Wyo Central Credit Union Casper WY | Affordable Vehicle Loans & Business Banking

Introduction

At Wyo Central, we understand that community matters. Nestled at 3831 Denis Dr, Casper, WY 82604, our branch has been a trusted financial partner since 1958. With over 3,253 members and a commitment to fostering financial well-being, we pride ourselves on being more than just a credit union; we are your neighbors and friends. While members can visit us at our branch location, official correspondence should be sent to 190 S David St, Casper, WY 82601-2489. Our team is dedicated to providing personalized service and financial solutions tailored to your needs. With total assets of $28,285,654 and total deposits amounting to $318,790, we have the resources to help you achieve your financial goals. Led by our CEO, Annie Sorensen, and Board President, Jaclyn Landess, our staff of 11 dedicated employees is here to assist you with everything from checking accounts to auto loans. We believe in empowering our members through education and access to valuable financial products, including mortgages, personal loans, and business banking services. Whether you're looking for a new vehicle or saving for a dream home, Wyo Central offers competitive rates on over 1,312 loans and leases while ensuring that your hard-earned money is safe with us. Our net worth stands strong at $1,631,005, reflecting our stability and commitment to serving you better. Join us in making the Casper community a better place! For any inquiries or assistance, don't hesitate to call us at 307-234-5401 or visit our website at wyocentral.org. Together, let's build a brighter financial future!

Branch History & Mission

Wyo Central has been a cornerstone of the Casper community since its opening in 1958. Located at 3831 Denis Dr, Casper, WY 82604, this branch has grown alongside its members and evolved to meet their financial needs. With a total membership of 3,253 and assets reaching $28,285,654, Wyo Central is not just a credit union; it's a trusted partner in building financial well-being. Over the years, Wyo Central has embraced change while staying true to its mission: to provide exceptional financial services that empower individuals and families in our community. Our commitment goes beyond banking; we strive to uplift our members through responsible lending and support for local initiatives. We understand that every dollar saved or invested can make a difference in someone's life, which is why we focus on providing personalized service that meets the unique needs of our members. Our operating hours are designed with your convenience in mind. We welcome you Monday through Friday from 7:30 AM to 6:00 PM and on Saturdays from 9:00 AM to Noon for drive-thru services. If you need to reach us outside of these hours, feel free to call us at 307-234-5401. While members can visit us at our main branch address, official correspondence should be sent to our mailing address at 190 S David St, Casper, WY 82601-2489. We also offer essential services like ATM access and drive-thru banking for quick transactions. Wyo Central believes in using technology responsibly. Our online banking platform allows members to manage their accounts from anywhere while ensuring ADA compliance for accessibility. We've made strides in digital advancements without losing sight of personal touch our staff is always ready to assist you with any inquiries. Community involvement is at the heart of what we do. We partner with local organizations to support various initiatives that make Casper a better place for everyone. Whether it's sponsoring events or participating in local charities, Wyo Central takes pride in giving back to the community that supports us. Join us at Wyo Central and experience firsthand how we can help you achieve your financial goals while being an active participant in your community. Together, let's build a brighter future! For more information about our services or to learn how to become a member, visit our website at wyocentral.org.

Branch Location & Accessibility

Accessibility and Amenities

At Wyo Central, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces. We want everyone to feel welcome and comfortable when they visit us. Plus, if you're in a hurry, we offer drive-thru banking services that allow you to complete simple transactions without leaving your car.

Operating Hours

Our doors are open Monday through Friday from 7:30 AM to 6:00 PM, and on Saturday from 9:00 AM to Noon for your convenience. Whether you need to deposit a check or speak with one of our friendly representatives about loan options, we're here during hours that fit your schedule.

Services Offered

Wyo Central provides a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options tailored just for you. Our ATM is available for cash withdrawals and balance checks whenever you need it.

Visit Us Today!

We invite you to come visit us at the Wyo Central branch in Casper! If you have any questions or need assistance before stopping by, don't hesitate to call us at 307-234-5401. Our dedicated team looks forward to helping you achieve your financial goals!

Member Eligibility

At Wyo Central, we believe in building a community where everyone has the chance to thrive. Becoming a member is simple and welcoming! If you live, work, or attend school in the Casper area, you're already eligible to join us. We also welcome family members of existing members, so you can share the benefits of being part of our supportive network. Membership opens the door to a range of financial services tailored to your needs, from checking and savings accounts to auto loans and mortgages. You can find detailed eligibility criteria by visiting this link. Ready to take the next step? Opening an account is just as easy. You can reach out to us at (307) 234-5401 for more information or visit us at our branch located at 3831 Denis Dr Casper Wy 82604. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments quickly and securely, whether you're in-store or online. With our solutions, you can streamline operations and focus on what matters most serving your customers and growing your business.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded at this time, our focus remains on developing customized financing solutions that cater to your unique needs.

