Personal Loans in Augusta, GA

Looking for cheap personal loans in Augusta, GA? You’re in the right place to compare offers from trusted local lenders who understand your needs and offer competitive rates with flexible repayment options.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Affinity has a personal loan with an APR of 12.5% , which has stayed the same over the past 7 and 30 days. The certificate secured loan has a 2% APR, also unchanged from a week and a month ago. The Privateline overdraft protection rate is 14.25% , down from 14.75% 30 days ago but steady compared to 7 days ago. Vystar has a Savings secured personal loan with an APR of 5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a stable option for members looking for this type of loan.

Associated Credit Union has a personal loan with an APR of 8% , which has stayed the same over the past 7, 30, and 60 days. Their personal line of credit has an APR of 18% , also unchanged from 7, 30, and 60 days ago. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Ithink Financial has a Share secured loan with an APR of 6% today, which is steady compared to the past month. Their Term loan carries an APR of 11.15% , also unchanged from 7 and 30 days ago. Both rates have remained stable over recent periods. Wings Financial has a Credit builder loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal loan has an APR of 12.24% , also unchanged during those time frames. Both rates have remained steady recently.

Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago but lower than the 8.99% rate from 30, 60, and 90 days ago. This rate change shows a recent drop compared to earlier months. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.

Together has personal loans with rates starting at 8.64% APR for terms up to 60 months and 11.49% APR for terms up to 72 months. The revolving loan rate is 13.65% APR. These rates have stayed the same compared to 7 and 30 days ago. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month. University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago.

🏦 All Local Lenders in Augusta, GA

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIFY FINANCIAL FEDERAL CREDIT UNION
1 ADP DR AUGUSTA GA 30909
P2P
E-Statements
E-Signature
Assets: $3,509,573,656
Deposits: $193,298,017
Net Worth: $280,101,782
Employees: 474
Members: 252,114
SRP FEDERAL CREDIT UNION
1267 AUGUSTA WEST PKWY AUGUSTA GA 30909
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,792,870,666
Deposits: $225,073,133
Net Worth: $245,775,808
Employees: 441
Members: 194,166
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
263A ROBERT C DANIEL JR PKWY AUGUSTA GA 30909
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
ASSOCIATED CREDIT UNION CREDIT UNION
3749 WHEELER RD AUGUSTA GA 30909
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,246,831,604
Deposits: $201,977,545
Net Worth: $274,753,807
Employees: 379
Members: 155,696

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