Credit Union Loan Rates - Trends & Analysis:
Affinity has a Certificate secured loan with an APR of 2% , which has stayed the same over the past 7 and 30 days. Their Debt consolidation loan has an APR of 13.5% , unchanged from 7 and 30 days ago but up from 13.25% 30 days ago. The Personal loan APR is 12.5% , steady over the last 30 days. Global has a Credit line with an APR of 13.5% , which has stayed the same over the past 7, 60, and 90 days. The Signature (unsecured) loan has a 14.9% APR, also unchanged from 7 and 30 days ago.
California Coast has a Gogreen home energy financing loan with an APR of 3.58% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when it was 3.98% . The Secured signature loan has a steady APR of 3% , which has not changed in the past 90 days. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , steady from a week ago and down from 30 and 60 days ago.
Citizens Equity First has a Personal loan secured with savings for 1% –3% 6 months at a 4.75% APR, which is unchanged from 7 and 30 days ago. The Personal unsecured loan has a 10.25% APR, also steady over the past 90 days. Both rates have remained the same recently. Altura s new auto loans for 2025% –2% 026 model years with an APR of 4.99% , and this rate has no change from 7 or 30 days ago. Signature loans for 24 months have a 10.99% APR, which has also stayed steady over the past 7 and 30 days.
San Diego County s Share secured loans with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature loans have a 15.5% APR, also unchanged during those time frames. Self Help s personal loans like the Credit card with an APR of 13.75% , which is down from 14% seven and 30 days ago. Their HELOC–HELOC has a rate of 8.25% , also lower than it was a week and a month ago at 8.5% . Other loans, such as Energy saver loans at 5.5% , have stayed the same over the past 30 days.
Certified has a Payday loan with an APR of 27.9% , which has stayed the same over the past 7, 30, and 60 days. Their Share–secured loan has a 5.95% APR today, unchanged from 7 and 30 days ago but higher than 60 days ago when it was 4.95% . Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Pentagon Personal loan has an APR of 7.99% today, unchanged from 7 and 30 days ago but lower than the 8.99% rate from 30, 60, and 90 days ago. This rate change shows a recent decrease compared to earlier months.
Baxter has a personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. Their personal line of credit has an APR of 8.99% , unchanged from 7 and 30 days ago but lower than it was 30, 60, and 90 days ago when it was 9.24% . Together has personal loans with an APR of 11.49% for the Any reason any season program and 8.64% for Other secured loans. Both rates have stayed the same over the past 7, 30, and 60 days. Navy Federal Credit Union’s Debt consolidation loan and Home improvement loan both have a 8.74% APR today, down from 8.99% seven and thirty days ago. The rates for these loans have also decreased compared to 60 and 90 days ago. The Personal expense loan shares the same 8.74% APR, which is lower than it was over the past three months.