Student Loans in Philadelphia, PA

Looking for the best student loan rates in Philadelphia, PA? Compare local offers from trusted lenders who understand your community and provide flexible repayment options tailored to your needs. Finding the right loan shouldn’t be stressful—it should empower your educational goals.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. American Heritage s fixed graduate school loans with APRs ranging from 2.89% to 14.99% , unchanged from 30 days ago. Their fixed undergraduate student loans have rates between 2.89% and 17.49% , which are steady from 30 days ago but down from 60 days ago.

Citadel s fixed and variable graduate school loans with APRs ranging from 2.89% to 14.99% and 4.37% to 13.98% , respectively. These rates are unchanged from both 7 and 30 days ago. Undergraduate student loans have fixed rates between 2.89% and 17.49% and variable rates from 4.37% to 16.99% , also unchanged from 7 and 30 days ago. Pennsylvania State Employees s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from both 7 and 30 days ago. Their variable Undergraduate student loans have APRs between 4.37% and 16.99% , which remain steady compared to 7, 30, and 60 days ago.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Franklin Mint has a fixed private student loan rate of 2.99% APR, unchanged from both 7 and 30 days ago. Its variable private student loan rate is 4.31% APR, down from 4.39% a week and 30 days ago. The variable rate loan is 4.47% APR and the fixed rate loan is 4.54% APR, with no earlier rates available for comparison.

Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. Merck Sharp & Dohme Fixed Rate Solution loans range from 5.99% to 11.5% , unchanged from 7 and 30 days ago but higher than 30 days ago. Their Variable Rate Solution loans range from 6.25% to 11.25% , also unchanged from 7 and 30 days ago and up from 30 days ago. The Variable Student Loan has a rate range of 5.49% to 13.5% , unchanged from 90 days ago.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago. Trumark Financial has a Variable Rate Solution with an APR range of 9.25% to 13.25% today, unchanged from 7 and 30 days ago. There is no data for 30, 60, or 90 days ago to compare.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
POLICE & FIRE FEDERAL CREDIT UNION
3300 GRANT AVE PHILADELPHIA PA 19114
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $9,288,570,758
Deposits: $3,053,761,827
Net Worth: $1,577,581,329
Employees: 842
Members: 451,692
FREEDOM CREDIT UNION
9910 FRANKFORD AVE PHILADELPHIA PA 19114
ATM
P2P
E-Statements
Assets: $1,348,009,384
Deposits: $348,689,236
Net Worth: $174,414,592
Employees: 93
Members: 67,422
PHILADELPHIA FEDERAL CREDIT UNION
3799 CLARENDON AVE PHILADELPHIA PA 19114
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,706,878,783
Deposits: $140,278,519
Net Worth: $235,940,838
Employees: 278
Members: 120,196

🏘️ All the Lenders Available in Philadelphia County, PA

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