1st Bergen Hackensack NJ Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to 1st Bergen, where your financial well-being is our top priority! Located at 392 Main St, Hackensack, NJ 07601, we are more than just a credit union; we are a community-focused organization dedicated to serving the needs of our members since our establishment in 2009. With a robust membership of 1,711 and total assets exceeding $9.4 million, we offer a range of services designed to enhance your financial journey. At 1st Bergen, we pride ourselves on being approachable and reliable. Our team of dedicated professionals, led by CEO Robert Moore and Board President Gregory Jackson, is committed to providing personalized service that helps you achieve your goals. Whether you're looking for checking accounts, auto loans, or business financing solutions, we're here to support you every step of the way. Our financial strength is evident in our impressive figures: total deposits stand at $2,852,624, with a net worth of $2,916,364. This solid foundation allows us to offer competitive loan options with over 272 loans issued to date. We understand that trust is essential in banking; that's why we've created an environment where you can feel secure and valued. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 392 Main St, Hackensack, NJ 07601-5805. If you have any questions or need assistance, don't hesitate to reach out at (201) 968-0202. Ready to take control of your finances? Visit us today or check out our website at 1stbergen.com for more information about how we can help you thrive financially!

Branch History & Mission

Community Focus

We are proud of our digital advancements that make banking easier for you! With features like online banking, mobile payments, and electronic statements available, your banking experience is designed with convenience in mind. Plus, our commitment to ADA compliance ensures everyone can access our services without barriers. We also recognize the importance of being there when you need us. That's why we offer ATM availability at our branch and dedicated operating hours from Monday to Friday, ensuring you can manage your finances when it suits you best.

Join Us Today

As we look forward to the future, we invite you to be part of the 1st Bergen family. Experience firsthand how we combine reliable financial services with a heartfelt commitment to serving our community. Whether you're looking for a loan or simply want guidance on managing your finances better, we're here for you. Call us today at 201-968-0202 or visit us online at 1st Bergen for more information about becoming a member. Together, let's build a brighter financial future!

Our Journey

Located at 392 Main St, Hackensack, NJ 07601, 1st Bergen has been more than just a financial institution; it is a pillar of support for our community. From our humble beginnings, we have focused on delivering personalized banking services that cater to the needs of our members. We understand that every financial journey is unique, and we pride ourselves on being there for our members through every step. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and business banking services. Our mission has always been clear: to provide accessible financial services while fostering community growth and engagement.

Our Mission

At 1st Bergen, our mission is simple yet profound empower our members by providing them with the tools they need to achieve their financial goals. We believe that everyone deserves access to quality financial products and services that can help them thrive. We strive to create an inclusive environment where all members feel valued and supported. This dedication extends beyond just banking; we actively engage in community outreach programs and partnerships that uplift those around us. Our commitment to helping others shapes everything we do. While members can visit us at 392 Main St, official correspondence should be sent to 392 Main St, Hackensack, NJ 07601-5805 if you wish to reach us by mail.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 201-968-0202. We're excited to help you with your banking needs! While members can visit us at 392 Main St, official correspondence should be sent to the same address: 392 Main St, Hackensack, NJ 07601-5805. Come see us soon at 1st Bergen where we put our members first!

Nearby Landmarks and Accessibility Features

Our branch is close to popular spots in Hackensack, making it an easy destination for all your banking needs. If you're driving, you'll find ample parking available right at our location. We are committed to accessibility for all our members, offering features such as ADA compliance and ramps to ensure everyone can visit us comfortably.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours from Monday to Friday: 9 AM to 4 PM on Monday through Wednesday and extended hours until 6 PM on Thursday and Friday. Feel free to visit us when it's most convenient for you!

Services Offered

At 1st Bergen, we provide a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is ready to assist you with every step of your financial journey. Plus, with ATM availability right here at our branch, accessing cash has never been easier.

Member Eligibility

At 1st Bergen, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to join us, you'll be happy to know that eligibility is open to individuals who live, work, worship, or attend school in our community. This means if you're in the Hackensack area or have ties here, you're likely already on your way to being part of our welcoming community. Our members enjoy a range of benefits, from personalized banking solutions to competitive loan rates and more. Getting started is simple! Just visit us at our branch located at 392 Main St Hackensack Nj 07601, or give us a call at (201) 968-0202 for any questions. For detailed information about eligibility criteria, feel free to check out our website at http://www.1stbergen.com/business#business. When you're ready to open an account, you can find all the details you need at http://www.1stbergen.com/lending#lending. We can't wait to welcome you into our 1st Bergen family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,068,952, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with tools that make transactions effortless. Our merchant services are here to simplify payments, allowing you to focus on what you do best serving your customers. From credit card processing to online payment options, we equip you with everything needed to manage sales effectively. Visit us at 392 Main St Hackensack Nj 07601 in Hackensack, NJ, or call us at (201) 968-0202 to learn more about how our business banking services can fuel your success!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we recognize the importance of having robust financial tools at your disposal. Our Business Banking services include merchant services and business loans tailored specifically for small businesses. We're here to help your business thrive with solutions that meet its unique challenges.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking solutions that allow you to manage your finances on-the-go. From checking balances to making transfers and paying bills, everything is just a few taps away on our user-friendly mobile app. Need cash? Our ATM & Cash Withdrawal Services make accessing your funds easy. With basic ATM access available for withdrawals and balance checks, you'll never have to worry about cash flow again.

Flexible Loan Options

Life can be unpredictable, and sometimes you need extra funds for unexpected expenses. Our Personal Loans & Debt Consolidation options give you access to cash when you need it most. With straightforward terms and no hidden fees, you can focus on what matters rather than worrying about payments. Additionally, we provide Credit Cards with Rewards designed to give back to our members. Enjoy benefits that enhance your spending power while earning rewards for everyday purchases.

Get in Touch!

At 1st Bergen, we're not just about banking; we're about building relationships with our members. If you have any questions about our services or how we can assist you further, please don't hesitate to call us at (201) 968-0202 or visit us in person at our branch in Hackensack, NJ. We look forward to helping you achieve your financial goals! Explore all the ways we can serve you by visiting our website at Corporate. Your journey towards better financial management starts here!

Personal Banking Made Simple

We understand that every member has unique financial goals. That's why we offer Personal Banking services, including checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that help you track your spending effortlessly. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Imagine driving off in your dream car without the hassle of complicated paperwork our team is here to guide you every step of the way. For those looking to invest in their homes, we offer Mortgage Loans & Refinancing services. Whether you are buying a new home or refinancing an existing mortgage, we ensure the process is straightforward and stress-free.

Digital & Online Banking

Key Features

Our online banking includes features like electronic signature authorization, which means you can sign documents securely without needing to visit a branch. You can also opt for e-statements, making it easy to keep track of your account activity without the clutter of paper statements. If you're looking for fast and simple payment options, our mobile payments feature lets you pay with just your smartphone. And for those moments when you need to send money to friends or family quickly, our person-to-person transfer option makes it a breeze.

Mobile Application

Stay connected with our mobile application available for download. This app puts everything at your fingertips check balances, deposit checks, and even set up alerts for transactions. It's all about giving you real-time account management wherever you are. With all these digital tools at your disposal, managing your money has never been easier or more secure. Join us at 1st Bergen and experience how our digital banking services can simplify your financial life!

Financial Strength

Commitment to Innovation and Growth

With $1,516,495 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,279,435 in total loans and leases and 78 used auto loans available.

Growing Membership Base

We are proud to support a growing membership base with 3,109 total share accounts showing that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Bergen is your trusted partner. Visit us at 392 Main St Hackensack NJ 07601 or call 201-968-0202 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $1,425,641 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,136, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $69,869 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Strong Financial Position

With a net worth of $2,916,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 30.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,000,644 in used vehicle loans and $979,278 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible terms make it easier for you to drive away with the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $1,068,952 provide the capital needed to grow and expand your business. We cater specifically to both members and non-members looking for support in their entrepreneurial ventures.

Credit Options

We also offer flexible terms on unsecured credit card loans, although currently, we have no total unsecured credit card loans issued. This reflects our commitment to providing financial tools that are tailored to meet your needs without unnecessary burdens.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we encourage you to check back as we frequently update our offerings.

Refinancing and Eligibility

If you're considering refinancing your current loans or exploring eligibility options for any of our products, please don't hesitate to reach out. Our team is ready to assist you in navigating these choices and finding the best solution for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At 1st Bergen, we're dedicated to helping you manage your finances effectively. Feel free to visit us or call today to learn more about how we can assist you!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing for informed decision-making when it comes to loans.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees that the information provided is accurate and trustworthy. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results that benefit users. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions. This feature empowers individuals to compare options easily and make informed choices about their financial futures. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore the effectiveness and reliability of LendMesh as a loan comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

1ST BERGEN FEDERAL CREDIT UNION - Hackensack, NJ

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Loan rates in Hackensack, NJ (07601)

Introduction

Branch History & Mission

Community Focus

Join Us Today

Our Journey

Our Mission

Branch Location & Accessibility

Get in Touch!

Nearby Landmarks and Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Digital Banking Convenience

Flexible Loan Options

Get in Touch!

Personal Banking Made Simple

Digital & Online Banking

Key Features

Mobile Application

Financial Strength

Commitment to Innovation and Growth

Growing Membership Base

Member-Centric Savings Options

Operational Efficiency

Strong Financial Position

Loan Offering

Auto Loans

Business Loans

Credit Options

Mortgage Loans

Refinancing and Eligibility

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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