Student Loans in Rochester, NY

Looking for a student loan in Rochester, NY? Compare offers from local lenders to find rates and repayment plans that fit your budget and goals. Getting the right loan can make your education journey smoother and less stressful.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Medical School Fixed Rate Loan with APRs ranging from 2.89% to 14.98% , unchanged from 7 and 30 days ago. The Undergraduate Variable Rate Loan has APRs between 4.37% and 16.99% , also unchanged from a week earlier. Centra s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , with no change reported in the last 30 days.

Hudson Valley has a Graduate school loan with rates from 2.89% to 14.99% APR, unchanged from both 7 and 30 days ago. The Undergraduate student loan has a range of 2.89% to 17.49% APR, also steady compared to the past week and month. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago.

Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. Together s Undergraduate Fixed Rate Loans with APRs ranging from 3.99% to 13.25% , unchanged from both 7 and 30 days ago. Graduate Fixed Rate Loans have rates between 4.24% and 13% , also steady compared to the past week and month.

Americu s an Undergraduate Variable Rate Loan with APRs ranging from 4.25% to 13% , unchanged from both 7 and 30 days ago. The Undergraduate Fixed Rate Loan and Graduate Fixed Rate Loan both have APRs between 4.54% and 14.25% , also unchanged from 7 and 30 days ago. Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago.

Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago. Digital has a Fixed Rate Student Refinance Loan with APRs ranging from 5.5% to 10.25% , down from 7.5% to 12.25% thirty days ago. The Variable Rate Student Refinance Loan shows no change in its APR range of 6.5% to 11.25% compared to 30 days ago.

The Summit s an Undergraduate Fixed Rate Loan with APRs ranging from 7.2% to 11.2% , unchanged from 30 days ago. Its Graduate Variable Rate Loan has APRs between 8.5% and 14% , also unchanged from 30 days ago. United Nations has a fixed Education Loan with an APR of 7.25% today. This rate is unchanged from 7 and 30 days ago but down from 7.5% at 30, 60, and 90 days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago.

🏦 All Local Lenders in Rochester, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
KINECTA FEDERAL CREDIT UNION
1560 W RIDGE RD ROCHESTER NY 14615
ATM
P2P
E-Statements
E-Signature
Assets: $6,748,872,512
Deposits: $206,113,615
Net Worth: $551,264,425
Employees: 695
Members: 251,834

🏘️ All the Lenders Available in Monroe County, NY

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