Home Equity Loans in Mason City, IA

Looking for the best home equity credit rates in Mason City, IA? Compare local lenders to find competitive offers that fit your budget and goals. Whether you’re planning renovations or consolidating debt, there are flexible options tailored to your needs.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Cobalt has a HELOC with today’s APR ranging from 5.75% to 6.99% . This is down from 6.99% seven days ago and also lower than the 6.49% to 6.99% range seen 30 days ago. Centris has a Home Equity loan with an APR range of 6% to 12.74% today. This rate range is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . I. H. Mississippi Valley has a HELOC with an APR range of 7% to 9.19% today, which is lower than 60 days ago when the range was 7.5% to 9.19% . Their Home Equity loan shows no change in APR, holding steady at 7.69% to 8.57% over the past 7, 30, and 60 days. Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed. Northrop Grumman has a Home Equity loan APR range of 8.74% to 8.87% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

🏦 All Local Lenders in Mason City, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
IOWA HEARTLAND CREDIT UNION
1602 S MONROE AVE MASON CITY IA 50401
ATM
Drive-Thru
P2P
E-Statements
Assets: $28,905,574
Deposits: $775,446
Net Worth: $5,091,501
Employees: 6
Members: 3,191
NORTH IOWA COMMUNITY CREDIT UNION
640 S FEDERAL AVE MASON CITY IA 50401
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $118,638,756
Deposits: $7,971,760
Net Worth: $10,089,646
Employees: 29
Members: 11,309
NORTH IOWA COMMUNITY CREDIT UNION
4063 4TH ST SW STE A MASON CITY IA 50401
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $118,638,756
Deposits: $7,971,760
Net Worth: $10,089,646
Employees: 29
Members: 11,309
ACE CREDIT UNION
1028 14TH ST SE MASON CITY IA 50401
Assets: $7,145,250
Deposits: $2,870,354
Net Worth: $1,435,983
Employees: 2
Members: 793
GAS & ELECTRIC EMPLOYEES CREDIT UNION
1602 S MONROE AVE MASON CITY IA 50401
Assets: $4,393,529
Deposits: $256,126
Net Worth: $2,051,652
Employees: 3
Members: 364
CENT CREDIT UNION
3124 4TH ST SW MASON CITY IA 50401
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $158,892,896
Deposits: $25,448,842
Net Worth: $19,113,106
Employees: 31
Members: 11,268
CENT CREDIT UNION
25 W STATE ST MASON CITY IA 50401
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $158,892,896
Deposits: $25,448,842
Net Worth: $19,113,106
Employees: 31
Members: 11,268

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