Vehicle Loans in Rochester, NY

Searching for the best used car financing in Rochester, NY? Compare loan offers from local credit unions and banks to find low rates and fast approvals that fit your budget. It’s simple, quick, and tailored to help you drive away happy.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Broadview has auto loan rates ranging from 3.99% to 8.24% APR today. These rates are down from 7 and 30 days ago, and also lower than 60 and 90 days ago. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods.

Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago.

Mid–Hudson Valley has auto loan rates ranging from 4.94% to 7.25% APR today. There is no rate change compared to 7 or 30 days ago. This range applies to their vehicle loans without specific term details. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Hudson Valley has auto loan rates ranging from 4.99% to 7.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago.

🏦 All Local Lenders in Rochester, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
FAMILY FIRST OF NY FEDERAL CREDIT UNION
1110 LONG POND RD ROCHESTER NY 14626
ATM
P2P
E-Statements
E-Signature
Assets: $322,036,908
Deposits: $511,114
Net Worth: $34,937,990
Employees: 64
Members: 15,397
ESL FEDERAL CREDIT UNION
2480 RIDGEWAY AVE ROCHESTER NY 14626
ATM
Drive-Thru
P2P
E-Statements
Assets: $9,589,555,760
Deposits: $26,736,310
Net Worth: $1,581,486,953
Employees: 932
Members: 450,642
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DR ROCHESTER NY 14626
P2P
E-Statements
Assets: $1,352,881,336
Deposits: $73,606,513
Net Worth: $144,591,455
Employees: 253
Members: 95,042
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DR ROCHESTER NY 14626
ATM
Drive-Thru
P2P
E-Statements
Assets: $1,352,881,336
Deposits: $73,606,513
Net Worth: $144,591,455
Employees: 253
Members: 95,042

🏘️ All the Lenders Available in Monroe County, NY

✅FAMILY FIRST OF NY FEDERAL CREDIT UNION
✅WESTSIDE COMMUNITY FEDERAL CREDIT UNION
✅BROCKPORT FEDERAL CREDIT UNION
✅RELIANT COMMUNITY FEDERAL CREDIT UNION
✅ESL FEDERAL CREDIT UNION
✅FINGER LAKES FEDERAL CREDIT UNION
✅THE SUMMIT FEDERAL CREDIT UNION
✅PITTSFORD FEDERAL CREDIT UNION
✅SPENCERPORT FEDERAL CREDIT UNION
✅GREECE COMMUNITY FEDERAL CREDIT UNION
✅ADVANTAGE 24181 CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅GENESEE COOP CREDIT UNION
✅ROCHESTER MONROE CO EMP CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅EVER GREEN CREDIT UNION
✅FOCUS FIRST FEDERAL CREDIT UNION
✅GATES CHILI FEDERAL CREDIT UNION
✅ST PIUS X CHURCH CREDIT UNION

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