Home Equity Loans in Philadelphia, PA

Looking for the best HELOC rates in Philadelphia, PA? Compare local lenders to find flexible home equity loan options that fit your budget and goals. Whether you’re renovating or consolidating debt, getting the right rate can make all the difference.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-07

Credit Union Loan Rates - Trends & Analysis:

Franklin Mint has a HELOC with rates today ranging from 3.99% to 7.49% , which is lower than 7 and 30 days ago and much lower than 60 days ago. Their Home Equity loan rates remain steady at 7.99% to 10.74% , showing no change compared to 7, 30, or 60 days ago. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the 4.9% to 7.38% range from 30 days ago. American Heritage has a Home Equity rate range of 5.24% to 8.24% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rates are 5.99% to 8.49% now, unchanged from 7 and 30 days ago but slightly lower than 30 and 90 days ago.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity rate range of 5.49% to 6.24% today, unchanged from it was 7 and 30 days ago. This range is lower than the 60 and 90 days ago range, which went up to 8.24% . The minimum APR remains steady at 5.49% . First Commonwealth has a Home Equity rate range of 5.74% to 6.49% today. This is lower than both 7 and 30 days ago, when the range was 5.99% to 7.4% . The rate has dropped compared to the past month.

Merck Sharp & Dohme has a Home Equity rate of 5.74% today, unchanged from 7, 30, and 90 days ago. Their HELOC rate is between 6.5% and 7.25% , unchanged from 7 and 30 days ago but lower than the rates 30 and 90 days ago. Trumark Financial has a Home Equity loan with an APR range of 5.99% to 7.99% today. This rate range is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Citadel has a Home Equity rate range of 6.24% to 6.74% today, unchanged from 30 days ago and slightly lower than 60 days ago when the top rate was 6.76% . The rates have stayed steady compared to 90 days ago as well.

Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today. This is lower than the rates from 7 and 60 days ago, which were both 6.99% to 7.49% . The rate has gone down since those earlier periods. Baxter has a HELOC rate of 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan rate is 7.25% today, down from 7.5% at 7, 30, 60, and 90 days ago. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% .

Pentagon has a HELOC with rates ranging from 7.12% to 18% today. unchanged from 7 and 30 days ago but lower than the rates from 30, 60, and 90 days ago, which were 7.38% to 18% . The minimum APR stayed steady at 7.12% compared to last week. Digital has a HELOC with a 7.25% APR today. There’s no change to compare from 7 or 30 days ago since no earlier rates are listed. The rate stands steady at 7.25% .

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
ARDENT FEDERAL CREDIT UNION
1801 MARKET ST PHILADELPHIA PA 19103
ATM
P2P
E-Statements
E-Signature
Assets: $843,628,186
Deposits: $47,802,724
Net Worth: $86,712,422
Employees: 114
Members: 34,737
AMERICAN HERITAGE FEDERAL CREDIT UNION
2101 MARKET ST PHILADELPHIA PA 19103
ATM
P2P
E-Statements
E-Signature
Assets: $4,841,386,801
Deposits: $550,829,177
Net Worth: $408,402,198
Employees: 679
Members: 315,518
TRUMARK FINANCIAL CREDIT UNION
1701 MARKET ST PHILADELPHIA PA 19103
ATM
P2P
E-Statements
E-Signature
Assets: $3,375,088,796
Deposits: $163,313,004
Net Worth: $353,894,189
Employees: 426
Members: 145,276
PHILADELPHIA FEDERAL CREDIT UNION
1600 ARCH ST PHILADELPHIA PA 19103
ATM
P2P
E-Statements
E-Signature
Assets: $1,706,878,783
Deposits: $140,278,519
Net Worth: $235,940,838
Employees: 278
Members: 120,196

🏘️ All the Lenders Available in Philadelphia County, PA

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