VyStar Credit Union Middleburg FL: Affordable Auto Loans & Business Banking

Introduction

At Vystar, we believe that every member deserves a financial partner they can trust. Located at 2762 Blanding Blvd, Middleburg, FL 32068, our branch has been serving the community since 1952. With a commitment to enhancing the lives of our nearly 1 million members, we provide a wide range of banking services tailored to fit your unique needs. As a proud credit union with total assets exceeding $14.7 billion, we focus on delivering value through competitive rates and personalized service. Our members enjoy access to over $975 million in deposits and benefit from loans totaling 497,479 across various categories, including auto financing, mortgages, and personal loans. Under the leadership of our CEO, Brian Wolfburg, and Board President, Phillip Siddons, we strive for excellence in everything we do. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 2762 Blanding Blvd, Middleburg, FL 32068. Whether you are looking to open a checking account or seeking a loan to finance your next vehicle, our dedicated team is here to assist you every step of the way. We invite you to experience the Vystar difference. With one ATM and drive-thru service available for your convenience, reaching your financial goals is easier than ever. Feel free to give us a call at 904-908-2350 during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us today and discover how Vystar can help you thrive! Visit our website at vystarcu.org for more information about our services and offerings.

Branch History & Mission

Our Mission

At Vystar, our mission is simple yet profound: to provide accessible financial services while supporting the communities we serve. We strive to make banking convenient and user-friendly through modern digital advancements such as online banking and mobile payments. Our branch is equipped with an ATM and offers drive-thru banking services for added convenience. We are dedicated not only to helping our members achieve their financial goals but also to enriching the local community through outreach programs and partnerships. Whether it's sponsoring local events or providing financial education workshops, we believe in giving back to those who have supported us throughout the years. While members can visit us at 2762 Blanding Blvd for all their banking needs, official correspondence should be sent to the same address. We invite you to experience our personalized approach firsthand during our operating hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us at Vystar in Middleburg and discover how we can help you navigate your financial journey with confidence. Your success is our priority! For more information or assistance, feel free to call us at 904-908-2350 or visit our website at vystarcu.org.

Branch Location & Accessibility

Accessibility Features

At Vystar, we prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring that everyone can easily access our services. You'll find ample parking right outside the entrance, including designated spots for those with disabilities. Plus, our drive-thru service allows for quick and simple transactions without leaving your vehicle.

Contact Us

If you have any questions or need assistance before your visit, feel free to give us a call at 904-908-2350. While members can visit us at 2762 Blanding Blvd for all their banking needs, official correspondence should be sent to the same address as well. We invite you to come experience the Vystar difference today! Your financial well-being is our priority, and we look forward to serving you soon.

Operating Hours & Services

We understand that life can be busy, which is why we offer flexible operating hours. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, our friendly staff is ready to assist you. In addition to personal banking options like checking and savings accounts, auto loans, and mortgages, we also provide business banking solutions and online/mobile banking features for your convenience. And if you need cash on the go, our ATM is available right on-site!

Member Eligibility

At Vystar, we believe that joining our community is about more than just finances; it's about being part of a supportive family that cares about your goals and dreams. Becoming a member is simple and welcoming. If you live, work, or worship in the Middleburg area or have an immediate family member who does, you're likely eligible to join us. We pride ourselves on making banking accessible for everyone, with services tailored to meet your needs. You can find detailed eligibility criteria by visiting this link. Ready to take the next step? Opening an account at Vystar is a breeze! Our friendly team is here to guide you through the process. Just give us a call at (904) 908-2350 or drop by our branch located at 2762 Blanding Blvd Middleburg Fl 32068 during our operating hours. We look forward to welcoming you into our community and helping you achieve your financial aspirations!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services designed to simplify your payment processes. Picture this: you're busy serving customers, and our payment solutions ensure you get paid quickly and securely. From credit card processing to online transactions, we have the tools that let you focus on what you do best running your business. Visit us at 2762 Blanding Blvd Middleburg Fl 32068 in Middleburg, FL or call us at (904) 908-2350 to discover how our business banking services can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,861 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $880,089,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's digital world, convenience is key. At Vystar, we offer robust Online & Mobile Banking features. You can manage your accounts from anywhere using our user-friendly app or website, making transactions simple whether you're at home or on the go. With options like ATM & Cash Withdrawal Services, you have easy access to your funds whenever you need them.

Empowering Local Businesses

For our business members, we provide tailored solutions including Business Banking, which encompasses Merchant Services and Business Loans. We are committed to supporting local businesses by offering financial tools that help them thrive in today's market.

Financing Your Dreams

For those considering buying a new vehicle or refinancing an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and terms. If homeownership is on your mind, our Mortgage Loans & Refinancing services can guide you through the process, making it simpler than ever to secure your dream home.

Personal Banking Made Easy

Whether you are looking to open a checking or savings account, our personal banking services offer flexibility and support for everyday financial needs. You can set up an account that works for you, ensuring that managing your money is straightforward and stress-free.

Quick Transactions Made Simple

For those quick banking needs, our branch also provides basic drive-thru services where you can handle deposits and withdrawals without stepping inside. Our ATMs allow for balance checks and cash withdrawals with ease. With all these comprehensive services available at Vystar, we aim to create a welcoming environment where members feel supported in their financial journey. If you're ready to explore what we can do for you, don't hesitate to reach out! Contact us at (904) 908-2350 or visit us online at https://www.vystarcu.org. We look forward to serving you!

Support When You Need It

We understand that life can sometimes throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions designed to assist you during those challenging times. Additionally, our Credit Cards with Rewards program allows you to earn while spending, giving you added benefits for your purchases.

Digital & Online Banking

Key Features

With security being a top priority, you can trust that all your transactions are safe with us. We utilize electronic signature authorization, so you can complete important paperwork without needing to visit a branch. Additionally, e-statements are readily available to help you keep track of your account activity in a paperless format. If you're looking for convenient payment options, our mobile payments feature lets you make purchases directly from your smartphone. Need to send money to friends or family? With our person-to-person transfer service, sending cash has never been easier just a few taps on your phone, and it's done! Overall, Vystar aims to provide accessible and efficient online banking solutions that fit seamlessly into your busy lifestyle. Enjoy the freedom of real-time account management and experience banking like never before!

Financial Strength

A Team Ready to Serve You

We also take pride in having 2,315 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce helps us maintain operational efficiency reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Join Us at Vystar

Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Vystar is your trusted partner. Visit us at 2762 Blanding Blvd Middleburg Fl 32068 or call 904-908-2350 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $2,785,758,698 in share certificates and $1,906,153,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,314,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Strong Foundation

With a net worth of $1,298,248,326, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 895% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $910,485,545 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $91,613 in used auto loans and an impressive total of $10,061,804,065 in loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,727,078,927 in used vehicle loans and $1,313,138,601 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used car, our financing options are flexible and tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $880,089,420 provide the capital needed to grow and expand. Whether you're looking to purchase equipment or fund operational costs, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Property loans totaling $701,523,958, providing you with the necessary resources to invest in your dream home. Our team is here to guide you through every step of the mortgage process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, our knowledgeable staff can assist you in exploring eligibility options that may benefit your financial situation. At Vystar, we pride ourselves on creating accessible financial solutions for everyone. For more information about our loan offerings or to speak with one of our representatives directly, please call us at 904-908-2350 during our operating hours: Monday-Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to helping you achieve your financial goals!

Unsecured Credit Card Loans

Managing finances can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $680,082,195 in loans helping members manage their finances effectively. Enjoy peace of mind with a credit card that fits your lifestyle and spending habits.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers tailored to their specific needs.

Vystar

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans