West-Aircomm Credit Union Aliquippa PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to West-aircomm Federal Credit Union, your trusted financial partner right here in Aliquippa, PA! Since our establishment in 1949, we have proudly served our community, growing to a vibrant membership of over 21,655 individuals. With total assets reaching an impressive $352,763,872, we are committed to providing our members with outstanding service and support. At our branch located at 2015 Main St, you will find a dedicated team ready to assist you with a range of financial needs. Whether you're interested in personal banking, auto loans, or even business services, we have tailored solutions just for you. Our focus is not just on numbers; it's about building relationships and helping you achieve your financial goals. While members can visit us at 2015 Main St Aliquippa PA 15001, official correspondence should be sent to the same address for your convenience. Our friendly staff, led by CEO Lynn Stephenson and Board President Phillip Pietrandrea, is here to ensure that your experience with us is as smooth as possible. With total loans amounting to 12,384 and deposits totaling $17,711,631, we stand strong in our commitment to member satisfaction and community impact. Additionally, our net worth of $41,527,163 reflects our solid foundation and dedication to serving you better every day. We invite you to explore the various services we offer at westaircomm.com or call us at 724-378-3534 for more information. Join us today and become part of a credit union that genuinely cares about its members!

Branch History & Mission

Join Us Today!

As we continue this journey together, we invite you to experience the benefits of membership at West-aircomm Federal Credit Union. Enjoy competitive rates on loans, dedicated service from friendly staff, and an array of modern digital banking tools designed for your convenience. Come see why so many in Aliquippa trust us with their financial futures! For more information or assistance, don't hesitate to reach out at 724-378-3534 or visit us online at westaircomm.com. Your path to better banking starts here!

Our Journey

Located at 2015 Main St, Aliquippa, PA 15001, our branch is easily accessible for local residents. We've embraced change and adapted to the needs of our members while staying true to our mission of providing exceptional financial services. As we grew, so did our offerings: from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Today, we also provide business banking services and advanced online tools that make managing finances easier than ever. At West-aircomm, we believe that everyone deserves access to affordable financial services. This principle drives us to not only meet the banking needs of our members but also support community initiatives that uplift those around us. Whether through partnerships with local organizations or hosting events aimed at financial literacy, we strive to make a positive impact in Aliquippa and beyond.

Our Mission

Our mission is simple yet powerful: to serve our members with integrity while enhancing their financial lives. We understand that every member has unique needs and goals; therefore, we offer personalized solutions tailored just for you. With a focus on customer satisfaction and community engagement, we ensure that our members receive not only quality service but also feel valued as part of our credit union family. While you can visit us at our branch location for all your banking needs including convenient ATM access and drive-thru services official correspondence should be sent to 2015 Main Street, Aliquippa, PA 15001 if different from the branch address.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

At West-aircomm, we understand that convenience is key. You can find us near popular local spots like the Aliquippa Community Center and just a short drive from the bustling area around Route 51. Our branch features ample parking and is fully ADA-compliant, ensuring that everyone can visit us comfortably.

Full Range of Services Right Here

As a member of West-aircomm Federal Credit Union, you have access to a wide array of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Enjoy the convenience of our drive-thru banking for deposits and withdrawals, along with ATM services available on-site.

Operating Hours Tailored for You

We strive to accommodate your schedule with our welcoming operating hours. Join us Monday through Wednesday and Friday from 9:00 AM to 4:45 PM, or stop by on Thursday when we stay open until 6:00 PM. Whether you're here for a quick transaction or need assistance with more complex services, our dedicated team is ready to help during these hours.

We're Here for You!

Have questions or need assistance? Don't hesitate to reach out! Give us a call at 724-378-3534 or visit our website at westaircomm.com. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Member Eligibility

At West-aircomm, we believe that becoming a member is like joining a family where everyone looks out for each other. If you're looking to become part of our supportive community, eligibility is quite simple! You can join us if you live, work, worship, or attend school in the area surrounding 2015 Main St Aliquippa Pa 15001. We welcome individuals from all walks of life and backgrounds, making it easy for you to take part in our financial services designed just for you. Becoming a member offers you access to a variety of benefits including competitive rates on loans and savings accounts, personalized service, and a range of banking options tailored to your needs. To get started with opening an account, simply visit our website at https://wafcu.memberautocenter.com/ or give us a call at (724) 378-3534 if you have any questions. For more detailed information on eligibility criteria, feel free to check out our resource at . We're excited to welcome you into the West-aircomm family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine having the ability to accept payments anytime, anywhere whether it's at a bustling farmers market or within your retail space on Main Street. Our solutions make it easy to manage transactions so you can focus on what you do best: running your business. Visit us at 2015 Main St Aliquippa Pa 15001 in Aliquippa, PA, or call us at (724) 378-3534 to learn how we can help your business thrive!

