White Rose Credit Union York PA | Best Auto Loans & Business Banking

Introduction

Welcome to White Rose, your trusted credit union located at 555 Willow Springs Ln, York, PA 17406. Established in 1950, we have dedicated ourselves to serving our community and supporting our members' financial journeys for over seven decades. With a proud membership of 11,298 individuals, we are committed to providing personal banking services that make a difference. At White Rose, we understand that every member has unique financial needs. That's why we offer a range of products from checking and savings accounts to auto loans and mortgages. Our total assets amount to an impressive $111,833,165, reflecting our strong commitment to the financial health of our members. We also maintain $5,038,289 in deposits, ensuring that your money is safe and accessible when you need it. Under the leadership of our CEO, Bryan Smith, and Board President, James Sanford, our team of 42 employees works diligently to provide exceptional service and support. Whether you're looking for loans where we currently manage a total of 4,798 loans and leases or interested in exploring investment opportunities with us, we're here to help you every step of the way. While members can visit us at 555 Willow Springs Ln, official correspondence should be sent to the same address as it serves both our branch and mailing needs. If you have any questions or would like more information about what we offer, please don't hesitate to reach out at (717) 854-5254. Join us today at White Rose Credit Union and experience a welcoming atmosphere where your financial well-being is our top priority! For more details about our services or to apply for an account online, visit us at whiterosecu.com.

Branch History & Mission

Community Focus

We pride ourselves on building strong partnerships within York and beyond. Our outreach programs aim to support local initiatives and organizations that align with our values. Through these efforts, we not only enhance the lives of our members but also contribute positively to the neighborhoods we serve. As you consider your financial future, we invite you to join the White Rose family. Experience firsthand how we put people before profits while providing top-notch financial services tailored just for you. Together, let's build a brighter tomorrow for you and your community! For more information about becoming a member or exploring our services, please visit us online at whiterosecu.com or call us at 717-854-5254 today!

Our Journey

From our humble beginnings, White Rose has seen remarkable growth and evolution. Initially established to provide essential financial services to our local community, we have expanded our offerings over the years to meet the changing needs of our members. Today, our total assets stand at an impressive $111,833,165, reflecting our dedication to sound financial practices and responsible management. As we grew, so did our mission. We believe that financial institutions should do more than just provide services; they should also uplift their communities. This belief drives everything we do at White Rose. We have become known not only for our personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards but also for our commitment to community outreach and support.

Our Mission

At White Rose, our mission is simple yet powerful: to empower members by providing accessible financial resources while nurturing a strong sense of community. We strive to make banking easy through initiatives like online and mobile banking options, ensuring that everyone can manage their finances conveniently. Additionally, we are committed to being ADA compliant, making sure all members can access our services without barriers. While members can visit us at 555 Willow Springs Ln, official correspondence should be sent to the same address as our mailing address remains unchanged. Our operating hours are designed with your convenience in mind: Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday from 9:00 AM to 5:00 PM, and Friday from 7:00 AM to 5:00 PM.

Branch Location & Accessibility

Convenient Access

At White Rose, we prioritize accessibility for all our members. The branch features ADA-compliant facilities, including ramps and designated parking spots. Whether you prefer to walk in or need a little extra assistance, we're here to help make your visit smooth and enjoyable.

Get in Touch

If you have any questions or need assistance before visiting, feel free to give us a call at 717-854-5254. We look forward to welcoming you into our branch soon! Whether you're new or a long-time member of the White Rose family, we're excited to help you achieve your financial dreams.

Operating Hours

We understand that life can be busy, which is why we've tailored our hours to fit your schedule. Visit us Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday from 9:00 AM to 5:00 PM, and Friday from 7:00 AM to 5:00 PM. Our team is ready to assist you during these hours with any of your banking needs.

Services Offered

While you're here at our branch, you can take advantage of a wide range of services designed just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we have options that suit various financial goals. Plus, if you're interested in online or mobile banking, our team can guide you through those services as well!

Member Eligibility

At White Rose, we believe that everyone deserves to be part of a caring community, and becoming a member is as simple as connecting with us! If you live, work, worship, or attend school in the York area, you're likely eligible to join our family. We welcome individuals from all walks of life who are looking for reliable financial services with a personal touch. Plus, being a member means gaining access to various benefits like competitive loan rates and personalized banking options that cater to your needs. To find out more about the specific eligibility criteria, feel free to visit our website at http://www.whiterosecu.com/about-us/#eligibility. Opening an account with us is straightforward and inviting just reach out at (717) 854-5254 or head over to http://www.whiterosecu.com/loans to get started. We're here to help you every step of the way as you take this exciting step towards better financial health at White Rose, located at 555 Willow Springs Ln York Pa 17406. Join us today and experience the difference!

