1st Bergen Hackensack NJ Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to 1st Bergen, your trusted financial partner located at 392 Main St, Hackensack, NJ 07601. Established in 2009, we have proudly served our community for over a decade, building a strong foundation of trust and reliability. With a total membership of 1,711, we are dedicated to providing personalized banking solutions that cater to the unique needs of our members. At 1st Bergen, we believe that every member deserves access to quality financial services. Our total assets stand at an impressive $9,497,165, with $2,852,624 in deposits and a net worth of $2,916,364. This solid financial footing allows us to offer a variety of loans 272 in total to help you achieve your dreams, whether that's purchasing a new vehicle or consolidating debt. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO Robert Moore and Board President Gregory Jackson, our team of six dedicated employees is here to assist you with all your banking needs. We pride ourselves on delivering exceptional service and creating lasting relationships within our community. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 392 Main St, Hackensack, NJ 07601-5805. We invite you to explore our full range of services from personal checking and savings accounts to auto loans and business banking solutions. Don't hesitate to reach out! Call us today at 201-968-0202 or visit our website at 1st Bergen for more information. Let us help you take the next step toward your financial goals!

Branch History & Mission

Community Connections

We recognize that being part of a community means more than just providing financial products. That's why we actively participate in local events and partnerships aimed at uplifting those around us. Whether it's sponsoring youth sports teams or organizing financial literacy workshops, we're dedicated to making a positive impact right here in Hackensack. Our commitment to technology ensures that we provide modern banking solutions while maintaining accessibility for all members. With services like online banking and mobile payments available anytime you need them, managing your finances has never been easier.

Join Us!

As we look ahead, we invite you to become part of the 1st Bergen family. Experience firsthand how we can help you achieve your financial goals while positively impacting our community together. For inquiries or to open an account with us today, please call us at 201-968-0202 or visit our website at www.1stbergen.com. Let's build a brighter future together!

Our Journey

From our humble beginnings, 1st Bergen has continuously evolved to meet the needs of our members. Our growth is reflected not just in our total assets, which have reached an impressive $9,497,165, but also in the deep connections we've built within the community. We take pride in providing essential services such as checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our headquarters in Hackensack serves as a strong foundation from which we operate. We've remained focused on fostering a member-first culture that prioritizes your financial wellness and community involvement. We are proud to say that every decision we make is driven by our core values of integrity, respect, and service.

Our Mission

At 1st Bergen, our mission is simple yet profound: to empower our members through superior financial services while actively contributing to the well-being of our community. We believe that when you succeed financially, our entire community thrives. This commitment extends beyond mere transactions; we aim to create meaningful relationships with each member who walks through our doors. While members can visit us at 392 Main St, official correspondence should be sent to 392 Main St, Hackensack, NJ 07601-5805 if needed. Our operating hours are designed for your convenience: Monday through Wednesday from 9 AM to 4 PM, and Thursday through Friday from 9 AM to 6 PM.

Branch Location & Accessibility

Welcome to the 1st Bergen branch, your local hub for financial services located at 392 Main St, Hackensack, NJ 07601. Nestled in the heart of Hackensack, this branch is conveniently positioned near popular landmarks, making it easy for you to stop by while enjoying everything our vibrant city has to offer. At 1st Bergen, we understand that accessibility is key. Our branch is designed with your convenience in mind, featuring ADA-compliant entrances and ample parking space to ensure that all members can easily access our services. While you're here, take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. We're open from Monday to Wednesday, 9 AM to 4 PM, and extend our hours on Thursday and Friday until 6 PM. This flexibility allows you to visit us at a time that suits your schedule. If you need assistance or have questions, don't hesitate to reach out by calling us at 201-968-0202. While members can visit us at 392 Main St, any official correspondence should be sent to the same address for ease of processing. We look forward to serving you! Come in today or give us a call; let's discuss how we can assist with your banking needs!

Member Eligibility

Becoming a member of 1st Bergen feels like joining a warm, welcoming family where your financial well-being is our priority. If you live, work, or worship in the Bergen County area, you're likely eligible to join us! We believe that everyone deserves access to financial services that support their goals and dreams. At 1st Bergen, we offer a variety of benefits, including competitive loan rates, personalized service, and community-focused initiatives that truly make a difference. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.1stbergen.com/business#business. It's packed with detailed information to help you understand how easy it is to join us. When you're ready to open an account and take advantage of everything we offer, check out the straightforward process outlined here: http://www.1stbergen.com/lending#lending. If you have any questions or need assistance, don't hesitate to call us at (201) 968-0202. We're excited to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

Alongside our loan offerings, we provide robust merchant services that help streamline payment processes. Imagine your customers easily paying for products and services via mobile payments or online transactions. This convenience not only enhances customer satisfaction but also simplifies your operations, allowing you to focus on what you do best growing your business. Visit us at 392 Main St Hackensack Nj 07601 in Hackensack, NJ or call us at (201) 968-0202 to discover how our business banking solutions can help you thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,068,952, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Running a business is no small feat. That's why we provide specialized business banking services, including merchant services and business loans tailored to meet the unique needs of entrepreneurs. Whether you're starting out or looking to expand, we're here to support your growth.

