Personal Loans in Miami, FL

Looking for the best personal loan in Miami, FL? Compare offers from trusted local lenders who understand your needs and deliver quick approvals with competitive rates. Whether it’s for home improvements or unexpected bills, you’ll find flexible terms designed to fit your budget.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago. Vystar has personal loans with an APR of 10% , which is higher than 7 days ago when it was 5% . Their savings secured loans have an APR of 2% , down from 5% over the past 30, 60, and 90 days. The adoption line of credit is 8.99% , and the personal line of credit is 14.99% , both unchanged recently.

All In has a Certificate secured loan with an APR of 3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Open–end line of credit and unsecured loans have a fixed APR of 14.99% , also unchanged during these periods. Grow Financial s personal loans with a Signature loan APR of 9.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Share secured and Certificate secured loans both have a 3% APR, also unchanged from 7, 30, and 60 days ago.

Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.

Dfcu Financial has a personal loan with an APR of 15.24% , which has stayed the same over the past 90 days. Their personal lines of credit show a rate of 16.75% today, down from 17% thirty and sixty days ago. Both products have not changed compared to seven days ago. Ithink Financial has a Share secured loan with an APR of 6% today, which is steady compared to the past month. Their Term loan carries an APR of 11.15% , also unchanged from 7 and 30 days ago. Both rates have remained stable over recent periods.

Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, and 60 days. The Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during that time. Wings Financial has a Credit builder loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal loan has a 12.24% APR, also unchanged during those periods. Both rates have been steady for several months.

Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pen Air has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.9% , also unchanged from 7 and 30 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago.

Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.

🏦 All Local Lenders in Miami, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
ELECTRICIANS' LOCAL 349 CREDIT UNION
1657 NW 17TH AVE MIAMI FL 33125
Assets: $5,044,500
Deposits: $623,064
Net Worth: $905,194
Employees: 3
Members: 661
GUARDIANS CREDIT UNION
1902 NW 14TH AVE MIAMI FL 33125
E-Statements
Assets: $297,358,660
Deposits: $46,850,506
Net Worth: $40,477,021
Employees: 98
Members: 36,807

🏘️ All the Lenders Available in Miami-Dade County, FL

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