Business Banking & Commercial Services

Practical Merchant Services

But it's not just about loans; we offer comprehensive merchant services that simplify payment processing for your customers. Whether you run a bustling café or a thriving retail store in York, PA, our solutions ensure you can accept payments easily and securely. This means more time focusing on what you do best serving your clients and growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Reach out to us today at (717) 854-5254 or visit us at 555 Willow Springs Ln York Pa 17406 to learn how we can support your journey toward success!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions are tailored to fit your budget, making it easier than ever to drive away in the vehicle you want. We work with you to find competitive rates that make sense for your financial situation.

Business Banking

For local entrepreneurs, we provide robust business banking solutions including merchant services and business loans. We're committed to helping small businesses thrive by offering resources and support tailored to their specific needs.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards come with rewarding features that allow you to earn points on everyday purchases. Use these points toward travel, merchandise, or even cashback whatever suits your lifestyle best!

Mortgage Loans & Refinancing

Buying a home is one of the biggest investments you'll make. With our mortgage loans and refinancing options, we simplify the process so you can focus on finding your dream home. We guide you through each step, ensuring you understand all aspects of your mortgage from application to closing.

Online & Mobile Banking

Managing your finances has never been more convenient thanks to our online and mobile banking platforms. You can check balances, pay bills, transfer funds, and even apply for loans all from the comfort of your home or on-the-go. At White Rose, we're proud of our commitment to delivering personalized service combined with modern technology. If you're ready to explore how we can help meet your financial needs, call us today at (717) 854-5254 or visit our website at Manchester. Let's embark on this financial journey together!

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts that can help you keep track of your spending while earning interest on your deposits. Our team is available to assist you in choosing the right account that fits your lifestyle and helps you save for future goals.

Personal Loans & Debt Consolidation

If you're looking for additional funding or ways to manage existing debt, our personal loans can help ease financial burdens. We also offer debt consolidation services that allow you to combine multiple payments into one manageable loan with potentially lower interest rates.

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.whiterosecu.com/, offers a range of features tailored to meet your needs. From checking balances to transferring funds, everything is just a few clicks away. You can easily sign documents with our electronic signature authorization, making it quick to finalize transactions without the hassle of paperwork. Stay organized with e-statements that keep you updated on your account activity without cluttering your mailbox. Not only do they help in tracking your finances, but they also contribute to a more sustainable environment by reducing paper waste. For those on the go, our mobile application ensures that banking is accessible right from your smartphone. You can make mobile payments effortlessly and even send money directly to friends or family with our person-to-person transfer feature. Whether you're at home or out and about, managing your money has never been easier.

Security and Accessibility

At White Rose, we prioritize your security while ensuring accessibility. Our 24/7 online banking services allow you to check your accounts whenever you need, with robust security measures in place to protect your information. You can rest easy knowing that your financial data is safeguarded while enjoying the flexibility of real-time account management. Join us at White Rose for all your digital banking needs and experience a world where convenience meets security!

Financial Strength

At White Rose, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which helps us provide excellent services and benefits to our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $9,336,508, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $834 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,630,754 in share certificates and $5,392,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,235,248 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,223 in used auto loans and $74,517,062 in total loans and leases. While our current net income is $-114,662, reflecting some operational challenges, we remain committed to improving our efficiency and offerings for all members. We also take pride in having 39 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $2,955,667, supporting our ability to provide competitive products. With a total of 20,577 share and deposit accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, White Rose is your trusted partner. Visit us at 555 Willow Springs Ln York Pa 17406 or call (717) 854-5254 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,703,275 in used vehicle loans and $19,933,025 in new vehicle loans already helping members get on the road. Whether it's a new or used vehicle, our financing options are tailored to fit your budget.

Credit Lines

For those looking for additional flexibility, our total credit lines amounting to $27,366,469 offer various options that can cater to both personal needs and unexpected expenses. This ensures that you have access to funds when you need them most. At White Rose, we are dedicated to supporting our members through every financial journey. If you're interested in exploring our loan products further or would like to know more about refinancing options, don't hesitate to reach out! You can contact us at (717) 854-5254 or visit us at our location: 555 Willow Springs Ln York Pa 17406 in York, PA. For more information on eligibility and how to apply for any of these loan products, please visit our website at https://www.whiterosecu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,350,890, make buying or refinancing simple. We strive to provide clear information about eligibility and refinancing options so that you can confidently move forward with your plans.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,274,696 in loans helping members manage their finances effectively. These cards provide an excellent way for you to build credit while enjoying the convenience of cashless transactions.

Loan Aggregator

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White Rose