Mortgage Loans in Burlington, WI

Looking to buy a home in Burlington, WI? Comparing mortgage loan offers can help you find the best rate and terms tailored to your needs. Whether you’re a first-time buyer or refinancing, exploring your options makes homeownership more affordable and stress-free.

Today’s Mortgage Rates & Analysis - Updated on 2025-OCT-10

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.25%, which is lower than 30 days ago at 4.50%. When the Fed Funds rate changes, it influences short-term borrowing costs, which can affect mortgage rates over time.

Credit Union Loan Rates - Trends & Analysis:

Affinity offers a 15-year conventional fixed rate at 5.125% and a 30-year conventional fixed rate at 5.75%, both unchanged from a week ago but up 13 bp from a month ago. Their FHA 3-year ARM is steady at 4.375%, and the FHA 5-year ARM is 4.5%, with the 7-year ARM at 4.75%, all rates stable over the past month. Baxter offers a 15-year Conventional Fixed at 5.125%, down 13 bp from a week ago, and a 30-year Conventional Fixed at 6.0%. Their 15-year Adjustable Conventional is at 4.75%, unchanged from last week but down 13 bp over the past month. The Jumbo 30-year Fixed is steady at 5.875%, up 25 bp from a month ago.

Navy Federal Credit Union offers a 15-year Conventional Fixed at 4.875% and a 30-year Conventional Fixed at 5.625%, both unchanged from a week ago. Their 30-year VA Fixed is today 5.375%, up 13 bp from last week. The 15-year and 30-year Conventional Refinanced loans match the fixed rates at 4.875% and 5.625%, respectively. FHA loans include a 3-year ARM at 5.0% and a 5-year ARM at 5.25%, both down 13 bp from a month ago. Affinity Plus offers a 30-year Conventional Fixed rate at 6.0%, down 13 bp from 30 days ago. The 15-year Conventional Fixed rate is steady at 5.5%. Jumbo 30-year Fixed loans are also at 6.0%, down 13 bp from a month ago. Adjustable 5-year ARM loans remain at 4.875%, and 7-year ARMs are at 5.125%. VA 30-year loans hold at 6.625%.

Digital offers a 15-year conventional fixed rate at 5.375%, unchanged from a week ago but up 25 bp from a month ago. The 30-year conventional fixed and jumbo fixed rates are steady at 6.0%. The 15-year conventional and 30-year conventional rates are the same for both purchase and refinance loans. Delta Community offers a 15-year conventional fixed rate at 5.0%, down 13 bp from last week and 38 bp lower than 30 days ago. Their 30-year conventional fixed rate is 5.5%, also down 13 bp from a week ago and 13 bp from 30 days prior. The 30-year jumbo fixed rate stands at 5.625%, a decrease of 13 bp over the past week and 25 bp since 30 days ago.

Wings Financial offers a 15-year Conventional Fixed at 5.25% and a 30-year Conventional Fixed at 6.0%, both unchanged from a week ago. Their 15-year Conventional Refinance is also 5.25%, up 13 bp from a month ago. For Adjustable-Rate Mortgages, the 5-year ARM is steady at 5.375%, the 7-year ARM is 5.5% down 13 bp from a week ago, and the 10-year ARM is 5.875%, up 13 bp from a month ago. The 30-year Jumbo Fixed is 6.0%.

University Of Wisconsin offers a 15-year Conventional Fixed at today 5.625%, up 13 bp from last week and 25 bp from a month ago. The 30-year Conventional Fixed stays steady at 6.125%. The 15-year Conventional ARM matches the fixed rate at 5.625%, also up 13 bp from last week and 25 bp from a month ago. The 30-year Conventional ARM holds at 6.125%. Adjustable rates for 3- and 5-year terms are steady at 5.125% and 5.5%, respectively.

Connexus offers a 15-year Conventional Fixed rate at 5.125% and a 30-year Conventional Fixed at 5.875%, both unchanged from last week. Their 15-year Conventional ARM is today 5.875%, up 13 bp from seven days ago. The 30-year Conventional ARM holds steady at 6.375%. FHA loans include a 3-year ARM at 5.25%, down 50 bp over 30 days, and a 5-year ARM at 5.75%, down 49 bp. The 7-year ARM is 6.25%, down 34 bp from 30 days ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.453%, while Freddie Mac's 30-year rate is 6.340%, with Zillow higher than Freddie Mac. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect the cost of borrowing for home loans and can influence how many people decide to buy or refinance homes.

🏦 All Local Lenders in Burlington, WI

Lender NameBranch AddressOffice ServicesLender Snapshot
EDUCATORS CREDIT UNION
448 FALCON RIDGE DR BURLINGTON WI 53105
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,400,697,824
Deposits: $238,570,460
Net Worth: $454,148,528
Employees: 497
Members: 232,481
LANDMARK CREDIT UNION
973 MILWAUKEE AVE BURLINGTON WI 53105
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $6,728,405,066
Deposits: $114,147,453
Net Worth: $723,725,085
Employees: 1061
Members: 397,193

🏘️ All the Lenders Available in Racine County, WI

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