Vehicle Loans in Lancaster, PA

Looking for the best auto loan rates in Lancaster, PA? Compare credit union offers to find low interest rates and fast approvals that fit your budget. Local credit unions prioritize community care, making your car buying experience smooth and personal.

Save money and drive away happy by exploring competitive vehicle loan options right here in Lancaster. Whether it’s your first car or an upgrade, these trusted credit unions provide friendly service and rates designed to help you get on the road quickly.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Pennsylvania State Employees has auto loan rates ranging from 4.94% to 11.89% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 6.49% and 7.99% APR and have stayed the same compared to 7 and 30 days ago.

Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago. Franklin Mint s auto loans with APRs ranging from 4.99% to 8.49% and motorcycle loans from 5.99% to 9.49% . Rates for both products have shown no change compared to 7 and 30 days ago. Recreational loan rates remain steady as well, ranging between 8.49% and 8.99% .

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Nasa s auto loans with APRs ranging from 5.19% to 7.49% , which have stayed the same compared to 7 and 30 days ago but are down from 60 and 90 days ago. Recreational loans range from 6.29% to 9.24% APR and show the same pattern of no change recently and a decrease from earlier months.

University has auto loan rates ranging from 5.24% to 8.49% APR and motorcycle loan rates between 11.49% and 13.24% APR. Unchanged compared to 7 and 30 days ago. Both loan types show steady rates over the past month.

🏦 All Local Lenders in Lancaster, PA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
WHEATLAND FEDERAL CREDIT UNION	611 CENTERVILLE RD LANCASTER PA 17601	⏰ mon 9-5, tue 9-5, wed 9-5, thur 9-5 fri 9-6 sat 9-12 📞 7178987673 📠 7178989658	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements	Assets: $67,272,691 Deposits: $10,053,827 Net Worth: $5,608,720 Employees: 18 Members: 5,374
LANCO FEDERAL CREDIT UNION	349 W ROSEVILLE RD LANCASTER PA 17601	⏰ Monday-Thursday 9:00am-5:00pm Friday 9:00am-6:00pm Saturday 9:00am-12:00pm includes drive thru Monday - Thursday Drive Thru 8 📞 7175697180 📠 7175692374	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $124,703,843 Deposits: $11,129,916 Net Worth: $12,417,474 Employees: 33 Members: 10,006
CITADEL FEDERAL CREDIT UNION	100 GRANITE RUN DR LANCASTER PA 17601	⏰ Monday - Thursday 8:30 a.m. - 5:00 p.m. Friday 8:30 a.m. - 7:00 p.m. Saturday 9:00 a.m. - 2:00 p.m. 📞 6103806000 📠 6104666417	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $6,046,199,480 Deposits: $321,010,759 Net Worth: $594,006,530 Employees: 552 Members: 264,200
PENLANCO FEDERAL CREDIT UNION	20E E ROSEVILLE RD LANCASTER PA 17601	⏰ 8-4 Monday through Friday 📞 7175699621 📠 7175699665	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $25,896,221 Deposits: $2,932,654 Net Worth: $3,243,368 Employees: 5 Members: 1,668
MEMBERS 1ST FEDERAL CREDIT UNION	1605 LITITZ PIKE LANCASTER PA 17601	⏰ Sunday: closed Monday: 9:00 am to 5:00 pm Tuesday: 9:00 am to 5:00 pm Wednesday: 9:00 am to 5:00 pm Thursday: 9:00 am to 5:00 pm Friday: 9:00 am to 5:00 pm Saturday: closed 📞 7174351900	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $8,039,711,199 Deposits: $407,063,180 Net Worth: $986,315,309 Employees: 1241 Members: 596,510
MEMBERS 1ST FEDERAL CREDIT UNION	1815 HEMPSTEAD RD LANCASTER PA 17601	⏰ Monday: 9 am to 5 pm Tuesday: 9 am to 5 pm Wednesday: 9 am to 5 pm Thursday: 9 am to 5 pm Friday: 9 am to 6 pm Saturday: 9 am to 2 pm 📞 7176060980	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $8,039,711,199 Deposits: $407,063,180 Net Worth: $986,315,309 Employees: 1241 Members: 596,510
BELCO COMMUNITY CREDIT UNION CREDIT UNION	1758 OREGON PIKE LANCASTER PA 17601	⏰ M,T,W,TH: 9:00am-5:00pmF: 9:00am-6:00pmS: 9:00am-1:00pm 📞 7172323526	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $920,787,590 Deposits: $56,282,488 Net Worth: $93,868,038 Employees: 225 Members: 74,618

🏘️ All the Lenders Available in Lancaster County, PA

✅WHEATLAND FEDERAL CREDIT UNION

✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

✅MEMBERS 1ST 6694 CREDIT UNION

✅CAMPBELL FEDERAL CREDIT UNION

✅EVERENCE FEDERAL CREDIT UNION

✅LANCO FEDERAL CREDIT UNION

✅PARDA FEDERAL CREDIT UNION

✅COMMUNITY FIRST FUND CREDIT UNION

✅LANCASTER RED ROSE CREDIT UNION

✅BELCO COMMUNITY CREDIT UNION CREDIT UNION

✅TEAM FIRST FEDERAL CREDIT UNION

✅CITADEL FEDERAL CREDIT UNION

✅PENLANCO FEDERAL CREDIT UNION

Customers are also interested in:

Credit Union Interest Rates Auto Loan