Westmark Credit Union Westminster CO | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Westminster, your trusted financial partner located at 9053 Harlan St Ste 10, Westminster, CO 80031. Established in 1960, we have proudly served our community for over six decades, growing alongside our members and providing financial solutions tailored to their needs. With a strong commitment to member satisfaction, we currently boast a total membership of 3,335 individuals who rely on us for their banking needs. At Westminster Credit Union, we understand that your finances are personal. That's why we offer a range of services designed to help you thrive whether it's through checking and savings accounts, auto loans, mortgages, or business banking options. Our total assets amount to an impressive $52,313,521, with total deposits reaching $7,910,706. This solid foundation allows us to lend out 1,055 loans and leases while maintaining a net worth of $5,016,349, ensuring our members' investments are secure. Under the leadership of CEO Megan Thomas and Board President Harvey Morris, our dedicated team of 7 employees is here to guide you every step of the way. We take pride in our ability to build lasting relationships within the community while ensuring that financial literacy remains a key focus. While members can visit us at our branch for all their banking needs during our operating hours from 9 AM to 5 PM (Monday through Friday), official correspondence should be sent to the same address as we do not have a separate mailing location. We invite you to explore what Westminster Credit Union has to offer by visiting our website at www.wfcu.com. Whether you're looking to open an account or learn more about our services, we're excited to help you achieve your financial goals. Feel free to reach out at (303) 427-6466 with any questions or inquiries we're just a phone call away!

Branch History & Mission

At Westminster in Westminster, CO, we take pride in our rich history and unwavering commitment to our community. Established in 1960, we have grown from humble beginnings into a thriving credit union that now serves over 3,335 members. Our branch, located at 9053 Harlan St Ste 10 Westminster Co 80031, has become a cornerstone for individuals and families seeking reliable financial services in the area. From the start, our mission has been clear: to provide exceptional financial services while supporting the local community. We believe that everyone deserves access to affordable banking options, and we strive to make that a reality every day. Our dedication is reflected in our total assets of $52,313,521 and our range of services, which include personal banking, auto loans, mortgages, and business banking. While members can visit us at 9053 Harlan St Ste 10 Westminster Co 80031, official correspondence should be sent to 9053 Harlan St Ste 10, Westminster, CO 80031-2908. We are conveniently situated near various local landmarks, making it easy for our members to reach us. Our operating hours are Monday through Friday from 9 AM to 5 PM, ensuring that we are available when you need us most. As we've evolved over the years, we've embraced new technologies to enhance your banking experience. Our online and mobile banking platforms allow members to manage their accounts anytime, anywhere. Additionally, we remain committed to accessibility with ADA-compliant facilities for all visitors. Community support lies at the heart of our mission. We actively engage in outreach programs and partnerships with local organizations, helping to uplift those around us. Whether it's through financial education workshops or sponsorships of community events, we are dedicated to making a positive impact. Our team at Westminster is here to guide you on your financial journey, offering personalized service tailored to your needs. We invite you to join our growing family of members and experience firsthand the benefits of being part of something special. If you're ready to take the next step toward achieving your financial goals, don't hesitate! Visit us today or explore more about membership options at https://www.wfcu.com/. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Westminster! Conveniently located at 9053 Harlan St Ste 10 Westminster Co 80031 in the heart of Westminster, CO, our branch is designed to make your banking experience as smooth as possible. Whether you're coming from nearby landmarks or just passing through, finding us is easy. Our branch is situated close to local favorites, making it a familiar stop for residents. With accessible parking and ADA-compliant features, we ensure that all our members can visit without hassle. While we currently do not offer drive-thru services or ATMs on-site, our friendly staff is always ready to assist you inside. At Westminster, we understand that your time is valuable. That's why we are open Monday through Friday from 9 AM to 5 PM, providing ample opportunity for you to take care of your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage services, we have everything you need under one roof. While members can visit us at 9053 Harlan St Ste 10 Westminster Co 80031, official correspondence should be sent to 9053 Harlan St Ste 10, Westminster, CO 80031-2908 if different. If you're looking for shared services, you'll be pleased to know that we are part of a network that allows basic transactions like deposits and withdrawals for partner credit union members. Ready to experience convenient banking? Give us a call at (303) 427-6466 or stop by during our operating hours. We look forward to serving you at Westminster!

Member Eligibility

At Westminster, we believe that becoming a member is like joining a family where support and community come first. If you're looking to be part of something special, we welcome individuals who live, work, worship, or attend school in the Adams County area. Whether you're just starting out or looking to make a change, our membership is designed to be inclusive and accessible for everyone. You can find all the specific eligibility details by visiting this link. Joining us is easy! Once you see that you qualify, simply head over to our account opening page here to start your journey. If you have any questions or need assistance along the way, feel free to call us at (303) 427-6466. We're here to help you every step of the way as you take advantage of all the benefits that come with being a member at Westminster.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine processing transactions quickly and securely while managing your cash flow effortlessly. Our merchant services enable businesses to accept payments seamlessly, whether in-person or online, ensuring that you can focus on what matters most growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Westminster, CO. Ready to take the next step? Visit us at 9053 Harlan St Ste 10 Westminster Co 80031 or call us at (303) 427-6466 to learn how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team will work closely with you to understand your needs and provide flexible financing options.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Westminster, we prioritize digital accessibility through our robust online and mobile banking platforms. You can easily manage your accounts anytime, anywhere whether it's checking balances, making transfers, or paying bills with just a few taps on your smartphone.

