Best Auto Loans & Business Banking | 1199 Seiu NY Credit Union

Introduction

Welcome to 1199 Seiu, your trusted partner in financial wellness, located at 498 Fashion Ave Fl 2, New York, NY 10018. Established in 1940, we have proudly served our community for over eight decades, growing to a robust membership of 15,389. Our commitment to you is reflected in our total assets of $91,869,608 and total deposits amounting to $3,334,769. At 1199 Seiu, we understand that financial stability is essential for a thriving community. That's why we offer a range of services tailored to meet your needs whether you're looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans and mortgages. With 3646 loans currently under our management, we strive to empower our members to achieve their financial goals. Led by our dedicated CEO, Kathya Pierre, and Board President, Aida Garcia, our team of 18 employees is here to support you every step of the way. We pride ourselves on being more than just a credit union; we are a community partner invested in your success. While members can visit us at our branch location, official correspondence should be sent to the same address: 498 Fashion Ave Fl 2, New York, NY 10018-6708. For any inquiries or assistance, feel free to reach out at 212-957-1055 during our lobby hours from 8:30 AM to 5:00 PM on weekdays. Join us today and discover how we can help you navigate your financial journey! For more information about becoming a member or opening an account, visit us online at https://www.1199federalcu.org. Your financial future starts here with 1199 Seiu!

Branch History & Mission

Welcome to 1199 Seiu, a cornerstone of the community in New York, NY. Established in 1940, we have built a rich legacy dedicated to serving our members with integrity and commitment. Over the years, we have grown alongside our members, now proudly supporting a total membership of 15,389 individuals who trust us with their financial needs. Located at 498 Fashion Ave Fl 2 New York Ny 10018, our branch is easily accessible for all residents. Just a short distance from local landmarks, we invite you to come and experience our welcoming atmosphere. While members can visit us at this address, official correspondence should be sent to 498 Fashion Ave Fl 2, New York, NY 10018-6708. At the heart of our mission is the desire to empower our community through financial education and support. We believe that everyone deserves access to quality financial services that cater to their unique needs. Our mission statement reflects this purpose: "To enhance the financial well-being of our members while fostering a strong sense of community." This guiding principle drives us to provide a range of services, including personal banking, auto loans, mortgage loans, and credit cards with rewards. As we have evolved over the years, we've embraced advancements that make banking easier and more accessible for everyone. Although we currently do not offer ATM services or drive-thru banking, we are proud to offer online banking and mobile applications that enable our members to manage their finances from anywhere. With ADA compliance at the forefront of our operations, we ensure that everyone can benefit from our services. Our commitment extends beyond just banking; we actively engage with the community through various outreach programs and partnerships aimed at making a positive impact. We believe in giving back and supporting local initiatives that uplift those around us. We encourage you to join us at 1199 Seiu and discover how we can help you achieve your financial goals while being part of a supportive community. Visit us during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. For any inquiries, feel free to reach out by phone at (212) 957-1055. Experience the difference with 1199 Seiu where your financial success is our priority!

Branch Location & Accessibility

Welcome to 1199 Seiu, your friendly financial partner located at 498 Fashion Ave Fl 2 New York Ny 10018 in the heart of vibrant New York, NY. We're proud to serve our members with a convenient location that's easy to access, whether you're heading in from nearby landmarks like Times Square or taking a stroll down Broadway. At 1199 Seiu, we understand how important accessibility is for our members. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and comfortable spaces for all visitors. Plus, we offer ample parking options nearby, making it simple for you to pop in and take care of your banking needs. We're here to serve you Monday through Friday from 8:30 AM to 5:00 PM. Whether you need assistance opening an account, exploring our loan options, or simply seeking financial advice, our dedicated team is ready to help. While visiting us at 498 Fashion Ave Fl 2 New York Ny 10018 is ideal for in-person services, please note that any official correspondence should be sent to our mailing address at 498 Fashion Ave Fl 2, New York, NY 10018-6708. While we currently do not have ATM services or drive-thru banking available, we invite you to explore our online and mobile banking options for added convenience. Our services include personal banking accounts, auto loans, mortgage refinancing, and much more tailored to meet your individual financial goals. If you have any questions or would like to learn more about how we can assist you, don't hesitate to reach out! Call us at (212) 957-1055. We look forward to welcoming you at 1199 Seiu soon!

Member Eligibility

Joining the 1199 Seiu community is like finding a supportive family that's ready to help you with your financial journey. If you're curious about membership, you'll be pleased to know that eligibility is quite inclusive! Anyone who works for or is affiliated with our member organizations can become part of our credit union, fostering a sense of belonging and cooperation. Plus, being a member opens up a world of benefits including personalized service and competitive rates on loans and savings accounts. For full details on eligibility criteria, we invite you to explore this link. Getting started is simple! You can open your account online at this page or give us a call at (212) 957-1055 if you have questions. Our friendly team at 498 Fashion Ave Fl 2 New York Ny 10018 is here to assist you from 8:30 AM to 5:00 PM, making it easy for you to take that important step towards better banking. We can't wait to welcome you into the 1199 Seiu family!

