Personal Loans in Ponderay, ID

Looking for personal loans online in Ponderay, ID? Compare offers from trusted local lenders to find the best rates and terms that fit your needs. Whether it’s an unexpected expense or a planned purchase, we make it simple to explore your options.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago. Global has a Credit line with an APR of 13.5% , unchanged from 7, 60, and 90 days ago. The Signature (unsecured) loan has a rate of 14.9% , which has also stayed the same over the past week.

Gesa has a Personal loan with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a 12% APR, also unchanged from 7, 30, 60, and 90 days ago. Idaho Central has a Cd secured loan and a Signature loan with APRs of 3.1% and 10.29% , respectively. Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. These rates provide a clear view of the cost for these loan types. Spokane Teachers has a Share secured loan with an APR of 3.25% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Certificate secured loan has an APR of 6% today, down from 6.25% thirty, sixty, and ninety days ago but unchanged from seven days ago.

Capital Educators has a personal lines of credit with an APR of 12.45% , which is unchanged from 7 and 30 days ago. Their share secure loan has a rate of 3.49% APR, also steady over the past week. The signature loan comes with an 11.84% APR, remaining the same compared to 7 days earlier. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago.

Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month. University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago.

🏦 All Local Lenders in Ponderay, ID

Lender NameBranch AddressOffice ServicesLender Snapshot
SPOKANE TEACHERS CREDIT UNION
477123 HIGHWAY 95 PONDERAY ID 83852
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $5,872,400,967
Deposits: $248,112,160
Net Worth: $633,978,608
Employees: 913
Members: 284,132
POTLATCH NO. 1 FINANCIAL CREDIT UNION
476864 HIGHWAY 95 STE D PONDERAY ID 83852
ATM
P2P
E-Statements
E-Signature
Assets: $2,145,789,869
Deposits: $20,804,423
Net Worth: $178,949,775
Employees: 411
Members: 127,945

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