to friends and family. At 1st Bergen, we prioritize accessibility and ease-of-use so you can manage your finances in real-time without any fuss. Our online banking services are designed for everyone, whether you're tech-savvy or just getting started. We're here to support you every step of the way! Explore all our digital banking options today and see how 1st Bergen is committed to making your financial experience smooth and secure!

Financial Strength

At 1st Bergen, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The trust you place in us is supported by solid financial foundations that allow us to serve you effectively. With a net worth of $2,916,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 30.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,425,641 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,136, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,516,495 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $78 in used auto loans and $6,279,435 in total loans and leases. Our operational efficiency shines through with a net income of $22,514, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 3,109, showing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Bergen is your trusted partner. Visit us at 40 Washington St Toms River Nj 08753 or call (201) 968-0202 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $1,000,644 in used vehicle loans and $979,278 in new vehicle loans, helping members get on the road with ease. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our flexible terms can assist you in making that important purchase.

Business Financing

For business owners, our outstanding commercial loans totaling $1,068,952 provide the capital needed to grow and expand. If you are considering starting or growing your business, these loans could be a great fit.

Credit Options

We also offer flexible terms on unsecured credit card loans; however, there are currently no outstanding unsecured credit card loans available at this time. This flexibility allows members to manage their finances effectively and meet unexpected expenses without added stress. Our commitment goes beyond just offering loans; we strive to make the borrowing process simple and transparent. If refinancing is something you're considering or if you want to explore eligibility options for any of our products, feel free to contact us directly. For your convenience and safety, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan or need financing for your business expansion, 1st Bergen is here to assist you every step of the way. Visit us today and discover how we can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Although we currently do not offer mortgage loans, we recognize how essential it is to find the right financing when you're ready to invest in property. Keep an eye on our future offerings as we aim to provide support for your home-buying journey.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process guarantees that users receive fair and transparent offers tailored to their financial needs. By utilizing verified financial institutions, LendMesh eliminates the guesswork often associated with loan comparisons.

1ST BERGEN FEDERAL CREDIT UNION - Toms River, NJ

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