Business Banking & Commercial Services

Real-World Merchant Services

Imagine a local café that wants to streamline its payment process. Our merchant services offer seamless transactions, allowing them to focus on serving delicious coffee rather than worrying about payment hassles. By providing easy-to-use tools, we empower businesses to operate efficiently while enhancing customer satisfaction. Whether you're just starting out or looking to expand your existing operations, let us be your partner in success. Visit us at 498 Fashion Ave Fl 2 New York Ny 10018 or call us at (212) 957-1055 to learn more about how we can support your business dreams!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll appreciate our business banking services. From merchant services that help you accept payments smoothly to business loans that support your growth ambitions, we're here to help your business thrive.

Cash Withdrawal Services

While we currently do not have ATM facilities at this branch, our team is always available during lobby hours from 8:30 AM to 5:00 PM to assist you with cash withdrawal needs or any other inquiries. In addition to these core services, our dedicated staff is committed to providing personalized assistance tailored just for you. If you're curious about how we can support your financial journey, feel free to reach out at (212) 957-1055 or visit us in person. Join us at 1199 Seiu today; we're excited to help you take the next step towards achieving your financial dreams!

Credit Cards with Rewards

At 1199 Seiu, we know that every little bit helps. That's why we offer credit cards with rewards that allow you to earn points on everyday purchases. Whether it's groceries or gas, you can enjoy benefits while building your credit.

Digital Banking Convenience

Embracing technology means offering you options like online banking and mobile banking for easy access to your accounts wherever you are. With features like person-to-person payments and e-statements, managing your finances has never been simpler.

Loans for Every Need

Need a new car? Our auto loans and vehicle financing solutions can get you on the road quickly and affordably. If you're looking to buy a home or refinance your current mortgage, we have mortgage loans designed to make homeownership attainable. For those unexpected expenses or debt consolidation, our personal loans offer flexible terms to help lighten your financial load.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking easier. Imagine having the ability to access your funds anytime through our online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your phone or computer.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.iamfedcu.org/, allows you to manage your accounts with just a few clicks. You can view your balance, transfer funds, and even set up automatic payments all from the comfort of your home or on the go. Plus, with e-statements available, you can go paperless and keep all your important documents organized digitally. For those who enjoy using their mobile devices, our user-friendly mobile application is here to help you bank on-the-go. Whether you're checking your account balance or making person-to-person transfers, everything is just a tap away. While we currently do not offer mobile payments, our app provides a secure and straightforward way to handle your transactions.

Security and Accessibility

Security is a top priority for us at 1199 Seiu. We employ robust measures to ensure that your personal information remains safe while using our online services. Although we do not support electronic signature authorization at this time, our systems are designed to protect your data every step of the way. We strive to make banking as accessible as possible for everyone. Our online platform supports real-time account management so that you can stay updated on your finances without any hassle. This means less time worrying about banking tasks and more time focusing on what matters most to you. In summary, whether you prefer managing your accounts online or through our mobile app, 1199 Seiu has everything you need for effective financial management right at your fingertips. For more details on how to get started with our digital services, visit us at https://www.iamfedcu.org/ today!

Financial Strength

Committed Team at Your Service

We take pride in having 18 full-time employees who are dedicated to serving you with expertise and care. With no part-time employees currently on staff, our team is focused on delivering personalized service during our operating hours from 8:30 AM to 5:00 PM.

Growing Together

The trust our members place in us is demonstrated by our growing base of 21,389 accounts. Each account represents a commitment to achieving financial well-being together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1199 Seiu is your trusted partner. Visit us at 498 Fashion Ave Fl 2 New York Ny 10018 or call (212) 957-1055 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are in safe hands at 1199 Seiu. We secure members' investments with $4,105,339 in share certificates, providing stable and rewarding growth opportunities. While we prioritize our members, we also have $0 in non-member deposits ensuring our resources focus on benefiting you through better loan rates and exclusive perks.

Reinvesting for Your Benefit

Our commitment to improving member experiences is evident through our $10,489,725 in undivided earnings. We reinvest these earnings into innovative banking tools, stronger lending options, and enhanced security measures to serve you better every day.

Solid Financial Foundation

With a net worth of $11,105,796, we maintain robust financial health. This solid foundation enables us to provide competitive rates, lower fees, and enhanced member services that you can rely on. Our net worth ratio of 12.06% further demonstrates our strength, ensuring we can continue offering loans and savings options even during uncertain times.

Supporting Your Financial Goals

At 1199 Seiu, we're dedicated to helping you achieve your financial goals. With $268 in used auto loans and $36,029,041 in total loans and leases, our lending capacity supports various needs from vehicle purchases to personal projects. Our operational efficiency is reflected in our $71,929, allowing us to continue offering competitive products tailored for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,919,440 in used vehicle loans and $1,332,554 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our loan options make it easier than ever.

Credit Lines

Additionally, we provide credit lines totaling $6,000,000, which can help you manage cash flow or finance larger purchases. These lines are designed to give you access to funds when you need them most. We invite you to explore these options further at our branch located at 498 Fashion Ave Fl 2 New York Ny 10018 in New York, NY. If you have questions or want to discuss eligibility and refinancing options, please don't hesitate to reach out at (212) 957-1055 during our operating hours from 8:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At 1199 Seiu, we're dedicated to helping you find the right loan solution tailored just for you!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We provide personalized guidance through the entire process so you can feel confident in your decisions.

Personal Financing

For those needing additional flexibility, we also offer unsecured credit card loans with a total of $0 in loans helping members manage their finances effectively. This option can be particularly beneficial for unexpected expenses or consolidating debt.

Loan Aggregator

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