Student Loans in Philadelphia, PA

Looking for the best student loan lenders in Philadelphia, PA? Comparing local offers can help you find flexible plans and lower fees tailored to your needs. Whether you’re a student or a family member, exploring options ensures you get the support that fits your future.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. American Heritage s fixed graduate school loans with APRs ranging from 2.89% to 14.99% , unchanged from 30 days ago. Their fixed undergraduate student loans have rates between 2.89% and 17.49% , which are steady from 30 days ago but down from 60 days ago.

Citadel s fixed and variable graduate school loans with APRs ranging from 2.89% to 14.99% and 4.37% to 13.98% , respectively. These rates are unchanged from both 7 and 30 days ago. Undergraduate student loans have fixed rates between 2.89% and 17.49% and variable rates from 4.37% to 16.99% , also unchanged from 7 and 30 days ago. Pennsylvania State Employees s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from both 7 and 30 days ago. Their variable Undergraduate student loans have APRs between 4.37% and 16.99% , which remain steady compared to 7, 30, and 60 days ago.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Franklin Mint has a fixed private student loan rate of 2.99% APR, unchanged from both 7 and 30 days ago. Its variable private student loan rate is 4.31% APR, down from 4.39% a week and 30 days ago. The variable rate loan is 4.47% APR and the fixed rate loan is 4.54% APR, with no earlier rates available for comparison.

Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. Merck Sharp & Dohme Fixed Rate Solution loans range from 5.99% to 11.5% , unchanged from 7 and 30 days ago but higher than 30 days ago. Their Variable Rate Solution loans range from 6.25% to 11.25% , also unchanged from 7 and 30 days ago and up from 30 days ago. The Variable Student Loan has a rate range of 5.49% to 13.5% , unchanged from 90 days ago.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago. Trumark Financial has a Variable Rate Solution with an APR range of 9.25% to 13.25% today, unchanged from 7 and 30 days ago. There is no data for 30, 60, or 90 days ago to compare.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
S I PHILADELPHIA FEDERAL CREDIT UNION
636 N 43RD ST PHILADELPHIA PA 19104
Assets: $214,096
Deposits: $27,896
Net Worth: $77,358
Employees: 0
Members: 75
FEDCHOICE FEDERAL CREDIT UNION
2970 MARKET ST PHILADELPHIA PA 19104
ATM
P2P
E-Statements
E-Signature
Assets: $439,665,062
Deposits: $25,869,233
Net Worth: $41,363,149
Employees: 84
Members: 24,761
FRANKLIN MINT FEDERAL CREDIT UNION
3200 CHESTNUT ST PHILADELPHIA PA 19104
ATM
P2P
E-Statements
E-Signature
Assets: $1,858,227,836
Deposits: $126,671,881
Net Worth: $138,970,907
Employees: 322
Members: 151,927
PENN FEDERAL CREDIT UNION
3131 WALNUT ST PHILADELPHIA PA 19104
P2P
E-Statements
Assets: $56,196,501
Deposits: $1,705,589
Net Worth: $13,015,769
Employees: 12
Members: 6,637
ARDENT FEDERAL CREDIT UNION
3900 WOODLAND AVE PHILA PA 19104
ATM
P2P
E-Statements
E-Signature
Assets: $843,628,186
Deposits: $47,802,724
Net Worth: $86,712,422
Employees: 114
Members: 34,737
UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
3401 WALNUT ST STE 431A PHILADELPHIA PA 19104
P2P
E-Statements
Assets: $5,485,278
Deposits: $650,449
Net Worth: $910,919
Employees: 70
Members: 696
AMERICAN HERITAGE FEDERAL CREDIT UNION
3400 CIVIC CENTER BLVD RM A42 PHILADELPHIA PA 19104
ATM
P2P
E-Statements
E-Signature
Assets: $4,841,386,801
Deposits: $550,829,177
Net Worth: $408,402,198
Employees: 679
Members: 315,518

🏘️ All the Lenders Available in Philadelphia County, PA

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