Credit Cards and Rewards

To sweeten the deal, we provide credit cards with rewards, allowing you to earn points on everyday purchases. This can translate into fantastic perks like travel discounts or cashback, making it easier for you to enjoy life while managing expenses.

Personal Banking Solutions

For individuals seeking to manage their finances effectively, we offer various checking and savings accounts that cater to different lifestyles and goals. Imagine easily accessing your funds online or through our mobile app; it's never been simpler to keep track of your finances. Our auto loans and vehicle financing options are perfect for those ready to hit the road in a new car. With competitive rates, we can help make your dream vehicle a reality. If homeownership is on your horizon, consider our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll make, and we're here to guide you every step of the way. Need some extra cash? Our personal loans can assist with debt consolidation or any unexpected expenses that come your way.

Shared Branching Options

We also participate in shared branching services, allowing members from partner credit unions to conduct basic transactions such as deposits and withdrawals right here at our branch. This means you have access to your funds even when you're away from home. For any questions or assistance regarding our services, feel free to reach out at (303) 427-6466 during our operating hours from Monday to Friday, 9 AM to 5 PM. At Westminster, we're committed to helping you achieve your financial goals with ease and confidence. Visit us today at 9053 Harlan St Ste 10 Westminster Co 80031 or explore more about what we offer by visiting our website at Main Office. Your financial success is just around the corner!

Digital & Online Banking

Easy Access with Online Banking

With our 24/7 online banking services available at https://www.wfcu.com/, you can check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. No more waiting in line at the branch; your financial management is just a few clicks away.

Mobile Banking Made Simple

Our mobile application is available for download, offering a user-friendly interface that makes banking even easier. Whether you want to make person-to-person transfers or check your account balance, it's all possible from your smartphone. Plus, you can enjoy the convenience of mobile payments though currently, this feature isn't available yet, we're continually working to enhance our offerings.

Secure Transactions

Your security is our priority. While we do not currently support electronic signature authorization for documents, we ensure that all online transactions are protected with robust security measures. This means you can rest easy knowing that your personal information and funds are safe. At Westminster, we believe that banking should be accessible and straightforward. Our digital services are designed to give you real-time control over your finances while providing peace of mind through secure transactions. Experience the ease of modern banking today!

Stay Informed with E-Statements

We offer e-statements for all members, making it easy to keep track of your transactions without the clutter of paper. With just a glance, you'll have all the information you need right at your fingertips.

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We're here when you need us most.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your financial well-being is our top priority.

Growing Member Base

Total Share and Deposit Accounts: 5,990, showing a strong and growing member base that trusts us with their finances. We appreciate each member's confidence in us as we work together toward achieving your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Westminster is your trusted partner. Visit us at 9053 Harlan St Ste 10 Westminster Co 80031 or call (303) 427-6466 to learn more about how we can help you achieve your financial goals.

Lending Support for Your Goals

With $596 in used auto loans and $27,166,554 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to purchase a vehicle or need financing for other personal projects, we're here to help you succeed.

Operational Efficiency

Our $31,154 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This effective management translates into more resources directed toward enhancing your experience with us.

Reinvestment for Better Services

With $4,964,849 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means improved services today and greater benefits tomorrow.

Secured Savings Opportunities

Members' savings are secured through $13,251,174 in share certificates and $5,162,384 in money market shares, offering stable and rewarding financial growth opportunities. We understand that your savings deserve the best protection and growth potential.

Solid Capital Foundation

Our net worth ratio of $959 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This robust framework allows us to adapt and grow while prioritizing our members' needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,491,038 in used vehicle loans and $1,059,618 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find an option that fits your budget.

Credit Lines

For those who need a little extra flexibility in their finances, we offer credit lines totaling $4,000,000. This product is ideal for managing unexpected expenses or consolidating debt without the pressure of fixed monthly payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,189,643, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we have options available tailored to your specific needs. Be sure to ask our staff about eligibility and how you can benefit from these programs. For more information on our loan products or to see if you qualify for membership, please call us at 303-427-6466 or visit our website at Westminster. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our goal is to support you through every step of your financial journey with clear options and dedicated service. Come see how Westminster can help you today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although we currently have $0 in unsecured credit card loans issued, our commitment to providing easy access to credit remains strong.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers displayed are fair and transparent, giving users peace of mind as they explore their options.

Westminster