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime is crucial. Our comprehensive online and mobile banking platforms allow you to manage your accounts from anywhere at any time. Need cash? Use our ATM & cash withdrawal services for easy access to your funds whenever necessary. Our branch also offers basic ATM access for withdrawals and balance checks perfect for those quick transactions when you're on the go! At 1st Bergen, we believe in providing exceptional service with convenience at heart. If you're ready to take control of your financial future or have any questions about our offerings, give us a call at 201-968-0202 or visit us online at 1stbergen.com. Let us be part of your financial success story today!

Home Financing Options

Thinking about buying a home? We've got you covered! Our mortgage loans and refinancing solutions are designed to make homeownership accessible for everyone. Whether you're purchasing your first home or looking to refinance your existing mortgage for better rates, our knowledgeable staff will guide you through the process smoothly.

Personal Banking Solutions

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts that fit your lifestyle. Our accounts come with no hidden fees and competitive interest rates, making it easier for you to save for that vacation or big purchase. If you're in need of financing for a new car, our auto loans and vehicle financing options provide flexible terms and affordable rates to get you on the road without breaking the bank.

Personal Loans When You Need Them

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those financial hurdles head-on. We work with you to find a repayment plan that fits your budget, so you can breathe a little easier knowing help is available.

Rewarding Credit Cards

For those who love rewards, our credit cards with rewards offer fantastic benefits that make everyday purchases more rewarding. Earn points on your spending which can be redeemed for travel, gift cards, and more!

Digital & Online Banking

Convenient Online Access

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it fits your schedule. You can visit us at https://www.1stbergen.com/ to get started. Whether you're at home or on the go, managing your money is simpler than ever.

Mobile Banking Features

For those who prefer banking on their mobile devices, our mobile application makes it even easier to stay connected. You can enjoy features such as mobile payments and person-to-person transfers, letting you send money to friends or family quickly and effortlessly. Need to check statements? E-statements are also available for easy access.

Real-Time Account Management

Our digital services allow for real-time account management so you always know where you stand financially. Whether you're reviewing transactions or setting up alerts for important account activities, staying informed has never been easier. Join us at 1st Bergen for an exceptional digital banking experience that puts convenience and security at the forefront of your financial journey!

Secure Transactions

Security is a top priority at 1st Bergen. With features like electronic signature authorization, you can complete transactions safely from the comfort of your home. Plus, all data is encrypted to protect your personal information.

Financial Strength

Commitment to Growth

With $1,516,495 in undivided earnings, we invest in innovative banking tools and stronger lending options to serve our members better. Additionally, our lending capacity is significant, with $78 in used auto loans and $6,279,435 in total loans and leases supporting your financial goals across various sectors.

Growing Member Trust

Total Share Accounts: 3,109, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $432,909, further illustrating our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Bergen is your trusted partner. Visit us at 392 Main St Hackensack Nj 07601 or call (201) 968-0202 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $249,136, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This allows us to reinvest wisely back into the community.

Operational Efficiency

Our $22,514 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees ready to assist you with knowledgeable service.

Our Solid Financial Health

With a net worth of $2,916,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 30.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $1,425,641 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares, our commitment to your financial well-being remains unwavering.

Loan Offering

Additional Services

At 1st Bergen, we want to ensure all our members feel supported throughout their financial journeys. As part of our commitment to member service, we encourage you to inquire about refinancing options if you're looking to lower your payments or consolidate debt. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or would like more information about our loan offerings, please don't hesitate to reach out at 201-968-0202 during our lobby hours: Monday through Wednesday from 9 AM - 4 PM and Thursday through Friday from 9 AM - 6 PM. Let us help you find the right financial solution today!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have issued over $1,000,644 in used vehicle loans and $979,278 in new vehicle loans, already helping many members get on the road with reliable transportation. Whether you're looking for financing on a brand-new vehicle or a dependable used car, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans total $1,068,952 and provide the capital needed for growth and expansion. Whether you're starting a new venture or looking to scale an existing one, our commercial loan options are tailored to support your business needs.

Mortgage Loans

Thinking about homeownership? Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, we are exploring options that could help you realize your goal of owning a home. Our mortgage solutions are designed to simplify buying or refinancing a property when they become available.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, although currently, we have $0 in outstanding loans in this category. When available, these cards can assist members in managing finances effectively while providing convenience and rewards.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs.

1ST BERGEN FEDERAL CREDIT UNION - Hackensack, NJ

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