Credit Union Loan Rates - Trends & Analysis:
Affinity has a Certificate secured loan with an APR of 2% , which has stayed the same over the past 7 and 30 days. Their Debt consolidation loan has an APR of 13.5% , unchanged from 7 and 30 days ago but up from 13.25% 30 days ago. The Personal loan APR is 12.5% , steady over the last 30 days. Apple has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7 and 30 days. The Signature line of credit has a rate of 11.49% , down from 11.74% a week and a month ago. Both products show stable or slightly lower rates compared to earlier periods.
The Newport News Shipbuilding Employees credit union has a Personal loan with an APR of 11.49% , which hasn’t changed in the past 7, 30, or 60 days. Their Flexline line of credit also stays steady at 11.24% APR over the same periods. Both rates have remained consistent recently. Chartway has a Line of credit with an APR of 12.24% , which has stayed the same over the past 7 and 30 days. Their Shared & certificate secured loans have a 3% APR, also unchanged from a week and a month ago.
Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , steady from a week ago and down from 30 and 60 days ago. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.
Langley has a Credit builder loan with an APR of 6.45% , which is unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when it was 6.5% . The Personal line of credit has an APR of 14.99% , steady from a week ago but down from 18% over the past 30, 60, and 90 days. The Personal loan rate remains steady at 14.99% across all time periods. Virginia has a Personal loan with an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 and 60 days ago when it was 7.74% . The Share secured personal loan has a rate of 7.25% , down from 7.5% 30 days ago. The Express personal loan is at 28% , steady over the past 7 and 30 days but higher than 7.5% from 90 days ago.
Pentagon Personal loan has an APR of 7.99% today, unchanged from 7 and 30 days ago but lower than the 8.99% rate from 30, 60, and 90 days ago. This rate change shows a recent decrease compared to earlier months. Baxter has a personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. Their personal line of credit has an APR of 8.99% , unchanged from 7 and 30 days ago but lower than it was 30, 60, and 90 days ago when it was 9.24% .
Together has personal loans with an APR of 11.49% for the Any reason any season program and 8.64% for Other secured loans. Both rates have stayed the same over the past 7, 30, and 60 days. Navy Federal Credit Union’s Debt consolidation loan and Home improvement loan both have a 8.74% APR today, down from 8.99% seven and thirty days ago. The rates for these loans have also decreased compared to 60 and 90 days ago. The Personal expense loan shares the same 8.74% APR, which is lower than it was over the past three months.
Delta Community has a personal loan with an APR of 8.75% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month.