Your Partner in Growth

Located at 3831 Denis Dr, Casper, WY 82604, Wyo Central is more than just a financial institution; we are your partner in growth. Contact us today at 307-234-5401 to learn how we can help elevate your business to new heights!

Comprehensive List Of Services

ATM and Drive-Thru Services

We know convenience is key when it comes to banking. That's why we have an ATM available for quick cash withdrawals and balance checks. Additionally, our drive-thru service allows for straightforward transactions without having to leave your vehicle ideal for busy days. Our lobby hours are Monday through Friday from 7:30 AM to 6:00 PM, with drive-thru hours on Saturday from 9:00 AM to noon. If you have any questions or need assistance, don't hesitate to give us a call at (307) 234-5401. In summary, whether you're interested in personal finance solutions or business banking support, Wyo Central is committed to helping you achieve your financial goals with ease and convenience. We invite you to explore all that we offer by visiting us online at https://wyocentral.org/ or stopping by our branch today!

Business Banking Services

If you're a business owner, Wyo Central also offers specialized services just for you! Our business banking includes merchant services that simplify transactions and business loans that help fuel growth. We understand the challenges businesses face and aim to provide support that makes managing finances easier.

Mortgage Loans and Refinancing

For those considering home ownership or refinancing an existing mortgage, we offer comprehensive mortgage loans designed to fit various budgets. Our knowledgeable staff can guide you through the process, ensuring you understand every step along the way. Whether you're buying your first home or looking to lower your monthly payments through refinancing, we are here to assist.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. You can easily manage your money through our online and mobile banking platforms, which allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide competitive rates that can help you get behind the wheel without breaking the bank.

Personal Loans and Credit Cards

Sometimes life throws unexpected expenses your way. That's where our personal loans come into play. They can help with everything from debt consolidation to funding special projects. Plus, don't forget about our credit cards with rewards perfect for everyday purchases while earning cash back or points toward future rewards.

Digital & Online Banking

Key Features

One of the standout features of our service is the ability to authorize transactions using electronic signatures. This means you can sign important documents securely without needing to visit a branch. Plus, with e-statements available, you'll receive your account statements electronically no more paper clutter! If you're always on the move, our mobile application makes banking even easier. You can access your accounts right from your smartphone or tablet. Even better, if you need to send money quickly to friends or family, our person-to-person transfer feature lets you do just that, hassle-free. While mobile payments are currently not available, our focus remains on providing a user-friendly experience through our other digital services. We prioritize security across all platforms so you can bank with peace of mind. In summary, whether you're checking balances late at night or sending money during your lunch break, Wyo Central has got you covered with our comprehensive online banking solutions. Experience the convenience today and take advantage of all we have to offer!

Financial Strength

At Wyo Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to you, ensuring that your assets are safe and your banking experience is rewarding. With a net worth of $1,631,005, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 577 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,992,911 in share certificates and $1,601,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,235,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,631,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,232 in used auto loans and a total of $15,770,574 in loans and leases available. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 4,542, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wyo Central is your trusted partner. Visit us at 3831 Denis Dr Casper Wy 82604 or call us at 307-234-5401 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have $8,632,790 in used vehicle loans and $1,131,893 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Credit Lines and Unsecured Loans

For those who need flexible financing solutions, we offer credit lines with a total available amount of $3,000,000. These can be great for managing unexpected expenses or funding larger projects. We also provide unsecured credit card loans; however, at this time, we have $0 in unsecured credit card loans available.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,366,585. We simplify the buying or refinancing process so you can focus on what matters most making your house feel like home.

Refinancing Options

If you're looking to refinance an existing loan or need guidance on eligibility options, our experienced staff is ready to help. We aim to make refinancing straightforward and beneficial for our members. At Wyo Central located at 3831 Denis Dr Casper Wy 82604, you can reach us at 307-234-5401 during our operating hours: Monday through Friday from 7:30 am to 6:00 pm and Saturday from 9:00 am to Noon. We pride ourselves on providing personalized service and competitive rates that suit your financial situation. Explore our loan offerings today and see how we can help you achieve your financial dreams! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Wyo Central