Tailored Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $249 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $181 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $44,323,682, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we offer specialized services tailored to support your growth. From merchant services that streamline transactions to business loans designed to help you expand, we are here to be your partner every step of the way.

Convenient Access

At West-aircomm, convenience is key. Our ATM and cash withdrawal services allow you to access your money quickly and easily. Plus, with basic drive-thru banking available for deposits, withdrawals, and simple transactions, getting what you need is hassle-free. We also provide shared branch transactions for members of partner credit unions, making it easier than ever to manage your finances.

Credit Cards and Rewards

We know everyone loves rewards, which is why our credit cards come with attractive benefits. Use them for everyday purchases and earn rewards that can make a real difference in your life.

Digital Banking Features

In today's fast-paced world, having digital access is crucial. Our online banking platform allows you to perform all your banking tasks from the comfort of your home or on the go. You can pay bills, transfer funds between accounts, or send money using our person-to-person service all at your fingertips! Our commitment to member satisfaction means we continuously strive to enhance our offerings. If you have any questions about our services or how they can benefit you, don't hesitate to reach out! You can contact us at 724-378-3534 or visit us at 2015 Main St, Aliquippa, PA 15001. Discover how West-aircomm can make banking simpler for you today!

Personal Banking

Our personal banking options include checking and savings accounts that are designed with you in mind. You can easily manage your funds through our online and mobile banking platforms, ensuring you have access to your money whenever you need it. Imagine being able to check your balance or transfer funds while waiting in line at the grocery store! For those looking to finance their next vehicle, our auto loans and vehicle financing solutions make it simple and affordable. We also offer mortgage loans and refinancing options so that buying your dream home is within reach. If you're facing unexpected expenses or want to consolidate debt, our personal loans can help get you back on track.

Digital & Online Banking

Accessibility and Convenience

E-statements are another feature that enhances your experience with us. They are not only environmentally friendly but also allow you to view your statements anytime without waiting for them in the mail. Everything you need is at your fingertips. At West-aircomm, we strive to provide an accessible banking experience that's tailored for today's fast-paced lifestyle. Whether you're at home or out and about, our digital tools ensure that managing your money is both straightforward and secure. Join us today and discover how easy banking can be!

Key Features

Our online banking platform is user-friendly and packed with features. You can easily check your account balance, transfer funds, and pay bills without having to visit a branch. If you're busy or prefer convenience, our mobile application allows you to manage your finances right from your smartphone. Plus, with mobile payments enabled, making purchases has never been simpler. Need to send money to friends or family? Our person-to-person transfer option lets you do just that with just a few clicks, making it easy to share expenses or split bills. We also value security, which is why we offer electronic signature authorization for important documents no need for paperwork.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 38,968, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to continue improving our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West-aircomm is your trusted partner. Visit us at 2015 Main St Aliquippa Pa 15001 or call (724) 378-3534 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Your Future

With $41,407,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,351 in used auto loans and $268,768,270 in total loans and leases.

Member Savings Secured

Members' savings are secured through $113,358,547 in share certificates and $38,157,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $41,527,163, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,177 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,301,318 in used vehicle loans and $30,641,348 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and make it as straightforward as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $44,323,682 provide the capital needed to grow and expand. We are dedicated to supporting local businesses with tailored lending solutions that fit their unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,952,535, make buying or refinancing simple. We know that securing a mortgage can be daunting, but our experienced staff will work with you every step of the way to ensure you understand your options and feel confident in your decisions.

Refinancing Options

If you're considering refinancing any existing loans for better terms or lower rates, we can assist you in evaluating your options. Our goal is to help you save money and improve your financial health. If you have any questions about our loan offerings or need assistance with the application process, feel free to reach out at (724) 378-3534. Our friendly team is ready to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 2015 Main St Aliquippa Pa 15001, Aliquippa, PA, or check out our website at https://westaircomm.com/ for more information on how we can assist you further!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,601,820 in loans helping members manage their finances effectively. These credit cards come with features that suit various spending habits and help you build your credit score responsibly.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you receive fair and clear offers without hidden terms. One of the standout features of LendMesh is its use of verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. There are also no sponsored listings on the platform; lenders are not prioritized based on paid promotions. Instead, LendMesh's goal is to provide unbiased results that help you make informed decisions. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information allows users to see current loan rates, making it easier to choose the best option for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Westaircomm