White River Credit Union Enumclaw WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to White River Credit Union, where our commitment to serving our members is at the heart of everything we do. Located at 1499 Garrett St, Enumclaw, WA 98022, we have proudly been a part of this community since 1952. Over the years, we've grown into a trusted financial partner for more than 8,376 members. With total assets reaching an impressive $115,373,025, we are equipped to offer a range of financial products designed to meet your needs. At White River Credit Union, we understand that each member's financial journey is unique. That's why we provide personalized services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our total deposits stand at $7,334,020, reflecting our members' trust in us to safeguard their hard-earned money. Led by our dedicated CEO, Brandy Fielding, and Board President Todd Huizenga, our team of 25 employees is here to ensure you receive exceptional service every time you visit or call us at 360-825-4833. Whether you're looking to buy a new car or save for your future, we're ready to help you achieve your financial goals. While members can visit us at our branch location for all their banking needs including drive-thru services and ATM access official correspondence should be sent to our mailing address: PO Box 35, Enumclaw, WA 98022. Explore what White River Credit Union has to offer today! Visit our website at whiterivercu.com or give us a call. Your financial success is just a conversation away!

Branch History & Mission

Call to Action

We invite you to join us at White River Credit Union! Experience firsthand how we're committed to helping you achieve your financial goals while making a positive impact in Enumclaw. Whether you need assistance with everyday banking or you're considering significant life decisions like buying a home or starting a business, we're here for you every step of the way. Visit us today or call us at 360-825-4833 let's build a brighter financial future together!

Community Focus

Our team is dedicated to being more than just a credit union; we are your neighbors. We engage in various community initiatives that promote financial literacy and economic development. By working closely with local organizations and schools, we aim to uplift our community while fostering strong relationships built on trust and transparency.

Mission Statement

Our mission is simple yet profound: to empower individuals and families with sound financial solutions that foster security and prosperity. We believe that everyone deserves access to quality financial services, whether it's through personal banking options like checking and savings accounts or lending opportunities such as auto loans and mortgages. Beyond providing these essential services, we strive to be a pillar of support within our community by actively participating in local outreach programs and partnerships aimed at enhancing the lives of those around us. While members can visit us at 1499 Garrett St, official correspondence should be sent to PO Box 35, Enumclaw, WA 98022 if needed.

Our Journey

From the moment we opened our doors, our commitment has been to provide accessible financial services tailored to the needs of our members. Our growth reflects not only our dedication but also the trust and support of the community we serve. As we evolved through the years, we've embraced technological advancements while ensuring that personalized service remains at the heart of what we do. Today, members can enjoy features like online banking, mobile payments, and electronic statements, making their banking experience more convenient than ever.

Branch Location & Accessibility

A Place to Call Home

While you can always reach us at our physical address for your banking needs, please note that official correspondence should be sent to PO Box 35, Enumclaw, WA 98022 if different from our branch location. We offer a wide range of services designed with you in mind whether you are looking for personal banking options like checking and savings accounts, auto loans, or business banking solutions. Our friendly staff is ready to assist you with whatever financial services you require.

Convenient Access

At White River Credit Union, we prioritize your convenience. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can visit us without any barriers. If you need to handle your banking needs quickly, take advantage of our drive-thru services for deposits and withdrawals without leaving your vehicle. We also have an ATM on-site for easy cash access whenever you need it.

Get in Touch!

For any questions or more information about our offerings, don't hesitate to call us at 360-825-4833. We invite you to visit us at White River Credit Union we look forward to helping you achieve your financial goals!

Operating Hours

We're here for you during a variety of hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. If you're out and about on Saturday, swing by our drive-thru between 9:00 AM and 1:00 PM for quick service.

Member Eligibility

At White River, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible to become a member. We're here to support your financial journey with a range of services tailored just for you. For more detailed eligibility criteria, feel free to check out our website at . Once you see how easy it is to qualify, opening an account is just a step away! You can visit us at 1499 Garrett St Enumclaw Wa 98022 or give us a call at (360) 825-4833 for any questions you might have. Join us today and enjoy the benefits of being part of White River, where your financial well-being matters!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local enterprises to purchase equipment, hire staff, and enhance their operations. - With an outstanding commercial loan portfolio of $11,711, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance cash flow. Imagine having the ability to accept payments seamlessly whether in-store or online giving your customers more options while boosting your sales. Our solutions help you manage your finances efficiently, allowing you more time to focus on what truly matters: growing your business. If you're located in Enumclaw, WA, visit us at 1499 Garrett St Enumclaw Wa 98022 or give us a call at (360) 825-4833. Let's work together to turn your business ambitions into reality!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer robust business banking services including merchant services and business loans. Let us help you take your business to the next level by providing the financial support you need.

