West-Aircomm Credit Union Beaver PA | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to West-aircomm Federal Credit Union, your trusted financial partner since 1949! Located at 485 Buffalo St, Beaver, PA 15009, we proudly serve a vibrant community of over 21,655 members. Our mission is simple: to provide you with personalized financial services that meet your unique needs and goals. At West-aircomm, we understand the importance of having a reliable financial institution by your side. With total assets amounting to an impressive $352,763,872 and total deposits of $17,711,631, our commitment to your financial well-being is stronger than ever. We offer a variety of products ranging from auto loans and mortgage financing to credit cards with rewards tailored just for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 568, Beaver, PA 15009. We want you to feel confident in every interaction with us. That's why we ensure our services are accessible through online and mobile banking options as well. Our leadership team is dedicated to fostering a welcoming environment. Led by CEO Lynn Stephenson and Board President Phillip Pietrandrea, we strive to maintain a culture of trust and transparency. With a dedicated staff of 49 employees, we are here to assist you with all your banking needs. Join us in making the most of your financial future! Whether you're looking for guidance on loans or exploring savings options, don't hesitate to reach out. Call us today at 724-775-6640 or visit our website at westaircomm.com to learn more about how we can help you achieve your dreams.

Branch History & Mission

Join Us!

As we look toward the future, we invite you to become part of the West-aircomm family. Whether you're seeking savings options or looking for guidance on loans and credit cards with rewards, our dedicated team is here to help you achieve your financial goals. Contact us at 724-775-6640 or visit our website at westaircomm.com to learn more about how you can benefit from being a member of our cooperative credit union. Together, let's build a brighter financial future!

Modern Services

In today's fast-paced world, convenience matters. That's why we have embraced digital advancements to enhance your banking experience. With online and mobile banking options available, managing your finances has never been easier. Our services include ATM access for quick withdrawals and basic drive-thru banking for those who prefer face-to-face interactions without leaving their vehicles. While members can visit us at 485 Buffalo St, official correspondence should be sent to P.O. Box 568, Beaver, PA 15009 if you need anything else or have inquiries.

Our Mission

Our mission at West-aircomm is simple yet profound: to empower our members through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial success and stability. That's why we focus not just on transactions but also on relationships helping our members navigate their financial paths with confidence. We actively engage in community outreach initiatives, partnering with local organizations to make a positive impact beyond banking. Whether it's supporting local events or offering financial literacy programs, our goal is to contribute to the overall well-being of Beaver and its residents.

Branch Location & Accessibility

Banking Hours and Services

We understand that your time is valuable. That's why we offer flexible hours for your convenience: Monday, Tuesday, Wednesday, and Friday from 9 AM to 4:45 PM; Thursday until 6:45 PM; and Saturday mornings from 9 AM to 12 PM. Whether you need to stop by for a quick transaction or have more complex banking needs, our team is ready to assist you during these hours. At West-aircomm, we provide a range of services tailored just for you checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options are all part of what we offer. If you're in need of cash quickly, we have an ATM on-site for easy withdrawals. And if you prefer drive-thru banking for simple transactions like deposits or withdrawals? We've got that too!

Call to Action

We invite you to visit us at West-aircomm Federal Credit Union today! If you have any questions or need assistance before stopping by, feel free to give us a call at 724-775-6640. Our team looks forward to welcoming you and helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Our location is just a stone's throw away from local favorites like the Beaver River and the beautiful parks that line its banks. We're also near popular shops and eateries, so it's easy to fit a visit to us into your day. You'll find ample parking available, ensuring your visit is hassle-free. Plus, we are proud to be ADA compliant, with ramps and accessible features designed to assist all our members.

Member Eligibility

At West-aircomm, we believe that everyone deserves access to financial services in a friendly and supportive environment. Joining our community is simple and welcoming! To become a member, you need to meet some basic eligibility requirements that generally include living or working in the local area, or being related to someone who is already a member. This means that if you're part of our community in any way, you're likely eligible to enjoy the benefits of membership. Being with us not only opens the door to great financial products but also connects you with a team dedicated to your success. If you're ready to take the next step, opening an account is easy! You can find all the details about how to join us by visiting this link. For any questions or assistance, feel free to call us at (724) 775-6640. We can't wait to welcome you into the West-aircomm family at 485 Buffalo St Beaver Pa 15009!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that simplify transactions. Imagine running a busy café; our point-of-sale solutions ensure you can process payments quickly, keeping lines moving and customers happy. With features like mobile payments and online banking, managing your cash flow becomes straightforward. Visit us at 485 Buffalo St Beaver Pa 15009 in Beaver, PA, or call us at (724) 775-6640 to explore how our business banking services can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $249 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $181 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $44,323,682, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll appreciate our comprehensive Business Banking services. From Merchant Services that make transactions easy for your customers to Business Loans that help you expand or invest in new opportunities, we are committed to supporting local businesses in every way possible.

