Credit Union Loan Rates - Trends & Analysis:
Affinity offers a 15-year conventional fixed rate at 5.125% and a 30-year conventional fixed rate at 5.75%, both unchanged from a week ago but up 13 bp from a month ago. Their FHA 3-year ARM is steady at 4.375%, and the FHA 5-year ARM is 4.5%, with the 7-year ARM at 4.75%, all rates stable over the past month. Baxter offers a 15-year Conventional Fixed at 5.125%, down 13 bp from a week ago, and a 30-year Conventional Fixed at 6.0%. Their 15-year Adjustable Conventional is at 4.75%, unchanged from last week but down 13 bp over the past month. The Jumbo 30-year Fixed is steady at 5.875%, up 25 bp from a month ago.
Navy Federal Credit Union offers a 15-year Conventional Fixed at 4.875% and a 30-year Conventional Fixed at 5.625%, both unchanged from a week ago. Their 30-year VA Fixed is today 5.375%, up 13 bp from last week. The 15-year and 30-year Conventional Refinanced loans match the fixed rates at 4.875% and 5.625%, respectively. FHA loans include a 3-year ARM at 5.0% and a 5-year ARM at 5.25%, both down 13 bp from a month ago. Affinity Plus offers a 30-year Conventional Fixed rate at 6.0%, down 13 bp from 30 days ago. The 15-year Conventional Fixed rate is steady at 5.5%. Jumbo 30-year Fixed loans are also at 6.0%, down 13 bp from a month ago. Adjustable 5-year ARM loans remain at 4.875%, and 7-year ARMs are at 5.125%. VA 30-year loans hold at 6.625%.
Digital offers a 15-year conventional fixed rate at 5.375%, unchanged from a week ago but up 25 bp from a month ago. The 30-year conventional fixed and jumbo fixed rates are steady at 6.0%. The 15-year conventional and 30-year conventional rates are the same for both purchase and refinance loans. Delta Community offers a 15-year conventional fixed rate at 5.0%, down 13 bp from last week and 38 bp lower than 30 days ago. Their 30-year conventional fixed rate is 5.5%, also down 13 bp from a week ago and 13 bp from 30 days prior. The 30-year jumbo fixed rate stands at 5.625%, a decrease of 13 bp over the past week and 25 bp since 30 days ago.
Tower offers a 15-year conventional fixed rate at 5.375% and a 30-year conventional fixed rate at 6.0% today. The 30-year conventional fixed rate is up 13 bp from 30 days ago. Jumbo 30-year fixed loans are at 6.25%, also up 13 bp over the past month. The 30-year VA fixed rate is 6.5%, with a 13 bp increase since 30 days ago.
Aberdeen Proving Ground shows a 15-year conventional fixed rate today at 5.5%, unchanged from a week ago but up 25 bp from a month ago. The 30-year conventional fixed rate is 6.0%, down 13 bp from a week ago. FHA 30-year fixed is at 5.75%, up 13 bp from a week ago and a month ago. VA 30-year fixed holds steady at 5.75%. Jumbo 30-year fixed is 6.375%, up 25 bp from a month ago. The 5-year adjustable rate is 5.125%, up 13 bp from two weeks ago. The 7-year and 10-year adjustable rates are 5.375% and 5.75%, each up 13 bp from two weeks ago.
Connexus offers a 15-year Conventional Fixed rate at 5.125% and a 30-year Conventional Fixed at 5.875%, both unchanged from last week. Their 15-year Conventional ARM is today 5.875%, up 13 bp from seven days ago. The 30-year Conventional ARM holds steady at 6.375%. FHA loans include a 3-year ARM at 5.25%, down 50 bp over 30 days, and a 5-year ARM at 5.75%, down 49 bp. The 7-year ARM is 6.25%, down 34 bp from 30 days ago. State Employees Cu Of Maryland, Inc offers a 15-year Conventional Fixed at 5.375%, up 13 bp from last week, and a 30-year Conventional Fixed at 6.0%, also up 13 bp. Their 30-year FHA Fixed rate is steady at 5.75%. Adjustable rates include a 5-year ARM at 5.25%, down 13 bp from a month ago, a 7-year ARM at 5.5%, and a 10-year ARM at 5.625%, both down 13 bp over 30 days.