Vehicle Loans in Philadelphia, PA

Ready to find the best auto finance rates in Philadelphia, PA? Compare offers from trusted local lenders to secure a loan that fits your budget and gets you behind the wheel faster.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Pennsylvania State Employees has auto loan rates ranging from 4.94% to 11.89% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 6.49% and 7.99% APR and have stayed the same compared to 7 and 30 days ago.

Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago. Franklin Mint s auto loans with APRs ranging from 4.99% to 8.49% and motorcycle loans from 5.99% to 9.49% . Rates for both products have shown no change compared to 7 and 30 days ago. Recreational loan rates remain steady as well, ranging between 8.49% and 8.99% .

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Nasa s auto loans with APRs ranging from 5.19% to 7.49% , which have stayed the same compared to 7 and 30 days ago but are down from 60 and 90 days ago. Recreational loans range from 6.29% to 9.24% APR and show the same pattern of no change recently and a decrease from earlier months.

University has auto loan rates ranging from 5.24% to 8.49% APR and motorcycle loan rates between 11.49% and 13.24% APR. Unchanged compared to 7 and 30 days ago. Both loan types show steady rates over the past month.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
S I PHILADELPHIA FEDERAL CREDIT UNION
636 N 43RD ST PHILADELPHIA PA 19104
Assets: $214,096
Deposits: $27,896
Net Worth: $77,358
Employees: 0
Members: 75
FEDCHOICE FEDERAL CREDIT UNION
2970 MARKET ST PHILADELPHIA PA 19104
ATM
P2P
E-Statements
E-Signature
Assets: $439,665,062
Deposits: $25,869,233
Net Worth: $41,363,149
Employees: 84
Members: 24,761
FRANKLIN MINT FEDERAL CREDIT UNION
3200 CHESTNUT ST PHILADELPHIA PA 19104
ATM
P2P
E-Statements
E-Signature
Assets: $1,858,227,836
Deposits: $126,671,881
Net Worth: $138,970,907
Employees: 322
Members: 151,927
PENN FEDERAL CREDIT UNION
3131 WALNUT ST PHILADELPHIA PA 19104
P2P
E-Statements
Assets: $56,196,501
Deposits: $1,705,589
Net Worth: $13,015,769
Employees: 12
Members: 6,637
ARDENT FEDERAL CREDIT UNION
3900 WOODLAND AVE PHILA PA 19104
ATM
P2P
E-Statements
E-Signature
Assets: $843,628,186
Deposits: $47,802,724
Net Worth: $86,712,422
Employees: 114
Members: 34,737
UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
3401 WALNUT ST STE 431A PHILADELPHIA PA 19104
P2P
E-Statements
Assets: $5,485,278
Deposits: $650,449
Net Worth: $910,919
Employees: 70
Members: 696
AMERICAN HERITAGE FEDERAL CREDIT UNION
3400 CIVIC CENTER BLVD RM A42 PHILADELPHIA PA 19104
ATM
P2P
E-Statements
E-Signature
Assets: $4,841,386,801
Deposits: $550,829,177
Net Worth: $408,402,198
Employees: 679
Members: 315,518

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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