Convenient Access Anytime

We also provide essential services like ATM & Cash Withdrawal Services, which ensure you have access to your money when you need it most. Our basic Drive-Thru Banking makes quick transactions easy without leaving your car ideal for busy days when time is of the essence. At West-aircomm, we pride ourselves on offering not just banking services but genuine support for all stages of life. Whether you're stopping by our branch or using our digital platforms like mobile payments and online banking, we're here for you. Ready to learn more? Give us a call at (724) 775-6640 or visit us online at West-aircomm Federal Credit Union. We look forward to helping you achieve your financial goals!

Financing Your Dreams

When it comes to big purchases like cars or homes, our financing options can make all the difference. Our Auto Loans & Vehicle Financing are designed to get you on the road quickly and affordably. Picture yourself driving off in that new vehicle with manageable monthly payments. If you're looking to buy a home or refinance your current mortgage, our Mortgage Loans & Refinancing services can help turn those dreams into reality with competitive rates and personalized advice.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options like Checking and Savings Accounts tailored to help you save efficiently. Imagine having a checking account that suits your daily spending habits while earning interest on your savings. With our user-friendly online and mobile banking services, you can check balances, make transfers, and pay bills from anywhere making banking as convenient as it should be.

Rewards for Your Spending

For those who love rewards, our Credit Cards with Rewards program allows you to earn points on every purchase. Use those points for travel, merchandise, or cashback whatever suits your lifestyle best.

Support When You Need It

Life can throw unexpected challenges your way. That's where our Personal Loans & Debt Consolidation options come into play. Whether you need cash for an emergency or want to simplify your finances by consolidating debt, we're here to provide support with flexible terms and competitive rates.

Digital & Online Banking

Accessible Online Services

With our robust online banking platform, accessible at https://westaircomm.com/, you can check your account balances, transfer money, pay bills, and more anytime, anywhere. Our 24/7 online banking services ensure you have real-time access to your accounts whenever you need it.

Embrace Mobile Payments

For those who love convenience, our mobile payments feature allows you to make purchases directly from your phone without needing cash or cards. It's just one more way we strive to enhance your banking experience. Join us at West-aircomm today and discover how our digital and online banking services can simplify your financial life! Whether you're checking balances or making transfers, everything is at your fingertips with us.

Secure Transactions

Security is paramount at West-aircomm. We utilize electronic signature authorization for secure transactions, ensuring that your sensitive information remains protected. You can also opt for e-statements to stay organized while helping the environment by reducing paper clutter.

User-Friendly Features

Navigating through your finances has never been simpler. Our mobile application is designed with you in mind, allowing for easy access to all of our services right from your smartphone. Plus, if you're making payments or sending money to friends and family, our person-to-person transfer feature makes it quick and hassle-free.

Financial Strength

Commitment to Innovation and Growth

With $41,407,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,351 in used auto loans and $268,768,270 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 38,968, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West-aircomm is your trusted partner. Visit us at 485 Buffalo St Beaver Pa 15009 or call (724) 775-6640 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $113,358,547 in share certificates and $38,157,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $41,527,163, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,177 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $56,301,318 in used vehicle loans and $30,641,348 in new vehicle loans, helping members get on the road with confidence. Whether you're looking for financing on a new car or a reliable used vehicle, we've got you covered.

Business Financing

For business owners looking to grow and expand their operations, our outstanding commercial loans total $44,323,682, providing the capital necessary to take your business to the next level. Whether you are considering refinancing or exploring eligibility options for any of our loan products, our team is here to assist you every step of the way. For more information about our loan offerings or to speak with a representative directly, please call us at 724-775-6640 or visit us at our branch located at 485 Buffalo St Beaver Pa 15009. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $24,952,535, providing you with flexible solutions for your housing needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $5,601,820 in loans already helping members manage their finances effectively, you can enjoy peace of mind knowing you have support when you need it most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every comparison is fair and transparent. Users can trust that they are receiving up-to-date information reflecting true market conditions.

Westaircomm