Vehicle Loans in Oneonta, NY

If you’re in Oneonta, NY and searching for the best new car interest rates, you’re in the right place. Compare offers from trusted local lenders to find affordable rates that fit your budget and get you behind the wheel faster.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Broadview has auto loan rates ranging from 3.99% to 8.24% APR today. These rates are down from 7 and 30 days ago, and also lower than 60 and 90 days ago. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods.

Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago.

Mid–Hudson Valley has auto loan rates ranging from 4.94% to 7.25% APR today. There is no rate change compared to 7 or 30 days ago. This range applies to their vehicle loans without specific term details. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Hudson Valley has auto loan rates ranging from 4.99% to 7.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago.

🏦 All Local Lenders in Oneonta, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
VISIONS FEDERAL CREDIT UNION
5001 STATE HIGHWAY 23 ONEONTA NY 13820
ATM
P2P
E-Statements
E-Signature
Assets: $5,261,855,076
Deposits: $368,430,335
Net Worth: $518,055,418
Employees: 885
Members: 258,519
SIDNEY FEDERAL CREDIT UNION
53 MARKET ST ONEONTA NY 13820
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,019,323,157
Deposits: $12,791,572
Net Worth: $109,204,682
Employees: 212
Members: 72,102
SIDNEY FEDERAL CREDIT UNION
75 ONEIDA ST ONEONTA NY 13820
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,019,323,157
Deposits: $12,791,572
Net Worth: $109,204,682
Employees: 212
Members: 72,102

🏘️ All the Lenders Available in Otsego County, NY

✅LEATHERSTOCKING REGION FEDERAL CREDIT UNION
✅BROADVIEW FEDERAL CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅SIDNEY FEDERAL CREDIT UNION

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