Home Equity Loans in San Francisco, CA

Looking to tap into your San Francisco home’s equity? A HELOC can offer flexible access to funds for remodeling, debt consolidation, or unexpected expenses, all with competitive rates tailored for Bay Area homeowners.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Wescom Central has a HELOC with a today’s APR of 3.99% . This rate is the same as 7 days ago, but the range was narrower then at 3.99% to 7.75% . Compared to 30, 60, and 90 days ago, the APR range is steady at 3.99% to 12% . Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Schoolsfirst has a HELOC with rates ranging from 4.99% to 10.75% today, the same as 7 days ago but slightly lower than the 10.75% to 11% range seen 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.75% to 10.88% , unchanged over the past 90 days.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

California has a HELOC with an APR range of 5.99% to 9.75% today. This rate is the same as it was 7 days ago and slightly lower than 30 days ago, when the top rate was 10% . Compared to 60 days ago, the current range is higher on the minimum side but lower on the maximum side. Star One has a Home Equity rate range of 6.12% to 6.25% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago when the minimum was 6% . Their HELOC rates are 6.5% to 7.25% now, unchanged from a week ago but lower than 30 days ago when the range started at 6.62% and went up to 7.5% .

Sandia Laboratory has a HELOC with an APR range of 6.25% to 15.25% today. The minimum APR is up from 6.12% seven days ago but the same as 30 and 60 days ago. The maximum APR has stayed steady over the past 90 days. Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% . Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago.

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

🏦 All Local Lenders in San Francisco, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
I.L.W.U. FEDERAL CREDIT UNION
400 N POINT ST SAN FRANCISCO CA 94133
P2P
E-Statements
E-Signature
Assets: $517,284,899
Deposits: $27,040,864
Net Worth: $44,661,158
Employees: 70
Members: 27,318

🏘️ All the Lenders Available in San Francisco County, CA

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