Introduction

If you’re eyeing a new ride or looking to upgrade your motorcycle, today’s credit union loan rates offer some compelling reasons to act now. As of June 27, 2025, Baxter Credit Union stands out with the lowest auto loan APR starting at just 3.64%, making it a top pick for budget-conscious buyers. Motorcycle enthusiasts can also find attractive financing with Apple Credit Union’s competitive 4.54% rate. While most credit unions have stable rates this week, First Flight Federal Credit Union saw a slight drop to 4.35% on auto loans from its previous range of 4.52–5.07%, which could mean better deals if you move quickly. Whether you’re shopping for a family car or your next two-wheeled adventure, locking in these low rates can save you hundreds over the life of your loan—so don’t wait to explore your options!

New - Vehicle Loans

Credit Union
Product
2025-06-27
(Current Day)
2025-06-20
(7 Days Ago)
2025-06-12
(15 Days Ago)
2025-05-28
(30 Days Ago)
2025-05-13
(45 Days Ago)
Baxter
Auto
3.64 - 5.14
Baxter
Other
6.49
Myconsumers
Auto
3.99 - 6.44
3.99 - 6.44
Keesler
Auto
3.99 - 9.49
Keesler
Motorcycle
6.49 - 8.49
Keesler
Other
5.74 - 9.24
Navy Federal Credit Union
Auto
4.09 - 7.59
4.09 - 7.59
4.09 - 7.59
4.09 - 7.59
4.09 - 7.59
Navy Federal Credit Union
Motorcycle
8.95 - 10.80
Navy Federal Credit Union
Other
8.45 - 10.45
Navy Federal Credit Union
Recreational
8.95 - 11.30
State Employees CU Of Maryland Inc
Auto
4.24 - 5.99
First Flight Federal Credit Union
Auto
4.35
4.52 - 5.07▲ 17 bps
4.52 - 5.07▲ 17 bps
4.52 - 5.07▲ 17 bps
4.52 - 5.07▲ 17 bps
Americas Credit Union
Auto
4.46 - 13.93
4.46 - 13.93
4.46 - 13.93
4.46 - 13.93
4.46 - 13.93
Americas Credit Union
Motorcycle
8.05 - 11.49
8.05 - 11.49
8.05 - 11.49
8.05 - 11.49
8.05 - 11.49
Americas Credit Union
Recreational
8.90 - 18.00
8.90 - 18.00
8.90 - 18.00
8.90 - 18.00
8.90 - 18.00
Apple
Auto
4.49
Apple
Motorcycle
4.54
Broadview
Auto
4.49 - 8.74
Royal
Auto
4.69 - 6.79

Baxter

As of June 27, 2025, Baxter’s new auto loan rates range from 3.64% to 5.14% APR, offering members competitive financing for new vehicles. The Other vehicle loan product holds steady at 6.49% APR. Since no prior data is available, rate movement trends can’t be identified this week. For members seeking affordability, the new auto loan remains the best value. Consider longer-term loans to lower monthly payments while locking in these rates before potential changes occur. Stay informed to make the most of Baxter’s current competitive financing options.

Myconsumers

As of June 27, 2025, Myconsumers’ new Auto loan rates range from 3.99% to 6.44% APR, with no prior data available for comparison. This competitive rate spread offers members flexible financing options for new vehicles. Explore lower-rate loans around 3.99% APR if you want to minimize interest costs. For those seeking manageable monthly payments, consider longer-term loan options within this rate range to balance affordability and budget. Stay informed on rate updates to secure the best financing terms for your new vehicle purchase.

Keesler

As of June 27, 2025, Keesler’s new vehicle loan rates are newly published with no previous data for comparison. The most affordable option is the New Auto Loan, ranging from 3.99% to 9.49% APR. Motorcycle loans start at 6.49% APR, while the Other vehicle loan rates range between 5.74% and 9.24% APR. For members seeking lower monthly payments, consider longer-term loans within these programs once available to maximize affordability and fit your budget. Stay tuned for upcoming rate trends as more data becomes available.

