Home Equity Loans in Minot, ND

Looking to tap into your home’s equity in Minot, ND? Compare local lenders offering friendly service and flexible loan options designed to fit your budget and goals. Whether it’s for remodeling, education, or debt consolidation, finding the right equity loan starts here.

Minot homeowners trust community-focused lenders that understand your needs and move fast to unlock your funds. Explore offers that combine competitive rates with personalized guidance, so you can make confident decisions for your home and family’s future.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed. Northrop Grumman has a Home Equity loan APR range of 8.74% to 8.87% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

🏦 All Local Lenders in Minot, ND

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
AFFINITY FIRST FEDERAL CREDIT UNION	811 S BROADWAY MINOT ND 58701	⏰ Lobby: Monday 8:00am - 6:00pm Tuesday - Friday 9:00am - 5:00pm Drive Thru: Monday - Friday 7:30am - 6:00pm 📞 7018575541 📠 7018575154	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $64,886,257 Deposits: $6,809,691 Net Worth: $8,686,032 Employees: 12 Members: 2,821
TEL-U-WATT FEDERAL CREDIT UNION	24 2ND AVE SE MINOT ND 58701	⏰ M-W-T 9 AM-1 PM 📞 7018389810 📠 7018381160	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $5,351,000 Deposits: $360,067 Net Worth: $471,552 Employees: 1 Members: 359
ASPIRE COMMUNITY FEDERAL CREDIT UNION	1430 S BROADWAY MINOT ND 58701	⏰ 7:30-6:00 📞 7018375353 📠 7018375393	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $169,263,171 Deposits: $8,356,371 Net Worth: $24,416,663 Employees: 23 Members: 6,356
TOWN AND COUNTRY CREDIT UNION	615 S BROADWAY MINOT ND 58701	⏰ 7 am to 7 pm 📞 7018522018 📠 7018395740	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $705,095,739 Deposits: $44,834,429 Net Worth: $86,698,385 Employees: 161 Members: 27,210
TOWN AND COUNTRY CREDIT UNION	3630 S BROADWAY MINOT ND 58701	⏰ 7:00 am to 7 pm 📞 7018528300 📠 7018395740	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $705,095,739 Deposits: $44,834,429 Net Worth: $86,698,385 Employees: 161 Members: 27,210
TOWN AND COUNTRY CREDIT UNION	1524 24TH AVE SW MINOT ND 58701	⏰ M-F 7:30 to 6pmS 9-1 drive up 📞 8008726358 📠 7018395740	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $705,095,739 Deposits: $44,834,429 Net Worth: $86,698,385 Employees: 161 Members: 27,210
NORTH STAR COMMUNITY CREDIT UNION	1400 S BROADWAY MINOT ND 58701	⏰ 8-6 M-F 9-2 Saturday 📞 7018589300 📠 7014382223	ATM Services Only	P2P E-Statements E-Signature	Assets: $463,648,895 Deposits: $9,685,767 Net Worth: $58,371,272 Employees: 106 Members: 22,241
NORTH STAR COMMUNITY CREDIT UNION	1819 S BROADWAY MINOT ND 58701	⏰ Lobby 9-430 Monday to Friday Drive Up 8-6 M-F, 9-12 Saturday 📞 7018385141 📠 7014382223	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $463,648,895 Deposits: $9,685,767 Net Worth: $58,371,272 Employees: 106 Members: 22,241
MINOT AREA SCHOOLS FEDERAL CREDIT UNION	215 2ND ST SE MINOT ND 58701	⏰ 8:00 a.m. - 4:30 p.m. Monday thru Friday 📞 7018574430 📠 7018574462	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $12,618,855 Deposits: $2,060,213 Net Worth: $1,183,037 Employees: 3 Members: 1,159

🏘️ All the Lenders Available in Ward County, ND

✅GREAT RIVER FEDERAL CREDIT UNION

✅AFFINITY FIRST FEDERAL CREDIT UNION

✅TELUWATT CREDIT UNION

✅ASPIRE COMMUNITY FEDERAL CREDIT UNION

✅TOWN AND COUNTRY 60790 CREDIT UNION

✅NORTH STAR COMMUNITY 62563 CREDIT UNION

✅MINOT AREA SCHOOLS FEDERAL CREDIT UNION

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