Convenience Features

At White River Credit Union, we know that convenience matters. That's why we offer ATM services for quick cash withdrawals and basic transactions without long waits. You can also take advantage of our drive-thru banking, making it simple to complete deposits or withdrawals without leaving your vehicle. Our commitment extends beyond traditional banking hours. With features like online banking, mobile payments, and person-to-person transfers, managing your finances is just a click away no matter where you are!

Get in Touch

We invite you to explore all that White River has to offer. If you have questions about any of our services or need assistance, please don't hesitate to reach out at (360) 825-4833. Our friendly staff is ready to help! Visit us today at 1499 Garrett St Enumclaw Wa 98022, or check out our website at https://whiterivercu.com/ for more information on how we can support your financial journey. Your financial wellness is important to us let's achieve it together!

Loans and Credit

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options provide you with the flexibility to manage those costs effectively. Plus, with our credit cards featuring rewards, every purchase can earn you something back making spending more rewarding!

Personal Banking

We understand that managing personal finances is crucial for everyone. That's why our personal banking services include checking and savings accounts that fit various lifestyles. Imagine having easy access to your funds with online and mobile banking check your balance, transfer money, or even deposit checks from the comfort of your home! If you're considering purchasing a new car, look no further than our auto loans and vehicle financing options. We offer competitive rates and flexible terms, making it easier for you to drive away in the vehicle you've always wanted. Additionally, if you're looking to buy a home or refinance your current mortgage, our dedicated team is here to assist you with mortgage loans and refinancing solutions tailored to your needs.

Digital & Online Banking

Accessibility

With these features combined, managing your finances becomes effortless. Enjoy real-time account management right from your smartphone or computer no more waiting in line or adjusting your schedule to visit the branch. At White River, we're here to provide you with tools that fit seamlessly into your lifestyle so you can focus on what matters most to you.

Key Services

With our online banking platform available at https://whiterivercu.com/, you can access your account 24/7. Check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly design ensures that navigating through your financial tasks is simple and straightforward. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick. You can send or receive money without needing to visit a branch, giving you instant access to your funds whenever you need them.

Security and Ease of Use

Your security is our top priority. That's why we offer electronic signature authorization for transactions, allowing you to sign documents securely from anywhere. Plus, with e-statements available, you can stay organized without the clutter of paper statements. This not only helps the environment but also keeps your financial information safe and accessible. For those who prefer banking on their mobile devices, our mobile application offers all the functionalities of online banking right at your fingertips. You can make payments using mobile payments features and check your account anytime, anywhere.

Financial Strength

At White River, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the strength of our credit union directly impacts your confidence in us, which is why we are proud to share our robust financial performance with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $17,313,636, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,501 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,608,690 in share certificates and $26,772,335 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,313,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,159 in used auto loans and $65,864,181 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 15,970, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, White River is your trusted partner. Visit us at 1499 Garrett St Enumclaw Wa 98022 or call (360) 825-4833 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,765,914 in used vehicle loans and $8,834,664 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your budget. Plus, if you're considering refinancing your current auto loan for better terms or lower payments, we're here to help!

Credit Lines

Need extra flexibility? Our total credit lines amount to $4,000,000, providing you with quick access to funds when you need them most. This is an excellent option for those looking for a safety net or wanting to finance unexpected expenses. For business owners in our community, we also provide commercial loans totaling $11,711, which can be crucial for expanding your business or managing operational costs. If you're interested in learning more about any of these loan products or want assistance finding the right option for you, please don't hesitate to call us at 360-825-4833 or visit us at our branch located at 1499 Garrett St Enumclaw WA 98022. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At White River Credit Union, we are committed to helping you take control of your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,258,254, make buying or refinancing simple. We offer competitive rates and friendly guidance throughout the process. If you have questions about eligibility or refinancing options available to you, feel free to reach out.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,923,103 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can fit into your lifestyle seamlessly.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from trusted sources, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. Their goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from current loan rates from multiple institutions, allowing them to easily compare their choices and find the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and user satisfaction associated with the platform. If you are looking for reliable loan comparisons, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working only with legitimate financial institutions, LendMesh guarantees that the loan information presented is accurate and up-to-date.

White River