Home Equity Loans in Vernal, UT

Looking to tap into your Vernal home's equity? Compare local credit unions and lenders offering competitive home equity credit line rates tailored to your needs. Whether it’s remodeling or managing debt, find options that fit your budget and goals in Uintah County.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Goldenwest has a Home Equity rate range of 5.24% to 6.49% today. This rate is the same as it was 60 and 90 days ago. No changes are shown for 7 or 30 days ago.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Utah Community has a HELOC with rates today ranging from 6.24% to 9.49% . These rates are higher than 7 days ago when they ranged from 4.24% to 6.49% , and also up compared to 30 days ago at 4.49% to 6.49% . The current range matches the 60–and 90–day ranges of 4.49% to 9.49% .

Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. University First has a Home Equity rate range of 7.24% to 7.99% today. There is no data to compare this rate to 7 or 30 days ago. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Vernal, UT

Lender NameBranch AddressOffice ServicesLender Snapshot
VALLEY WIDE FEDERAL CREDIT UNION
1330 E HIGHWAY 40 VERNAL UT 84078
Assets: $487,450
Deposits: $287,043
Net Worth: $129,643
Employees: 1
Members: 162
MOUNTAIN AMERICA FEDERAL CREDIT UNION
1818 W HIGHWAY 40 VERNAL UT 84078
P2P
E-Statements
E-Signature
Assets: $20,276,595,321
Deposits: $2,498,647,369
Net Worth: $1,866,422,746
Employees: 3426
Members: 1,295,749
MOUNTAIN AMERICA FEDERAL CREDIT UNION
801 W HIGHWAY 40 VERNAL UT 84078
P2P
E-Statements
E-Signature
Assets: $20,276,595,321
Deposits: $2,498,647,369
Net Worth: $1,866,422,746
Employees: 3426
Members: 1,295,749
UTAH POWER CREDIT UNION
92 N VERNAL AVE VERNAL UT 84078
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $969,806,211
Deposits: $12,603,148
Net Worth: $134,343,598
Employees: 60
Members: 30,498
UINTAH CREDIT UNION
783 W HIGHWAY 40 VERNAL UT 84078
Assets: $4,571,633
Deposits: $1,435,716
Net Worth: $654,135
Employees: 3
Members: 941

🏘️ All the Lenders Available in Uintah County, UT

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