Navy Federal Credit Union

As of June 27, 2025, Navy Federal Credit Union’s new vehicle loan rates remain steady. New Auto loans hold a competitive 4.09% to 7.59% APR, unchanged over the past 30 days, offering the most affordable financing for members. Rates for Motorcycle (8.95% - 10.80%), Recreational (8.95% - 11.30%), and Other vehicle loans (8.45% - 10.45%) are also stable but higher than auto loans. For cost-conscious members, consider new auto loans for lower APRs or explore longer terms to reduce monthly payments while maintaining manageable interest costs.

State Employees CU Of Maryland Inc

As of June 27, 2025, State Employees CU Of Maryland Inc offers new auto loans with APRs ranging from 4.24% to 5.99%. Since no prior data is available for comparison, rate movement cannot be determined this week. These competitive rates provide members an affordable path to financing new vehicles. For those seeking manageable payments, consider longer-term loan options to lower monthly costs while securing favorable rates. Stay tuned for updates as more rate trends become available.

First Flight Federal Credit Union

As of June 27, 2025, First Flight Federal Credit Union’s New Auto Loan rate is 4.35% APR, down from a range of 4.52% to 5.07% over the past 30 days—a notable drop of up to 72 basis points. This represents the most affordable financing option for members looking to purchase new vehicles. Consider locking in these lower rates now to save on interest costs. For those seeking manageable monthly payments, exploring longer-term loans could provide additional flexibility while maintaining competitive APRs.

Americas Credit Union

As of June 27, 2025, Americas Credit Union's new vehicle loan rates remain steady across all products with no changes in the past 30 days. New Auto loans offer the most affordable rates at 4.46% to 13.93% APR, providing great value for members seeking competitive financing. Motorcycle loans range from 8.05% to 11.49% APR, while Recreational loans carry higher rates between 8.90% and 18.00% APR. For members prioritizing lower monthly payments, consider exploring longer-term loan options within these products to maximize affordability and flexibility.

Apple

As of June 27, 2025, Apple’s new vehicle loan rates show Auto loans at 4.49% APR and Motorcycle loans at 4.54% APR, with no prior data for comparison. Both products offer competitive, low rates to help members finance new vehicles affordably. For those seeking manageable monthly payments, consider exploring longer-term loan options within these programs. Staying informed on current APRs ensures you can secure the best financing available for your new vehicle purchase.

Broadview

As of June 27, 2025, Broadview’s New Auto Loan rates range from 4.49% to 8.74% APR. With no prior data available for comparison, rate movement can’t be determined this week. Members seeking affordable financing options should consider the lower end of the rate spectrum for better savings. Explore different loan terms to find a balance between monthly payments and total interest paid. Stay informed on rate updates to maximize your vehicle financing benefits with Broadview.

Royal

As of June 27, 2025, Royal’s New Auto Loan rates range from 4.69% to 6.79% APR, with no prior data to indicate recent changes. This competitive rate offers members affordable financing for new vehicles. To maximize savings, consider shorter-term loans that typically carry lower interest rates and reduce overall interest paid. Staying informed on rate trends can help you choose the best time to finance your new vehicle purchase with Royal.

LendMesh

Not sure where to start? LendMesh has your back. Our platform breaks down everything from APR to loan terms so you can make a confident decision. Compare offers now at https://www.lendmesh.com/loans/vehicle_loans and take the stress out of vehicle financing.

Conclusion

Looking ahead, now is an excellent time to consider refinancing existing loans if your current rate is above today’s competitive offerings—especially if you financed through higher-rate lenders earlier this year. For new buyers, focusing on credit unions like Baxter and Apple can help you secure some of the best rates available, stretching your budget further. Keep an eye on small weekly fluctuations, as they often signal shifts in lending conditions that savvy shoppers can use to their advantage. Finally, whether buying new or used, getting pre-approved at a credit union before visiting dealerships puts you in the driver’s seat for negotiating—and could lead to lower monthly payments and faster approval times. Stay informed and proactive to make your next vehicle purchase truly affordable!