Personal Loans in Philadelphia, PA

Looking for the best personal loan interest rates in Philadelphia, PA? Compare offers from trusted local lenders to find flexible terms and fast approvals that fit your budget and lifestyle.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-07

Credit Union Loan Rates - Trends & Analysis:

Trumark Financial has a Share–secured loan with an APR of 1.8% , unchanged from 7 and 30 days ago. The First credit loan also stays steady at 6.25% APR over the same periods. Both rates have held steady for at least 60 days. Affinity has a personal loan with an APR of 12.5% , which is unchanged from both 7 and 30 days ago. The debt consolidation loan has an APR of 13.5% , steady from 7 days ago but up from 13.25% thirty days ago. The certificate secured loan remains at 2% APR with no change in the past 30 days.

Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , steady from a week ago and down from 30 and 60 days ago. Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, and 60 days. The share–secured personal loan has a lower APR of 4.49% , also unchanged from 7 and 30 days ago.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. First Commonwealth has a personal line of credit with a variable APR of 13% , which is down from 13.25% both 7 and 30 days ago. Their unsecured personal loans have a fixed APR of 10.49% , unchanged from the past 30 days. Baxter has a Personal line of credit with an APR of 8.99% , which is lower than it was 7 and 30 days ago when it was 9.24% . The Personal loan has an APR of 8.39% , unchanged from the past 7, 30, 60, and 90 days.

Pentagon Personal loan has an APR of 7.99% today, unchanged from 7 and 30 days ago but lower than the 8.99% rate from 30, 60, and 90 days ago. This rate change shows a recent decrease compared to earlier months. Navy Federal Credit Union’s Debt consolidation loan and Home improvement loan both have a 8.74% APR today, down from 8.99% seven and thirty days ago. The rates for these loans have also decreased compared to 60 and 90 days ago. The Personal expense loan shares the same 8.74% APR, which is lower than it was over the past three months.

Delta Community has a personal loan with an APR of 8.75% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month. Pennsylvania State Employees s an unsecured loan with an APR of 8.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. No changes have been made to the APR during this time.

University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have an APR of 10.24% , also unchanged from both 7 and 30 days ago. Nasa has a Personal unsecured loan with an APR of 9.29% today, which is unchanged from 7 and 30 days ago. This rate is higher than it was 60 days ago but lower than 90 days ago.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
ARDENT FEDERAL CREDIT UNION
1801 MARKET ST PHILADELPHIA PA 19103
ATM
P2P
E-Statements
E-Signature
Assets: $843,628,186
Deposits: $47,802,724
Net Worth: $86,712,422
Employees: 114
Members: 34,737
AMERICAN HERITAGE FEDERAL CREDIT UNION
2101 MARKET ST PHILADELPHIA PA 19103
ATM
P2P
E-Statements
E-Signature
Assets: $4,841,386,801
Deposits: $550,829,177
Net Worth: $408,402,198
Employees: 679
Members: 315,518
TRUMARK FINANCIAL CREDIT UNION
1701 MARKET ST PHILADELPHIA PA 19103
ATM
P2P
E-Statements
E-Signature
Assets: $3,375,088,796
Deposits: $163,313,004
Net Worth: $353,894,189
Employees: 426
Members: 145,276
PHILADELPHIA FEDERAL CREDIT UNION
1600 ARCH ST PHILADELPHIA PA 19103
ATM
P2P
E-Statements
E-Signature
Assets: $1,706,878,783
Deposits: $140,278,519
Net Worth: $235,940,838
Employees: 278
Members: 120,196

🏘️ All the Lenders Available in Philadelphia County, PA

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