Credit Union Loan Rates - Trends & Analysis:
Affinity has a personal loan with an APR of 12.5% , which has stayed the same over the past 7 and 30 days. The certificate secured loan has a 2% APR, also unchanged from a week and a month ago. The Privateline overdraft protection rate is 14.25% , down from 14.75% 30 days ago but steady compared to 7 days ago. Apple s an Educator line of credit with an APR of 7.25% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when it was 7.5% . The Signature line of credit has an APR of 11.49% , steady from last week but down from 11.74% over the past 30 to 90 days.
The Newport News Shipbuilding Employees credit union has a Personal loan with an APR of 11.49% , which has stayed the same over the past 7 and 30 days. Their Flexline line of credit has a rate of 11.24% , also unchanged from a week and a month ago. Both products have stable rates compared to 60 days ago. Chartway has a Line of credit with an APR of 12.24% and a Signature loan at 11.74% . Both rates have stayed the same over the past 7, 30, 60, and 90 days. Shared & certificate secured loans have a lower APR of 3% , which has also remained steady during this time.
Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.
Langley has a Credit builder loan with an APR of 6.45% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its Personal line of credit has an APR of 14.99% , steady from a week ago but down from 18% over the past 30, 60, and 90 days. The Personal loan APR remains steady at 14.99% across all time frames. Virginia has a Personal loan with an APR of 7.49% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago when it was 7.74% . The Express personal loan has a fixed APR of 28% , unchanged from 7 and 30 days ago but higher than 90 days ago when it was 7.5% .
Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago but lower than the 8.99% rate from 30, 60, and 90 days ago. This rate change shows a recent drop compared to earlier months. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.
Together has personal loans with rates starting at 8.64% APR for terms up to 60 months and 11.49% APR for terms up to 72 months. The revolving loan rate is 13.65% APR. These rates have stayed the same compared to 7 and 30 days ago. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.
Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month.